tradmap

PRI Financials Primerica, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 8.2% per year over the past 5 years.
  • Net income has grown faster than revenue (14.2% vs 8.2% per year).

Financial health

  • Total debt has grown faster than revenue (24.8% vs 8.2% per year).

Shareholder returns

  • Dividends have been paid for 4 consecutive years, consuming 36.2% of earnings.
  • The dividend has grown 2.1% per year over the past 5 years.
Revenue & net income
$0 $2B $3B 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 49% 98% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Return on equity & assets (ROE / ROA)
0% 26% 51% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Free cash flow (CFO − capex)
$0 $42M $83M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $378M $756M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$923M -$11M $901M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $3.3B $751M 0.0% 0.0% 30.7% 5.0% — — $756M
2024 $3.1B $471M 0.0% 0.0% 20.8% 3.2% — — $688M
2023 $2.7B $577M 98.0% 0.0% 27.9% 3.8% — — $594M
2022 $2.7B $467M 97.4% 0.0% 23.0% 3.2% — — $489M
2021 $2.7B $476M 98.1% 0.0% 51.4% 2.9% — — $393M
2020 $2.2B $386M 0.0% 0.0% 21.0% 2.6% — — $548M
2019 $2.1B $366M 0.0% 0.0% 22.2% 2.7% — — $257M
2018 $1.9B $324M 0.0% 0.0% 22.2% 2.6% — — $262M
2017 $1.7B $350M 0.0% 0.0% 24.7% 2.8% — — $280M
2016 $1.5B $219M 0.0% 0.0% 18.0% 1.9% — — $212M
2015 $1.4B $190M 0.0% 0.0% 16.6% 1.8% — — $152M
2014 $1.3B $181M 0.0% 0.0% 14.6% 1.7% — — $192M
2013 $1.2B $163M 0.0% 0.0% — 1.6% — — $149M
2012 $1.2B $174M 0.0% 0.0% 13.6% 1.7% — $374M $112M
2011 $1.1B $157M 0.0% 0.0% 11.8% 1.6% $83M $300M $136M

Valuation over time

How the market has priced PRI against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 9.5 19.0 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Price / sales (P/S)
0.0 1.7 3.4 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/S
Dividend yield (%)
0.0 2.5 5.1 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is PRI growing its revenue and profit?

Over the past 5 years, Primerica, Inc.'s revenue has grown 8.2% per year, and net income grown 14.2% per year. These are computed facts, not advice.

How much debt does PRI have?

As of FY2025, Primerica, Inc. reported — of total debt against $756M of cash.

What is PRI's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 22.8%.

What is PRI's P/E ratio?

Primerica, Inc.'s P/E (TTM) is 11.61 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the PRI stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 11.6× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.