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OCFC Oceanfirst Financial Corp

$19.01 +3.60%

Data as of close

Financial · National Commercial Banks

Oceanfirst Financial Corp (OCFC) is a financial company in the National Commercial Banks industry, with a market capitalization of $1.8 billion. Shares last traded at $19.01, 7.8% below their 52-week high. Over the past year the stock is up 5.2%. OCFC trades at a price-to-earnings ratio of 38.36, above the National Commercial Banks median of 12.29. Net profit margin is 10.3%, below the peer median of 19.4%. The shares yield 4.2% in dividends.

Market Cap
$1.8B
Shares Out
96.6M
EPS (TTM)
$0.86
P/E (TTM)*
38.36
P/S Ratio
2.67
P/B Ratio
0.76
Dividend / Share
$0.80
Dividend Yield
4.21%
52-Week High
$20.61
52-Week Low
$15.60
Volume (venue)
94,260
Avg Vol (3m, venue)
88,087.889

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
+7.46%
1M
+13.49%
3M
-2.71%
6M
-0.16%
YTD
+5.99%
1Y
+5.20%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
71.52
SMA (50)
$17.48
SMA (200)
$18.48
Price vs SMA50
+8.75%
Price vs SMA200
+2.85%
ATR (14)
$0.52

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$687M
Net Income
$48M
Gross Margin
—
Operating Margin
—
Net Margin
10.3%
Return on Equity
2.0%
Return on Assets
0.2%
Current Ratio
—
Debt / Equity
0.11
Revenue Growth (YoY)
—

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

OCFC Dividend History

Dividend / share (TTM)
$0.80
Dividend yield
4.21%
Per-share growth (5y CAGR)
+3.3%
Payout ratio (latest FY)
72%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $48M $0.84 72%
2024-12-31 $51M $0.87 53%
2023-12-31 $51M $0.87 51%
2022-12-31 $48M $0.81 33%
2021-12-31 $45M $0.75 42%
2020-12-31 $43M $0.71 68%
2019-12-31 $34M $0.67 39%
2018-12-31 $30M $0.62 41%
2017-12-31 $19M $0.58 45%
2016-12-31 $13M $0.54 55%
2015-12-31 $9M $0.52 43%
2014-12-31 $8M $0.49 41%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 -$0.04 2026-08-07
Q1 2026 $0.36 2026-05-01
Q4 2025 (derived) $0.24 2026-02-27
FY 2025 $1.17 2026-02-27
Q3 2025 $0.30 2025-11-04
Q2 2025 $0.28 2025-08-04

Q4 marked "derived" = fiscal-year EPS minus Q1–Q3 (10-Ks report only the annual figure); EPS is not strictly additive, so it can differ by a cent or two from the issuer's own Q4.

Full earnings history →

National Commercial Banks peers

OCFC vs 14 industry peers (National Commercial Banks), by market cap. Data as of close

P/E vs peers
38.36 / 12.29 med
+212% premium
P/S vs peers
2.67 / 2.62 med
+2% premium
Net margin vs peers
10.3% / 19.4% med
below median
1–14 of 14
JPMJPMorgan Chase$935.4B14.183.3420.3%+4.21%
BACBank of America$356.3B11.092.9026.1%+3.97%
WFCWells Fargo$262.5B11.432.1217.3%+2.23%
CCitigroup$218.2B15.252.5616.8%+1.67%
UBSUbs Group Ag$169.3B———+5.50%
COFCapital One$124.1B11.421.793.5%-1.17%
USBU.S. Bancorp$95.1B11.643.2027.5%+1.91%
PNCPNC Financial Services$92.6B13.243.6130.3%+1.76%
TFCTruist Financial$61.0B11.762.0017.4%+3.01%
HBANHuntington Bancshares$32.4B13.012.5917.7%+1.36%
RFRegions Financial Corporation$24.7B11.082.5722.4%+1.56%
KEYKeyCorp$22.8B10.742.0316.3%+1.51%
PNFPPinnacle Financial Partners, Inc.$15.8B24.554.7719.4%+1.32%
FHNFirst Horizon Corp$11.2B10.653.1929.9%+1.65%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.