tradmap

SEZL Financials Sezzle Inc.

6 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 170.2% per year over the past 5 years.

Financial health

  • Operating income covered interest expense 13× in the latest year.
Revenue & net income
-$75M $80M $236M $0 2020 2021 2022 2023 2024 2025
RevenueNet income
Margins (gross / operating / net)
-319% -122% 75% 0% 2020 2021 2022 2023 2024 2025
GrossOperatingNet
Free cash flow (CFO − capex)
-$73M $68M $209M $0 2020 2021 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $42M $84M 2020 2021 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$182M $14M $210M $0 2020 2021 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $236M $133M 0.0% 74.9% $209M $64M
2024 $139M $79M 0.0% 59.0% $131M $73M
2023 $61M $7M 0.0% 36.6% -$26M $68M
2022 $12M -$38M 0.0% -237.8% $8M $68M
2021 -$75M -$73M $77M
2020 -$32M -$25M $84M

Valuation over time

How the market has priced SEZL against its own fundamentals since 2023-09 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 167.0 334.0 Sep '23 Feb '24 Jul '24 Dec '24 May '25 Oct '25 Mar '26
P/E
Price / sales (P/S)
0.0 21.7 43.3 Sep '23 Feb '24 Jul '24 Dec '24 May '25 Oct '25 Mar '26
P/S

Frequently asked questions

Is SEZL growing its revenue and profit?

Over the past 5 years, Sezzle Inc.'s revenue has grown 170.2% per year. These are computed facts, not advice.

How much debt does SEZL have?

As of FY2025, Sezzle Inc. reported — of total debt against $64M of cash; operating income covered interest expense 13×.

What is SEZL's profit margin?

In FY2025, gross margin was —, operating margin 74.9%, and net margin 56.4%.

What is SEZL's P/E ratio?

As of Jun '26, Sezzle Inc. traded at a price-to-earnings ratio of about 41.4× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.