RBB Financials RBB Bancorp

11 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated 29 h ago Overview →

Growth & profitability

Revenue has grown 2.9% per year over the past 5 years.
Net income has grown slower than revenue (-13.4% vs 2.9% per year).
Free cash flow has declined 18.8% per year over the past 5 years.

Financial health

The company holds more cash ($212M) than total debt ($120M).
Total debt has grown in line with revenue (2.8% vs 2.9% per year).

Shareholder returns

Dividends have been paid for 11 consecutive years, consuming 35.3% of earnings and 26.4% of free cash flow.
The dividend has grown 11.4% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	FCF	Total debt	Cash
2025	$5M	$32M	0.0%	0.0%	$43M	$120M	$212M
2024	$5M	$27M	0.0%	0.0%	$58M	$120M	$258M
2023	$5M	$42M	0.0%	0.0%	$51M	$119M	$431M
2022	$6M	$64M	0.0%	0.0%	$92M	$174M	$84M
2021	$7M	$57M	0.0%	0.0%	$200M	$173M	$694M
2020	$4M	—	0.0%	0.0%	$120M	$104M	$195M
2019	$4M	$39M	0.0%	0.0%	$475M	$104M	$182M
2018	$3M	$36M	0.0%	0.0%	-$87M	$104M	—
2017	$2M	$26M	0.0%	0.0%	$28M	$50M	—
2016	—	$19M	—	—	$56M	$49M	—
2015	—	$13M	—	—	—	—	—

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	FCF	Total debt	Cash
Mar '26	$2M	$11M	0.0%	0.0%	—	$120M	$197M
Dec '25	$1M	$10M	0.0%	0.0%	$12M	$120M	$212M
Sep '25	$1M	$10M	0.0%	0.0%	$2M	$120M	$235M
Jun '25	$1M	$9M	0.0%	0.0%	$22M	$120M	$192M
Mar '25	$1M	$2M	0.0%	0.0%	$8M	$120M	$239M
Dec '24	$1M	$4M	0.0%	0.0%	$17M	$120M	$258M
Sep '24	$1M	$7M	0.0%	0.0%	$24M	$119M	$349M
Jun '24	$2M	$7M	0.0%	0.0%	$12M	$119M	$253M
Mar '24	$1M	$8M	0.0%	0.0%	$5M	$119M	—
Dec '23	$1M	$12M	0.0%	0.0%	-$9M	$119M	$431M
Sep '23	$1M	$8M	0.0%	0.0%	$25M	$174M	—
Jun '23	$1M	$11M	0.0%	0.0%	$18M	$174M	—
Mar '23	$1M	$11M	0.0%	0.0%	$16M	$174M	—
Dec '22	$1M	$18M	0.0%	0.0%	$22M	$174M	$84M
Sep '22	$1M	$17M	0.0%	0.0%	$26M	$173M	$174M
Jun '22	$2M	$15M	0.0%	0.0%	$12M	$173M	$325M
Mar '22	$1M	$15M	0.0%	0.0%	$32M	$173M	$350M
Dec '21	$1M	$16M	0.0%	0.0%	$32M	$173M	$694M
Sep '21	$3M	$15M	0.0%	0.0%	$37M	$173M	$377M
Jun '21	$1M	$13M	0.0%	0.0%	$23M	$173M	$604M

Valuation over time

How the market has priced RBB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has risen from 4.1× (Mar '23) to 14.1× (Jun '26).
The price-to-sales ratio has risen from 47.0× (Mar '23) to 86.9× (Jun '26).
The dividend yield has fallen from 4.1% (Mar '23) to 2.5% (Jun '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is RBB growing its revenue and profit?

Over the past 5 years, RBB Bancorp's revenue has grown 2.9% per year, and net income declined 13.4% per year. These are computed facts, not advice.

How much debt does RBB have?

As of FY2025, RBB Bancorp reported $120M of total debt against $212M of cash.

What is RBB's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 618.3%.

What is RBB's P/E ratio?

As of Jun '26, RBB Bancorp traded at a price-to-earnings ratio of about 14.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.