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STEL Stellar Bancorp, Inc.

$38.41 +0.38%

Financial · National Commercial Banks

Stellar Bancorp, Inc. (STEL) is a financial company in the National Commercial Banks industry, with a market capitalization of $2.0 billion. Shares last traded at $38.41, 6.3% below their 52-week high. Over the past year the stock is up 45.3%. STEL trades at a price-to-earnings ratio of 19.01, above the National Commercial Banks median of 13.32. Net profit margin is 1637.6%, above the peer median of 28.2%. Revenue declined 2.3% year over year. The shares yield 2.2% in dividends.

Market Cap
$2.0B
Shares Out
50.9M
EPS (TTM)
$3.43
P/E Ratio
11.20
P/S Ratio
311.34
P/B Ratio
1.17
Dividend / Share
$0.85
Dividend Yield
2.21%
52-Week High
$41.00
52-Week Low
$26.43
Volume
12,408
Avg Vol (3m)
13,396.556

Performance

1W
+0.03%
1M
+3.92%
3M
+8.05%
6M
+19.47%
YTD
+24.91%
1Y
+45.33%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
58.64
SMA (50)
$37.53
SMA (200)
$34.16
Price vs SMA50
+2.34%
Price vs SMA200
+12.44%
ATR (14)
$1.18

Financials

Revenue
$6M
Net Income
$103M
Gross Margin
Operating Margin
Net Margin
1637.6%
Return on Equity
6.2%
Return on Assets
0.9%
Current Ratio
Debt / Equity
5.53
Revenue Growth (YoY)
-2.3%

Latest reported annual period ending 2025-12-31 · SEC EDGAR/XBRL.

Recent earnings

PeriodEPS (diluted)Reported
Q1 2026 $0.53 2026-04-28
FY 2025 $1.99 2026-02-26
Q3 2025 $1.47 2025-10-24
Q2 2025 $0.97 2025-07-25
Q1 2026 $0.46 2026-04-28
FY 2025 $2.15 2026-02-26

Full earnings history →

National Commercial Banks peers

STEL vs 14 industry peers (National Commercial Banks), by market cap.

P/E vs peers
19.01 / 13.32 med
+43% premium
P/S vs peers
311.34 / 4.00 med
+7680% premium
Net margin vs peers
1637.6% / 28.2% med
above median
1–14 of 14
JPMJPMorgan Chase$874.8B15.354.7931.2%-2.24%
BACBank of America$398.5B13.063.5227.0%-0.79%
WFCWells Fargo$252.1B11.822.9625.1%-1.57%
CCitigroup$250.3B17.502.9416.8%-0.58%
COFCapital One$125.7B51.2315.5930.4%+0.57%
PNCPNC Financial Services$93.2B13.324.0330.3%-0.48%
USBU.S. Bancorp$90.2B11.913.1526.4%+0.31%
TFCTruist Financial$60.2B11.34+0.27%
HBANHuntington Bancshares$34.2B15.48+0.12%
KEYKeyCorp$24.5B13.39-0.13%
RFRegions Financial Corporation$24.4B11.32-0.14%
PNFPPinnacle Financial Partners, Inc.$14.5B+0.60%
WBSWebster Financial Corp$12.2B12.21+0.73%
FHNFirst Horizon Corp$11.8B11.983.4428.7%+0.28%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.