15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | $8M | $28M | 0.0% | 0.0% | 11.5% | 1.1% | $29M | — | $44M |
| 2024 | $7M | -$160000 | 0.0% | 0.0% | -0.1% | -0.0% | $20M | — | $72M |
| 2023 | $7M | $17M | 0.0% | 0.0% | 9.3% | 0.8% | $28M | — | $66M |
| 2022 | $9M | $29M | 0.0% | 0.0% | 17.5% | 1.4% | $29M | — | $32M |
| 2021 | $7M | $25M | 0.0% | 0.0% | 12.1% | 1.2% | $28M | — | $207M |
| 2020 | $6M | $15M | 0.0% | 0.0% | 7.7% | 0.8% | $13M | — | $112M |
| 2019 | $5M | $14M | 0.0% | 0.0% | 10.3% | 1.2% | $17M | — | $15M |
| 2018 | $6M | $14M | 0.0% | 0.0% | 11.2% | 1.2% | $16M | — | $18M |
| 2017 | — | $8M | — | — | 7.1% | 0.7% | $14M | — | $17M |
| 2016 | — | $7M | — | — | 6.0% | 0.6% | — | — | — |
| 2015 | — | $6M | — | — | 5.8% | 0.8% | — | — | — |
| 2014 | — | $8M | — | — | 7.7% | 1.1% | $10M | — | — |
| 2013 | — | $8M | — | — | 9.2% | 1.2% | $12M | — | — |
| 2012 | — | $8M | — | — | 9.1% | 1.2% | $11M | — | — |
| 2011 | — | $7M | — | — | 8.4% | 1.1% | $11M | — | — |
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | $2M | $9M | 0.0% | 0.0% | 3.2% | 0.3% | $8M | — | $60M |
| Mar '26 | $2M | $4M | 0.0% | 0.0% | 1.3% | 0.1% | $6M | — | $103M |
| Dec '25 | $2M | $7M | 0.0% | 0.0% | 3.1% | 0.3% | $8M | — | $44M |
| Sep '25 | $2M | $8M | 0.0% | 0.0% | 3.5% | 0.3% | $8M | — | $75M |
| Jun '25 | $2M | $6M | 0.0% | 0.0% | 2.8% | 0.3% | $5M | — | $53M |
| Mar '25 | $2M | $6M | 0.0% | 0.0% | 2.6% | 0.2% | $8M | — | $75M |
| Dec '24 | $2M | -$13M | 0.0% | 0.0% | -5.9% | -0.5% | $3M | — | $72M |
| Sep '24 | $2M | $4M | 0.0% | 0.0% | 2.0% | 0.2% | $4M | — | $83M |
| Jun '24 | $2M | $4M | 0.0% | 0.0% | 2.3% | 0.2% | $9M | — | $69M |
| Mar '24 | $2M | $4M | 0.0% | 0.0% | 2.4% | 0.2% | $4M | — | $112M |
| Dec '23 | $2M | $354000 | 0.0% | 0.0% | 0.2% | 0.0% | $6M | — | $66M |
| Sep '23 | $2M | $4M | 0.0% | 0.0% | 2.5% | 0.2% | $7M | — | $54M |
| Jun '23 | $2M | $7M | 0.0% | 0.0% | 3.7% | 0.3% | $6M | — | $33M |
| Mar '23 | $2M | $6M | 0.0% | 0.0% | 3.3% | 0.3% | $10M | — | $29M |
| Dec '22 | $2M | $7M | 0.0% | 0.0% | 4.3% | 0.3% | $5M | — | $32M |
| Sep '22 | $2M | $8M | 0.0% | 0.0% | 5.1% | 0.4% | $8M | — | $41M |
| Jun '22 | $2M | $7M | 0.0% | 0.0% | 3.9% | 0.3% | $6M | — | $110M |
| Mar '22 | $3M | $7M | 0.0% | 0.0% | 3.8% | 0.3% | $9M | — | $166M |
| Dec '21 | $2M | $7M | 0.0% | 0.0% | 3.2% | 0.3% | $6M | — | $207M |
| Sep '21 | $2M | $7M | 0.0% | 0.0% | 3.4% | 0.3% | $8M | — | $220M |
How the market has priced NWFL against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, NORWOOD FINANCIAL CORP's revenue has grown 5.2% per year, and net income grown 13.0% per year. These are computed facts, not advice.
As of FY2025, NORWOOD FINANCIAL CORP reported — of total debt against $44M of cash.
In FY2025, gross margin was —, operating margin —, and net margin 347.0%.
As of Sep '26, NORWOOD FINANCIAL CORP traded at a price-to-earnings ratio of about 13.6× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.