10 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | $20M | $501M | 0.0% | 0.0% | -$1.7B | $6.2B | $302M |
| 2024 | $27M | $311M | 0.0% | 0.0% | -$4.5B | $5.3B | $238M |
| 2023 | $13M | $145M | 0.0% | 0.0% | -$1.6B | $4.4B | $938M |
| 2022 | $12M | $476M | 0.0% | 0.0% | $6.0B | $3.8B | $1.3B |
| 2021 | $7M | $1.0B | 0.0% | 0.0% | $2.6B | $3.1B | $340M |
| 2020 | $7M | $1.6B | 0.0% | 0.0% | -$6.2B | — | $533M |
| 2019 | $9M | $393M | 0.0% | 0.0% | -$2.3B | $6.1B | $189M |
| 2018 | $9M | $88M | 0.0% | 0.0% | $559M | $4.0B | $156M |
| 2017 | $4M | $101M | 0.0% | 0.0% | -$890M | $4.1B | $38M |
| 2016 | $3M | $66M | 0.0% | 0.0% | -$960M | — | $100M |
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | $6M | $82M | 0.0% | 0.0% | -$1.3B | $6.2B | $220M |
| Dec '25 | $6M | $107M | 0.0% | 0.0% | -$1.9B | $6.2B | $302M |
| Sep '25 | $5M | $182M | 0.0% | 0.0% | -$699M | $6.2B | $622M |
| Jun '25 | $5M | $136M | 0.0% | 0.0% | -$133M | $5.6B | $162M |
| Mar '25 | $5M | $76M | 0.0% | 0.0% | $1.1B | $5.8B | $211M |
| Dec '24 | $4M | $104M | 0.0% | 0.0% | -$2.1B | $5.3B | $238M |
| Sep '24 | $3M | $69M | 0.0% | 0.0% | -$394M | $4.9B | $146M |
| Jun '24 | $16M | $98M | 0.0% | 0.0% | -$1.1B | $4.9B | $595M |
| Mar '24 | $4M | $39M | 0.0% | 0.0% | -$899M | $4.5B | $927M |
| Dec '23 | $5M | -$37M | 0.0% | 0.0% | $430M | $4.4B | $938M |
| Sep '23 | $3M | $93M | 0.0% | 0.0% | -$976M | $4.5B | $1.2B |
| Jun '23 | $3M | $58M | 0.0% | 0.0% | $2.2B | $4.3B | $1.5B |
| Mar '23 | $2M | $30M | 0.0% | 0.0% | -$3.3B | $4.3B | $1.5B |
| Dec '22 | $4M | $38M | 0.0% | 0.0% | $488M | $3.8B | $1.3B |
| Sep '22 | $3M | $135M | 0.0% | 0.0% | -$589M | $3.6B | $1.6B |
| Jun '22 | $3M | $129M | 0.0% | 0.0% | $1.7B | $3.6B | $1.4B |
| Mar '22 | $3M | $174M | 0.0% | 0.0% | $4.4B | $3.1B | $490M |
| Dec '21 | $2M | $173M | 0.0% | 0.0% | -$209M | $3.1B | $340M |
| Sep '21 | $1M | $249M | 0.0% | 0.0% | $1.4B | $3.1B | $477M |
| Jun '21 | $2M | $204M | 0.0% | 0.0% | $2.6B | $2.6B | $324M |
How the market has priced PFSI against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, Pennymac Financial Services, Inc.'s revenue has grown 24.4% per year, and net income declined 21.2% per year. These are computed facts, not advice.
As of FY2025, Pennymac Financial Services, Inc. reported $6.2B of total debt against $302M of cash.
In FY2025, gross margin was —, operating margin —, and net margin 2491.5%.
As of Jun '26, Pennymac Financial Services, Inc. traded at a price-to-earnings ratio of about 8.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.