15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 8.2% per year over the past 5 years.
Net income has grown faster than revenue (14.2% vs 8.2% per year).
Financial health
Total debt has grown faster than revenue (24.8% vs 8.2% per year).
Shareholder returns
Dividends have been paid for 4 consecutive years, consuming 36.2% of earnings.
The dividend has grown 2.1% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$3.3B
$751M
0.0%
0.0%
30.7%
5.0%
—
—
$756M
2024
$3.1B
$471M
0.0%
0.0%
20.8%
3.2%
—
—
$688M
2023
$2.7B
$577M
98.0%
0.0%
27.9%
3.8%
—
—
$594M
2022
$2.7B
$467M
97.4%
0.0%
23.0%
3.2%
—
—
$489M
2021
$2.7B
$476M
98.1%
0.0%
51.4%
2.9%
—
—
$393M
2020
$2.2B
$386M
0.0%
0.0%
21.0%
2.6%
—
—
$548M
2019
$2.1B
$366M
0.0%
0.0%
22.2%
2.7%
—
—
$257M
2018
$1.9B
$324M
0.0%
0.0%
22.2%
2.6%
—
—
$262M
2017
$1.7B
$350M
0.0%
0.0%
24.7%
2.8%
—
—
$280M
2016
$1.5B
$219M
0.0%
0.0%
18.0%
1.9%
—
—
$212M
2015
$1.4B
$190M
0.0%
0.0%
16.6%
1.8%
—
—
$152M
2014
$1.3B
$181M
0.0%
0.0%
14.6%
1.7%
—
—
$192M
2013
$1.2B
$163M
0.0%
0.0%
—
1.6%
—
—
$149M
2012
$1.2B
$174M
0.0%
0.0%
13.6%
1.7%
—
$374M
$112M
2011
$1.1B
$157M
0.0%
0.0%
11.8%
1.6%
$83M
$300M
$136M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$865M
$202M
0.0%
0.0%
8.0%
1.4%
—
—
$600M
Mar '26
$873M
$190M
0.0%
0.0%
7.5%
1.3%
—
—
$646M
Dec '25
$854M
—
0.0%
0.0%
0.0%
0.0%
—
—
$756M
Sep '25
$840M
—
0.0%
0.0%
0.0%
0.0%
—
—
$645M
Jun '25
$793M
$178M
0.0%
0.0%
7.7%
1.2%
—
—
$621M
Mar '25
$805M
$169M
0.0%
0.0%
7.5%
1.2%
—
—
$625M
Dec '24
$788M
—
0.0%
0.0%
0.0%
0.0%
—
—
$688M
Sep '24
$774M
—
0.0%
0.0%
0.0%
0.0%
—
—
$550M
Jun '24
$791M
$1M
98.0%
0.0%
0.1%
0.0%
—
—
$627M
Mar '24
$736M
$138M
98.2%
0.0%
6.3%
0.9%
—
—
$593M
Dec '23
$706M
$152M
97.9%
0.0%
7.4%
1.0%
—
—
$594M
Sep '23
$697M
$152M
98.2%
0.0%
6.6%
1.1%
—
—
$469M
Jun '23
$673M
$145M
98.1%
0.0%
7.2%
1.0%
—
—
$562M
Mar '23
$690M
$128M
97.8%
0.0%
6.6%
0.9%
—
—
$515M
Dec '22
$687M
$147M
97.8%
0.0%
7.2%
1.0%
—
—
$489M
Sep '22
$673M
$80M
98.0%
0.0%
4.0%
0.5%
—
—
$438M
Jun '22
$669M
$128M
97.1%
0.0%
7.1%
0.8%
—
—
$400M
Mar '22
$691M
$115M
97.0%
0.0%
8.0%
0.7%
—
—
$360M
Dec '21
$724M
$35M
96.0%
0.0%
3.8%
0.2%
—
—
$393M
Sep '21
$693M
$112M
96.6%
0.0%
5.4%
0.7%
—
—
$326M
Valuation over time
How the market has priced PRI against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 11.4× (Mar '23) to 11.6× (Nov '26).
The price-to-sales ratio has risen from 2.0× (Mar '23) to 2.7× (Nov '26).
The dividend yield has fallen from 4.8% (Mar '23) to 3.1% (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is PRI growing its revenue and profit?
Over the past 5 years, Primerica, Inc.'s revenue has grown 8.2% per year, and net income grown 14.2% per year. These are computed facts, not advice.
How much debt does PRI have?
As of FY2025, Primerica, Inc. reported — of total debt against $756M of cash.
What is PRI's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 22.8%.
What is PRI's P/E ratio?
Primerica, Inc.'s P/E (TTM) is 11.61 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the PRI stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 11.6× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.