tradmap

SBFG Financials SB FINANCIAL GROUP, INC.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has declined 0.5% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 11 consecutive years, consuming 27.5% of earnings and 18.0% of free cash flow.
  • The dividend has grown 4.6% per year over the past 5 years.
Revenue & net income
$0 $9M $18M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 50% 100% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $12M $24M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $75M $150M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$166M -$9M $147M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $14M $21M $72M
2024 $11M $8M $30M $26M
2023 $12M $13M $33M $23M
2022 $13M $24M $35M $28M
2021 $18M $15M $35M $150M
2020 $15M $22M $141M
2019 $12M $17M $27M
2018 $12M $12M $48M
2017 $11M $6M
2016 $9M $12M
2015 $8M $1M
2014 $5M $3M
2013 $5M $13M $15M
2012 $5M $7M $12M
2011 $2M $14M $22M

Valuation over time

How the market has priced SBFG against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.1 12.2 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Dividend yield (%)
0.0 2.2 4.3 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is SBFG growing its revenue and profit?

See the revenue and net-income charts above for SB FINANCIAL GROUP, INC.'s multi-year trend.

How much debt does SBFG have?

As of FY2025, SB FINANCIAL GROUP, INC. reported — of total debt against $72M of cash.

What is SBFG's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is SBFG's P/E ratio?

As of Jun '26, SB FINANCIAL GROUP, INC. traded at a price-to-earnings ratio of about 10.5× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.