tradmap

STC Financials Stewart Information Services Corp

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 5.0% per year over the past 5 years.
  • Net income has grown slower than revenue (-5.7% vs 5.0% per year).
  • Free cash flow has declined 12.7% per year over the past 5 years.

Financial health

  • Total debt ($647M) exceeds cash ($322M); net debt is $325M.
  • Total debt has grown faster than revenue (44.7% vs 5.0% per year).

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 50.6% of earnings and 44.2% of free cash flow.
  • The dividend has grown 14.1% per year over the past 5 years.
Revenue & net income
-$6M $2B $3B $0 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
-0% 5% 10% 0% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $175M $350M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $323M $647M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$645M -$127M $390M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $2.9B $116M 0.0% 0.0% $132M $647M $322M
2024 $2.5B $73M 0.0% 0.0% $95M $446M $216M
2023 $2.3B $30M 0.0% 0.0% $45M $445M $233M
2022 $3.1B $162M 0.0% 0.0% $144M $447M $248M
2021 $3.3B $323M 0.0% 0.0% $350M $483M $486M
2020 $2.3B $155M 0.0% 0.0% $261M $102M $433M
2019 $1.9B $79M 0.0% 0.0% $149M $111M $331M
2018 $1.9B $48M 0.0% 0.0% $74M $108M $192M
2017 $2.0B $49M 0.0% 0.0% $92M $109M $150M
2016 $2.0B $55M 0.0% 0.0% $105M — $186M
2015 $2.0B -$6M 0.0% 0.0% $61M — $179M
2014 $1.9B $30M 0.0% 0.0% $44M — $201M
2013 $1.9B $63M 0.0% 0.0% $70M — $194M
2012 $1.9B $109M 0.0% 0.0% $104M — $209M
2011 $1.6B $2M 0.0% 0.0% $6M — $141M

Valuation over time

How the market has priced STC against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 37.5 75.0 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 0.5 1.0 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 1.8 3.6 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is STC growing its revenue and profit?

Over the past 5 years, Stewart Information Services Corp's revenue has grown 5.0% per year, and net income declined 5.7% per year. These are computed facts, not advice.

How much debt does STC have?

As of FY2025, Stewart Information Services Corp reported $647M of total debt against $322M of cash.

What is STC's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 4.0%.

What is STC's P/E ratio?

As of Jun '26, Stewart Information Services Corp traded at a price-to-earnings ratio of about 17.0× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.