15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 13.5% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 8 consecutive years, consuming 27.5% of earnings and 25.1% of free cash flow.
The dividend has grown 1.3% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$16M
—
—
9.2%
1.0%
$17M
—
$46M
2024
—
$11M
—
—
7.3%
0.7%
$12M
—
$83M
2023
—
$13M
—
—
8.8%
0.9%
$18M
—
$128M
2022
—
$13M
—
—
10.0%
1.1%
$14M
—
$46M
2021
—
$12M
—
—
8.3%
0.9%
$12M
—
$152M
2020
—
$10M
—
—
7.5%
0.9%
$9M
—
$138M
2019
—
$10M
—
—
7.7%
1.0%
$9M
—
$52M
2018
—
$12M
—
—
10.1%
1.2%
$15M
—
$71M
2017
—
$8M
—
—
6.9%
0.7%
$13M
—
$75M
2016
—
$7M
—
—
6.6%
0.7%
$12M
—
$40M
2015
—
$9M
—
—
9.5%
1.1%
$8M
—
$46M
2014
—
$8M
—
—
9.4%
1.0%
$11M
—
$31M
2013
—
$8M
—
—
10.1%
1.1%
$12M
—
$28M
2012
—
$7M
—
—
9.3%
0.9%
$10M
—
$46M
2011
—
$6M
—
—
8.1%
0.7%
$16M
—
$52M
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$3M
—
—
1.7%
0.2%
$370000
—
$78M
Mar '26
—
$4M
—
—
2.5%
0.3%
$7M
—
$125M
Dec '25
—
$4M
—
—
2.3%
0.2%
$8M
—
$46M
Sep '25
—
$3M
—
—
1.8%
0.2%
$5M
—
$89M
Jun '25
—
$4M
—
—
2.6%
0.3%
$4M
—
$55M
Mar '25
—
$4M
—
—
2.8%
0.3%
$138000
—
$121M
Dec '24
—
$3M
—
—
1.7%
0.2%
$2M
—
$83M
Sep '24
—
$3M
—
—
1.8%
0.2%
$5M
—
$82M
Jun '24
—
$3M
—
—
2.0%
0.2%
$4M
—
$108M
Mar '24
—
$3M
—
—
1.9%
0.2%
$234000
—
$129M
Dec '23
—
$3M
—
—
2.2%
0.2%
$6M
—
$128M
Sep '23
—
$2M
—
—
1.6%
0.2%
$5M
—
$91M
Jun '23
—
$3M
—
—
2.4%
0.3%
$3M
—
$57M
Mar '23
—
$4M
—
—
2.8%
0.3%
$4M
—
$90M
Dec '22
—
$4M
—
—
2.7%
0.3%
$5M
—
$46M
Sep '22
—
$4M
—
—
2.9%
0.3%
$4M
—
$113M
Jun '22
—
$2M
—
—
1.5%
0.2%
$2M
—
$94M
Mar '22
—
$4M
—
—
3.0%
0.3%
$2M
—
$164M
Dec '21
—
$2M
—
—
1.6%
0.2%
$5M
—
$152M
Sep '21
—
$3M
—
—
2.2%
0.2%
$4M
—
$135M
Valuation over time
How the market has priced OVBC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 8.4× (Mar '23) to 14.8× (Nov '26).
The dividend yield has fallen from 4.2% (Mar '23) to 1.9% (Nov '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is OVBC growing its revenue and profit?
See the revenue and net-income charts above for OHIO VALLEY BANC CORP's multi-year trend.
How much debt does OVBC have?
As of FY2025, OHIO VALLEY BANC CORP reported — of total debt against $46M of cash.
What is OVBC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is OVBC's P/E ratio?
OHIO VALLEY BANC CORP's P/E (TTM) is 16.21 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the OVBC stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 14.8× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.