OPHC OptimumBank Holdings, Inc.
Data as of close
Financial · National Commercial Banks
OptimumBank Holdings, Inc. (OPHC) is a financial company in the National Commercial Banks industry, with a market capitalization of $113 million. Shares last traded at $9.12, 13.7% below their 52-week high. Over the past year the stock is up 121.1%. OPHC trades at a price-to-earnings ratio of 5.49, below the National Commercial Banks median of 12.08. Net profit margin is 28.8%, above the peer median of 21.7%.
* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.
Performance
Chart
Full chart →Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.
Technicals
Financials
Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.
Recent earnings
| Period | EPS (diluted) | Reported |
|---|---|---|
| Q2 2026 | $0.28 | 2026-08-10 |
| Q1 2026 | $0.20 | 2026-05-12 |
| Q4 2025 (derived) | $0.21 | 2026-02-26 |
| FY 2025 | $0.71 | 2026-02-26 |
| Q3 2025 | $0.18 | 2025-11-10 |
| Q2 2025 | $0.15 | 2025-08-08 |
Q4 marked "derived" = fiscal-year EPS minus Q1–Q3 (10-Ks report only the annual figure); EPS is not strictly additive, so it can differ by a cent or two from the issuer's own Q4.
National Commercial Banks peers
OPHC vs 14 industry peers (National Commercial Banks), by market cap. Data as of close
| JPM | JPMorgan Chase | $897.2B | 13.60 | 3.20 | 23.5% | -0.84% |
| BAC | Bank of America | $342.7B | 10.67 | 2.79 | 26.1% | +0.16% |
| WFC | Wells Fargo | $256.8B | 11.18 | 2.08 | 18.6% | -0.43% |
| C | Citigroup | $214.7B | 15.00 | 2.52 | 16.8% | -0.33% |
| UBS | Ubs Group Ag | $160.5B | — | — | — | -0.99% |
| COF | Capital One | $125.6B | 11.55 | 1.81 | 15.7% | -0.97% |
| USB | U.S. Bancorp | $93.3B | 11.42 | 3.14 | 27.5% | -1.02% |
| PNC | PNC Financial Services | $91.0B | 13.01 | 3.55 | 27.3% | -0.99% |
| TFC | Truist Financial | $59.2B | 11.42 | 1.95 | 17.0% | -1.50% |
| HBAN | Huntington Bancshares | $32.0B | 12.83 | 2.56 | 19.9% | -1.03% |
| RF | Regions Financial Corporation | $24.4B | 10.91 | 2.54 | 23.2% | -1.35% |
| KEY | KeyCorp | $22.4B | 10.58 | 2.00 | 18.9% | -1.23% |
| PNFP | Pinnacle Financial Partners, Inc. | $15.6B | 19.64 | 4.26 | 21.7% | -1.32% |
| FHN | First Horizon Corp | $11.1B | 10.48 | 3.14 | 29.9% | -1.25% |
Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.