11 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | $6M | $103M | 0.0% | 0.0% | $93M | — | $419M |
| 2024 | $6M | $115M | 0.0% | 0.0% | $128M | — | $911M |
| 2023 | $6M | $130M | 0.0% | 0.0% | $161M | — | $399M |
| 2022 | $4M | $51M | 0.0% | 0.0% | $105M | — | $372M |
| 2021 | — | $82M | — | — | $104M | — | $758M |
| 2020 | — | $46M | — | — | $54M | — | — |
| 2019 | — | $51M | — | — | — | — | — |
| 2018 | — | $47M | — | — | — | — | — |
| 2017 | — | $28M | — | — | $35M | — | $326M |
| 2016 | — | $27M | — | — | $34M | — | $382M |
| 2015 | — | $24M | — | — | — | — | $435M |
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | $2M | $27M | 0.0% | 0.0% | $16M | — | $550M |
| Dec '25 | $2M | $26M | 0.0% | 0.0% | $12M | — | $419M |
| Sep '25 | $2M | $26M | 0.0% | 0.0% | $62M | — | $728M |
| Jun '25 | $2M | $26M | 0.0% | 0.0% | $25M | — | $578M |
| Mar '25 | $2M | $25M | 0.0% | 0.0% | -$6M | — | $561M |
| Dec '24 | $2M | $25M | 0.0% | 0.0% | $3M | — | $911M |
| Sep '24 | $2M | $34M | 0.0% | 0.0% | $58M | — | $516M |
| Jun '24 | $2M | $30M | 0.0% | 0.0% | $37M | — | $490M |
| Mar '24 | $2M | $26M | 0.0% | 0.0% | $31M | — | $400M |
| Dec '23 | $2M | $27M | 0.0% | 0.0% | $30M | — | $399M |
| Sep '23 | $2M | $31M | 0.0% | 0.0% | $36M | — | $302M |
| Jun '23 | $2M | $35M | 0.0% | 0.0% | $48M | — | $304M |
| Mar '23 | $1M | $37M | 0.0% | 0.0% | $48M | — | $263M |
| Dec '22 | — | $2M | — | — | $32M | — | $372M |
| Sep '22 | — | $14M | — | — | $33M | — | — |
| Jun '22 | — | $16M | — | — | $25M | — | — |
| Mar '22 | — | $19M | — | — | $16M | — | — |
| Dec '21 | — | $45M | — | — | — | — | $758M |
| Sep '21 | — | $14M | — | — | — | — | — |
| Jun '21 | — | $12M | — | — | — | — | — |
How the market has priced STEL against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, Stellar Bancorp, Inc.'s revenue has grown 19.4% per year, and net income grown 17.7% per year. These are computed facts, not advice.
As of FY2025, Stellar Bancorp, Inc. reported — of total debt against $419M of cash.
In FY2025, gross margin was —, operating margin —, and net margin 1637.6%.
As of Jun '26, Stellar Bancorp, Inc. traded at a price-to-earnings ratio of about 19.4× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.