10 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 5.4% per year over the past 5 years.
Net income has grown faster than revenue (18.3% vs 5.4% per year).
Free cash flow has grown 9.8% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 10 consecutive years, consuming 30.6% of earnings and 47.0% of free cash flow.
The dividend has grown 13.3% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$3M
$37M
0.0%
0.0%
9.6%
1.1%
$24M
—
$207M
2024
$3M
$26M
0.0%
0.0%
7.1%
0.8%
$35M
—
$199M
2023
$3M
$31M
0.0%
0.0%
8.8%
1.1%
$62M
—
$242M
2022
$3M
$35M
0.0%
0.0%
10.4%
1.4%
$52M
—
$147M
2021
$2M
$40M
0.0%
0.0%
15.6%
1.9%
-$2M
—
$203M
2020
$2M
$16M
0.0%
0.0%
6.9%
0.8%
$15M
—
$194M
2019
$3M
$24M
0.0%
0.0%
10.6%
1.4%
$29M
—
$146M
2018
$2M
$24M
0.0%
0.0%
11.6%
1.4%
$30M
—
$162M
2017
$2M
$16M
0.0%
0.0%
11.5%
1.1%
$20M
—
$74M
2016
$2M
$14M
0.0%
0.0%
11.0%
—
$38M
—
$70M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$810000
$11M
0.0%
0.0%
2.6%
0.3%
$1M
—
$265M
Mar '26
$772000
$11M
0.0%
0.0%
2.7%
0.3%
$21M
—
$267M
Dec '25
$776000
$9M
0.0%
0.0%
2.4%
0.3%
$3M
—
$207M
Sep '25
$735000
$11M
0.0%
0.0%
3.0%
0.3%
$16M
—
$369M
Jun '25
$722000
$9M
0.0%
0.0%
2.4%
0.3%
$4M
—
$264M
Mar '25
$666000
$8M
0.0%
0.0%
2.1%
0.2%
$2M
—
$214M
Dec '24
$728000
$7M
0.0%
0.0%
1.9%
0.2%
$4M
—
$199M
Sep '24
$770000
$8M
0.0%
0.0%
2.2%
0.3%
$12M
—
$193M
Jun '24
$605000
$6M
0.0%
0.0%
1.8%
0.2%
$13M
—
$178M
Mar '24
$671000
$5M
0.0%
0.0%
1.3%
0.2%
$6M
—
$240M
Dec '23
$688000
$6M
0.0%
0.0%
1.7%
0.2%
$10M
—
$242M
Sep '23
$690000
$7M
0.0%
0.0%
2.1%
0.3%
$18M
—
$192M
Jun '23
$663000
$7M
0.0%
0.0%
2.2%
0.3%
$16M
—
$222M
Mar '23
$609000
$10M
0.0%
0.0%
3.1%
0.4%
$18M
—
$191M
Dec '22
$636000
$9M
0.0%
0.0%
2.6%
0.4%
$14M
—
$147M
Sep '22
$787000
$7M
0.0%
0.0%
2.1%
0.3%
$465000
—
$154M
Jun '22
$628000
$9M
0.0%
0.0%
2.7%
0.4%
$9M
—
$300M
Mar '22
$591000
$10M
0.0%
0.0%
3.9%
0.5%
$29M
—
$250M
Dec '21
$601000
$11M
0.0%
0.0%
4.2%
0.5%
-$1M
—
$203M
Sep '21
$587000
$11M
0.0%
0.0%
4.5%
0.5%
-$8M
—
$215M
Valuation over time
How the market has priced PCB against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 5.8× (Mar '23) to 11.5× (Nov '26).
The price-to-sales ratio has risen from 77.0× (Mar '23) to 148.7× (Nov '26).
The dividend yield has fallen from 4.4% (Mar '23) to 2.7% (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is PCB growing its revenue and profit?
Over the past 5 years, PCB BANCORP's revenue has grown 5.4% per year, and net income grown 18.3% per year. These are computed facts, not advice.
How much debt does PCB have?
As of FY2025, PCB BANCORP reported — of total debt against $207M of cash.
What is PCB's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 1291.9%.
What is PCB's P/E ratio?
PCB BANCORP's P/E (TTM) is 10.31 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the PCB stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 11.5× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.