15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 8.2% per year over the past 5 years.
Net income has grown faster than revenue (14.2% vs 8.2% per year).
Financial health
Total debt has grown faster than revenue (24.8% vs 8.2% per year).
Shareholder returns
Dividends have been paid for 4 consecutive years, consuming 36.2% of earnings.
The dividend has grown 2.1% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$3.3B
$751M
0.0%
0.0%
—
—
$756M
2024
$3.1B
$471M
0.0%
0.0%
—
—
$688M
2023
$2.7B
$577M
98.0%
0.0%
—
—
$594M
2022
$2.7B
$467M
97.4%
0.0%
—
—
$489M
2021
$2.7B
$476M
98.1%
0.0%
—
—
$393M
2020
$2.2B
$386M
0.0%
0.0%
—
—
$548M
2019
$2.1B
$366M
0.0%
0.0%
—
—
$257M
2018
$1.9B
$324M
0.0%
0.0%
—
—
$262M
2017
$1.7B
$350M
0.0%
0.0%
—
—
$280M
2016
$1.5B
$219M
0.0%
0.0%
—
—
$212M
2015
$1.4B
$190M
0.0%
0.0%
—
—
$152M
2014
$1.3B
$181M
0.0%
0.0%
—
—
$192M
2013
$1.2B
$163M
0.0%
0.0%
—
—
$149M
2012
$1.2B
$174M
0.0%
0.0%
—
$374M
$112M
2011
$1.1B
$157M
0.0%
0.0%
$83M
$300M
$136M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
$873M
$190M
0.0%
0.0%
—
—
$646M
Dec '25
$854M
—
0.0%
0.0%
—
—
$756M
Sep '25
$840M
—
0.0%
0.0%
—
—
$645M
Jun '25
$793M
—
0.0%
0.0%
—
—
$621M
Mar '25
$805M
$169M
0.0%
0.0%
—
—
$625M
Dec '24
$788M
—
0.0%
0.0%
—
—
$688M
Sep '24
$774M
—
0.0%
0.0%
—
—
$550M
Jun '24
$791M
$1M
98.0%
0.0%
—
—
$627M
Mar '24
$736M
$138M
98.2%
0.0%
—
—
$593M
Dec '23
$706M
$152M
97.9%
0.0%
—
—
$594M
Sep '23
$697M
$152M
98.2%
0.0%
—
—
$469M
Jun '23
$673M
$145M
98.1%
0.0%
—
—
$562M
Mar '23
$690M
$128M
97.8%
0.0%
—
—
$515M
Dec '22
$687M
$147M
97.8%
0.0%
—
—
$489M
Sep '22
$673M
$80M
98.0%
0.0%
—
—
$438M
Jun '22
$669M
$128M
97.1%
0.0%
—
—
$400M
Mar '22
$691M
$115M
97.0%
0.0%
—
—
$360M
Dec '21
$724M
$35M
96.0%
0.0%
—
—
$393M
Sep '21
$693M
$112M
96.6%
0.0%
—
—
$326M
Jun '21
$655M
$128M
0.0%
0.0%
—
—
$775M
Valuation over time
How the market has priced PRI against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 11.5× (Mar '23) to 11.7× (Jun '26).
The price-to-sales ratio has risen from 2.0× (Mar '23) to 2.7× (Jun '26).
The dividend yield has fallen from 4.7% (Mar '23) to 3.1% (Jun '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is PRI growing its revenue and profit?
Over the past 5 years, Primerica, Inc.'s revenue has grown 8.2% per year, and net income grown 14.2% per year. These are computed facts, not advice.
How much debt does PRI have?
As of FY2025, Primerica, Inc. reported — of total debt against $756M of cash.
What is PRI's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 22.8%.
What is PRI's P/E ratio?
As of Jun '26, Primerica, Inc. traded at a price-to-earnings ratio of about 11.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.