tradmap

PAYO Financials Payoneer Global Inc.

7 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 19.1% per year over the past 5 years.
  • Operating margin has expanded, at 15.3% in the latest year.
  • Free cash flow has grown 114.7% per year over the past 5 years.

Financial health

  • Total debt has grown slower than revenue (-22.8% vs 19.1% per year).
Revenue & net income
-$34M $390M $813M $0 2019 2020 2021 2022 2023 2024 2025
RevenueNet income
Margins (gross / operating / net)
-7% 7% 21% 0% 2019 2020 2021 2022 2023 2024 2025
GrossOperatingNet
Return on equity & assets (ROE / ROA)
-98% -41% 17% 0% 2019 2020 2021 2022 2023 2024 2025
ROEROA
Free cash flow (CFO − capex)
-$23M $92M $207M $0 2019 2020 2021 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $309M $617M 2019 2020 2021 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$2B -$144M $2B $0 2019 2020 2021 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $813M $73M 0.0% 15.3% 10.4% 0.8% $207M — $416M
2024 $710M $121M 0.0% 21.0% 16.7% 1.5% $169M — $497M
2023 $591M $93M 0.0% 17.5% 14.1% 1.3% $151M $18M $617M
2022 $564M -$12M 0.0% -3.9% -2.2% -0.2% $73M $16M $543M
2021 $461M -$34M 0.0% -6.6% -7.0% -0.7% $13M $14M $466M
2020 $340M -$24M 0.0% -5.1% -97.7% -0.6% $5M $40M $103M
2019 $301M -$625000 0.0% 1.2% 11.7% — -$23M — $115M

Valuation over time

How the market has priced PAYO against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 19.8 39.6 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Price / sales (P/S)
0.0 3.1 6.2 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/S

Frequently asked questions

Is PAYO growing its revenue and profit?

Over the past 5 years, Payoneer Global Inc.'s revenue has grown 19.1% per year. These are computed facts, not advice.

How much debt does PAYO have?

As of FY2025, Payoneer Global Inc. reported — of total debt against $416M of cash.

What is PAYO's profit margin?

In FY2025, gross margin was —, operating margin 15.3%, and net margin 9.0%.

What is PAYO's P/E ratio?

Payoneer Global Inc.'s P/E (TTM) is 48.27 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the PAYO stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 33.1× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.