Financial health
- Total debt ($1.4B) exceeds cash ($208M); net debt is $1.2B.
Shareholder returns
- Dividends have been paid for 12 consecutive years.
- The dividend has grown 14.8% per year over the past 5 years.
RCD Financials Ready Capital Corp
12 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | — | -$221M | — | — | — | $1.4B | $208M |
| 2024 | — | -$430M | — | — | — | $1.3B | $144M |
| 2023 | — | $348M | — | — | — | $1.1B | $139M |
| 2022 | — | $203M | — | — | — | $1.1B | $147M |
| 2021 | — | $160M | — | — | — | $897M | $193M |
| 2020 | — | $45M | — | — | — | $443M | $139M |
| 2019 | — | $73M | — | — | — | $440M | $68M |
| 2018 | — | $59M | — | — | — | $337M | $54M |
| 2017 | — | $43M | — | — | — | — | $63M |
| 2016 | — | $49M | — | — | — | — | $60M |
| 2015 | — | $40M | — | — | — | — | $42M |
| 2014 | — | $29M | — | — | — | — | $57M |
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | — | -$200M | — | — | — | $1.3B | $200M |
| Dec '25 | — | -$233M | — | — | — | $1.4B | $208M |
| Sep '25 | — | -$17M | — | — | — | $1.4B | $148M |
| Jun '25 | — | -$54M | — | — | — | $1.4B | $163M |
| Mar '25 | — | $82M | — | — | — | $1.5B | $206M |
| Dec '24 | — | -$315M | — | — | — | $1.3B | $144M |
| Sep '24 | — | -$7M | — | — | — | $1.2B | $181M |
| Jun '24 | — | -$34M | — | — | — | $1.2B | $226M |
| Mar '24 | — | -$74M | — | — | — | $1.1B | $166M |
| Dec '23 | — | $11M | — | — | — | $1.1B | $139M |
| Sep '23 | — | $47M | — | — | — | $1.1B | $166M |
| Jun '23 | — | $253M | — | — | — | $1.2B | $198M |
| Mar '23 | — | $37M | — | — | — | $1.1B | $60M |
| Dec '22 | — | $14M | — | — | — | $1.1B | $147M |
| Sep '22 | — | $66M | — | — | — | $1.1B | $208M |
| Jun '22 | — | $59M | — | — | — | $1.0B | $128M |
| Mar '22 | — | $64M | — | — | — | $902M | $211M |
| Dec '21 | — | $54M | — | — | — | $897M | $193M |
| Sep '21 | — | $47M | — | — | — | $627M | $210M |
| Jun '21 | — | $31M | — | — | — | $626M | $201M |
Valuation over time
How the market has priced RCD against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has risen from 20.9× (Mar '23) to 21.3× (Jun '23).
- The dividend yield has fallen from 4.4% (Mar '23) to 3.0% (Jun '26).
P/E
Dividend yield %
Frequently asked questions
Is RCD growing its revenue and profit?
See the revenue and net-income charts above for Ready Capital Corp's multi-year trend.
How much debt does RCD have?
As of FY2025, Ready Capital Corp reported $1.4B of total debt against $208M of cash.
What is RCD's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is RCD's P/E ratio?
As of Jun '26, Ready Capital Corp traded at a price-to-earnings ratio of about 21.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.