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RF Financials Regions Financial Corporation

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 12.4% per year over the past 5 years.
  • Net income has grown faster than revenue (14.5% vs 12.4% per year).

Financial health

  • The company holds more cash ($10.9B) than total debt ($4.9B).
  • Total debt has grown slower than revenue (6.5% vs 12.4% per year).
  • Total debt is 36× EBITDA.

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 42.3% of earnings.
  • The dividend has grown 8.9% per year over the past 5 years.
Revenue & net income
-$215M $1B $3B $0 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 1239% 2477% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $1 $1 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $15B $29B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$13B $2B $16B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $2.2B $4.9B $10.9B
2024 $1.9B $6.5B $10.7B
2023 $2.1B $2.3B $6.8B
2022 $2.2B $2.3B $11.2B
2021 $104M $2.5B 0.0% 44.2% $2.4B $29.4B
2020 $84M $1.1B 0.0% 0.0% $3.6B $18.0B
2019 $79M $1.6B 0.0% 0.0% $9.9B $4.1B
2018 $71M $1.8B 0.0% 0.0% $14.0B $3.5B
2017 $60M $1.3B 0.0% 0.0% $8.6B $4.0B
2016 $58M $1.2B 0.0% 0.0% $7.8B $5.5B
2015 $1.1B $8.4B
2014 $1.1B $5.7B
2013 $1.1B $7.0B
2012 $1.1B $7.4B
2011 -$215M $11.2B

Valuation over time

How the market has priced RF against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.2 12.4 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Dividend yield (%)
0.0 2.7 5.3 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is RF growing its revenue and profit?

Over the past 5 years, Regions Financial Corporation's revenue has grown 12.4% per year, and net income grown 14.5% per year. These are computed facts, not advice.

How much debt does RF have?

As of FY2025, Regions Financial Corporation reported $4.9B of total debt against $10.9B of cash.

What is RF's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is RF's P/E ratio?

As of Jun '26, Regions Financial Corporation traded at a price-to-earnings ratio of about 11.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.