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PCB Financials PCB BANCORP

10 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 5.4% per year over the past 5 years.
  • Net income has grown faster than revenue (18.3% vs 5.4% per year).
  • Free cash flow has grown 9.8% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 10 consecutive years, consuming 30.6% of earnings and 47.0% of free cash flow.
  • The dividend has grown 13.3% per year over the past 5 years.
Revenue & net income
$0 $20M $40M 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
RevenueNet income
Margins (gross / operating / net)
0% 846% 1693% 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
GrossOperatingNet
Free cash flow (CFO − capex)
-$2M $30M $62M $0 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $121M $242M 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$357M -$25M $307M $0 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $3M $37M 0.0% 0.0% $24M $207M
2024 $3M $26M 0.0% 0.0% $35M $199M
2023 $3M $31M 0.0% 0.0% $62M $242M
2022 $3M $35M 0.0% 0.0% $52M $147M
2021 $2M $40M 0.0% 0.0% -$2M $203M
2020 $2M $16M 0.0% 0.0% $15M $194M
2019 $3M $24M 0.0% 0.0% $29M $146M
2018 $2M $24M 0.0% 0.0% $30M $162M
2017 $2M $16M 0.0% 0.0% $20M $74M
2016 $2M $14M 0.0% 0.0% $38M $70M

Valuation over time

How the market has priced PCB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.1 12.2 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 68.3 136.6 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 2.4 4.7 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is PCB growing its revenue and profit?

Over the past 5 years, PCB BANCORP's revenue has grown 5.4% per year, and net income grown 18.3% per year. These are computed facts, not advice.

How much debt does PCB have?

As of FY2025, PCB BANCORP reported — of total debt against $207M of cash.

What is PCB's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 1291.9%.

What is PCB's P/E ratio?

As of Jun '26, PCB BANCORP traded at a price-to-earnings ratio of about 10.6× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.