7 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 19.1% per year over the past 5 years.
Operating margin has expanded, at 15.3% in the latest year.
Free cash flow has grown 114.7% per year over the past 5 years.
Financial health
Total debt has grown slower than revenue (-22.8% vs 19.1% per year).
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$813M
$73M
0.0%
15.3%
10.4%
0.8%
$207M
—
$416M
2024
$710M
$121M
0.0%
21.0%
16.7%
1.5%
$169M
—
$497M
2023
$591M
$93M
0.0%
17.5%
14.1%
1.3%
$151M
$18M
$617M
2022
$564M
-$12M
0.0%
-3.9%
-2.2%
-0.2%
$73M
$16M
$543M
2021
$461M
-$34M
0.0%
-6.6%
-7.0%
-0.7%
$13M
$14M
$466M
2020
$340M
-$24M
0.0%
-5.1%
-97.7%
-0.6%
$5M
$40M
$103M
2019
$301M
-$625000
0.0%
1.2%
11.7%
—
-$23M
—
$115M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$220M
-$2M
0.0%
7.7%
-0.4%
-0.0%
$50M
—
$346M
Mar '26
$208M
$20M
0.0%
14.4%
3.0%
0.2%
$42M
—
$339M
Dec '25
$217M
$19M
0.0%
13.3%
2.7%
0.2%
$40M
—
$416M
Sep '25
$210M
$14M
0.0%
17.3%
1.9%
0.2%
$49M
—
$479M
Jun '25
$200M
$19M
0.0%
15.0%
2.5%
0.2%
$68M
—
$497M
Mar '25
$186M
$21M
0.0%
15.7%
2.7%
0.3%
$49M
—
$524M
Dec '24
$198M
$18M
0.0%
14.7%
2.5%
0.2%
$42M
—
$497M
Sep '24
$180M
$42M
0.0%
19.5%
5.7%
0.6%
$48M
—
$534M
Jun '24
$171M
$32M
0.0%
27.0%
4.8%
0.5%
$40M
—
$576M
Mar '24
$160M
$29M
0.0%
23.9%
4.4%
0.4%
$38M
$14M
$587M
Dec '23
$157M
$27M
0.0%
16.4%
4.1%
0.4%
$54M
$18M
$617M
Sep '23
$145M
$13M
0.0%
20.3%
2.0%
0.2%
$39M
$16M
$591M
Jun '23
$149M
$46M
0.0%
22.4%
7.3%
0.7%
$55M
$16M
$581M
Mar '23
$140M
$8M
0.0%
10.7%
1.4%
0.1%
$2M
$17M
$545M
Dec '22
$139M
-$10M
0.0%
-6.2%
-1.9%
-0.2%
$36M
$16M
$543M
Sep '22
$144M
-$26M
0.0%
-3.5%
-5.0%
-0.5%
$13M
$16M
$508M
Jun '22
$145M
$4M
0.0%
-1.5%
0.8%
0.1%
$24M
$15M
$492M
Mar '22
$136M
$20M
0.0%
-4.7%
3.9%
0.4%
-$318000
$14M
$466M
Dec '21
$138M
-$19M
0.0%
-3.0%
-3.9%
-0.4%
$6M
$14M
$466M
Sep '21
$122M
$837000
0.0%
-5.3%
0.2%
0.0%
-$8M
—
$449M
Valuation over time
How the market has priced PAYO against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 17.0× (Jan '24) to 33.1× (Nov '26).
The price-to-sales ratio has fallen from 3.8× (Mar '23) to 3.0× (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Frequently asked questions
Is PAYO growing its revenue and profit?
Over the past 5 years, Payoneer Global Inc.'s revenue has grown 19.1% per year. These are computed facts, not advice.
How much debt does PAYO have?
As of FY2025, Payoneer Global Inc. reported — of total debt against $416M of cash.
What is PAYO's profit margin?
In FY2025, gross margin was —, operating margin 15.3%, and net margin 9.0%.
What is PAYO's P/E ratio?
Payoneer Global Inc.'s P/E (TTM) is 48.27 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the PAYO stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 33.1× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.