15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 22.8% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 39.4% of earnings and 41.0% of free cash flow.
The dividend has grown 3.8% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$134M
—
—
9.2%
1.4%
$129M
—
$163M
2024
—
$131M
—
—
9.5%
1.4%
$170M
—
$245M
2023
—
$145M
—
—
11.3%
1.5%
$166M
—
$234M
2022
—
$136M
—
—
11.4%
1.5%
$237M
—
$210M
2021
—
$110M
—
—
9.1%
1.2%
$211M
—
$922M
2020
—
$21M
—
—
1.8%
0.2%
$46M
—
$230M
2019
—
$98M
—
—
8.2%
1.1%
$133M
$416M
$198M
2018
—
$105M
—
—
11.3%
1.5%
$124M
$604M
$155M
2017
—
$73M
—
—
8.3%
1.0%
$110M
$683M
$117M
2016
—
$71M
—
—
8.5%
1.0%
$93M
$771M
$139M
2015
—
$67M
—
—
8.5%
1.1%
$55M
$581M
$99M
2014
—
$58M
—
—
9.5%
1.2%
$73M
$386M
$110M
2013
—
$51M
—
—
8.8%
1.1%
$83M
$241M
$108M
2012
—
$34M
—
—
6.4%
0.8%
$82M
$262M
$338M
2011
—
$47M
—
—
9.6%
1.1%
$71M
$137M
$271M
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$37M
—
—
2.6%
0.4%
$27M
—
$218M
Mar '26
—
$35M
—
—
2.5%
0.4%
$42M
—
$339M
Dec '25
—
$34M
—
—
2.3%
0.3%
$35M
—
$163M
Sep '25
—
$35M
—
—
2.4%
0.4%
$40M
—
$196M
Jun '25
—
$32M
—
—
2.2%
0.3%
$27M
—
$203M
Mar '25
—
$33M
—
—
2.4%
0.3%
$27M
—
$212M
Dec '24
—
$33M
—
—
2.4%
0.3%
$54M
—
$245M
Sep '24
—
$33M
—
—
2.4%
0.3%
$27M
—
$228M
Jun '24
—
$34M
—
—
2.6%
0.4%
$44M
—
$246M
Mar '24
—
$31M
—
—
2.4%
0.3%
$46M
—
$207M
Dec '23
—
$37M
—
—
2.9%
0.4%
$30M
—
$234M
Sep '23
—
$33M
—
—
2.7%
0.4%
$56M
—
$238M
Jun '23
—
$34M
—
—
2.8%
0.4%
$38M
—
$228M
Mar '23
—
$40M
—
—
3.2%
0.4%
$43M
—
$244M
Dec '22
—
$40M
—
—
3.4%
0.4%
$34M
—
$210M
Sep '22
—
$37M
—
—
3.2%
0.4%
$51M
—
$135M
Jun '22
—
$29M
—
—
2.4%
0.3%
$66M
—
$345M
Mar '22
—
$29M
—
—
2.5%
0.3%
$86M
—
$824M
Dec '21
—
$22M
—
—
1.9%
0.2%
$42M
—
$922M
Sep '21
—
$28M
—
—
2.3%
0.3%
$44M
—
$934M
Valuation over time
How the market has priced STBA against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 8.2× (Mar '23) to 13.5× (Nov '26).
The dividend yield has fallen from 4.2% (Mar '23) to 2.9% (Nov '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is STBA growing its revenue and profit?
See the revenue and net-income charts above for S&T Bancorp Inc's multi-year trend.
How much debt does STBA have?
As of FY2025, S&T Bancorp Inc reported — of total debt against $163M of cash.
What is STBA's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is STBA's P/E ratio?
S&T Bancorp Inc's P/E (TTM) is 12.87 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the STBA stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 13.5× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.