9 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings, in CNY as reported — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 7.2% per year over the past 5 years.
Net income has grown faster than revenue (11.3% vs 7.2% per year).
Operating margin has expanded, at 34.8% in the latest year.
Free cash flow has grown 15.3% per year over the past 5 years.
Financial health
Total debt has grown faster than revenue (272.3% vs 7.2% per year).
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
CN¥19.2B
CN¥6.0B
84.4%
34.8%
24.8%
10.5%
CN¥10.8B
—
CN¥4.7B
2024
CN¥17.2B
CN¥6.2B
83.1%
43.9%
25.8%
13.0%
CN¥9.2B
CN¥247M
CN¥4.5B
2023
CN¥16.3B
CN¥4.3B
83.7%
29.8%
19.5%
9.3%
CN¥7.0B
CN¥91M
CN¥4.2B
2022
CN¥16.6B
CN¥4.0B
85.7%
27.0%
21.3%
9.9%
CN¥5.9B
CN¥18M
CN¥7.2B
2021
CN¥16.6B
CN¥5.8B
86.5%
40.8%
37.9%
17.2%
CN¥5.8B
—
CN¥6.1B
2020
CN¥13.6B
CN¥3.5B
88.2%
27.9%
36.9%
14.3%
CN¥5.3B
—
CN¥4.4B
2019
CN¥9.2B
CN¥2.5B
88.2%
31.4%
34.7%
12.3%
CN¥2.9B
—
CN¥2.1B
2018
CN¥4.4B
CN¥1.2B
85.0%
37.0%
26.9%
16.2%
CN¥277M
—
CN¥1.4B
2017
CN¥788M
CN¥165M
84.5%
26.7%
22.5%
5.3%
-CN¥118M
—
CN¥469M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Dec '22
CN¥3.9B
CN¥868M
85.0%
24.2%
4.6%
2.2%
CN¥1.8B
CN¥18M
CN¥7.2B
Sep '22
CN¥4.1B
CN¥988M
85.1%
27.9%
5.5%
2.5%
CN¥1.6B
—
CN¥7.2B
Dec '21
CN¥4.4B
CN¥1.3B
86.7%
33.5%
8.6%
3.9%
CN¥2.0B
—
CN¥6.1B
Sep '21
CN¥4.6B
CN¥1.6B
86.4%
41.1%
—
—
CN¥1.8B
—
CN¥4.2B
Frequently asked questions
Is QFIN growing its revenue and profit?
Over the past 5 years, Qfin Holdings, Inc.'s revenue has grown 7.2% per year, and net income grown 11.3% per year. These are computed facts, not advice.
How much debt does QFIN have?
As of FY2025, Qfin Holdings, Inc. reported — of total debt against CN¥4.7B of cash.
What is QFIN's profit margin?
In FY2025, gross margin was 84.4%, operating margin 34.8%, and net margin 31.1%.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — its annual and interim reports, in CNY as reported (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (annual and interim filings, reported in CNY) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.