8 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | — | $58M | — | — | 11.8% | 1.3% | $72M | — | $552M |
| 2024 | — | $50M | — | — | 11.3% | 1.2% | $56M | — | $359M |
| 2023 | — | $63M | — | — | 15.4% | 1.5% | $54M | — | $330M |
| 2022 | — | $58M | — | — | 16.3% | 1.5% | $119M | — | $235M |
| 2021 | — | $59M | — | — | 14.4% | 1.5% | $93M | — | $487M |
| 2020 | — | $45M | — | — | 12.3% | 1.3% | $2M | — | $300M |
| 2019 | — | $29M | — | — | 9.5% | 0.9% | $26M | — | $158M |
| 2018 | — | $29M | — | — | 18.9% | 1.1% | $24M | — | $246M |
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | — | $19M | — | — | 3.0% | 0.4% | $27M | — | $788M |
| Mar '26 | — | $15M | — | — | 2.9% | 0.3% | $15M | — | $722M |
| Dec '25 | — | $15M | — | — | 3.1% | 0.3% | $11M | — | $552M |
| Sep '25 | — | $16M | — | — | 3.4% | 0.4% | $22M | — | $635M |
| Jun '25 | — | $15M | — | — | 3.2% | 0.3% | $13M | — | $470M |
| Mar '25 | — | $12M | — | — | 2.8% | 0.3% | $25M | — | $536M |
| Dec '24 | — | $16M | — | — | 3.8% | 0.4% | $3M | — | $359M |
| Sep '24 | — | $11M | — | — | 2.5% | 0.3% | $17M | — | $471M |
| Jun '24 | — | $11M | — | — | 2.7% | 0.3% | $17M | — | $298M |
| Mar '24 | — | $11M | — | — | 2.7% | 0.3% | $19M | — | $372M |
| Dec '23 | — | $10M | — | — | 2.5% | 0.2% | $7M | — | $330M |
| Sep '23 | — | $13M | — | — | 3.6% | 0.3% | $25M | — | $352M |
| Jun '23 | — | $30M | — | — | 7.6% | 0.7% | -$2M | — | $296M |
| Mar '23 | — | $9M | — | — | 2.5% | 0.2% | $24M | — | $328M |
| Dec '22 | — | $13M | — | — | 3.5% | 0.3% | $3M | — | $235M |
| Sep '22 | — | $15M | — | — | 4.5% | 0.4% | $28M | — | $330M |
| Jun '22 | — | $16M | — | — | 4.4% | 0.4% | $18M | — | $376M |
| Mar '22 | — | $14M | — | — | 3.7% | 0.4% | $69M | — | $529M |
| Dec '21 | — | $15M | — | — | 3.6% | 0.4% | $18M | — | $487M |
| Sep '21 | — | $15M | — | — | 3.8% | 0.4% | $7M | — | $328M |
How the market has priced SPFI against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
See the revenue and net-income charts above for SOUTH PLAINS FINANCIAL, INC.'s multi-year trend.
As of FY2025, SOUTH PLAINS FINANCIAL, INC. reported — of total debt against $552M of cash.
In FY2025, gross margin was —, operating margin —, and net margin —.
As of Sep '26, SOUTH PLAINS FINANCIAL, INC. traded at a price-to-earnings ratio of about 14.6× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.