12 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 4.2% per year over the past 5 years.
Net income has grown faster than revenue (9.5% vs 4.2% per year).
Free cash flow has grown 19.2% per year over the past 5 years.
Financial health
The company holds more cash ($1.7B) than total debt ($0).
Shareholder returns
Dividends have been paid for 12 consecutive years, consuming 33.5% of earnings.
The dividend has declined 2.7% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$607M
$232M
0.0%
0.0%
—
$0
$1.7B
2024
$580M
$216M
0.0%
0.0%
—
$99M
$2.0B
2023
$579M
$225M
0.0%
0.0%
—
$98M
$1.6B
2022
$549M
$214M
0.0%
0.0%
—
$172M
$2.1B
2021
$500M
$163M
0.0%
0.0%
—
$172M
$2.2B
2020
$494M
$147M
0.0%
0.0%
—
$171M
$3.3B
2019
$533M
$177M
0.0%
0.0%
—
$144M
$2.6B
2018
$518M
$195M
0.0%
0.0%
$278M
$143M
$2.1B
2017
$455M
$153M
0.0%
0.0%
$223M
$117M
$1.5B
2016
$403M
$116M
0.0%
0.0%
$169M
$117M
$2.1B
2015
$364M
$78M
0.0%
0.0%
$154M
$117M
$2.3B
2014
$381M
$108M
0.0%
0.0%
$138M
—
$2.1B
Frequently asked questions
Is NTB growing its revenue and profit?
Over the past 5 years, Bank Of N.T. Butterfield & Son Ltd's revenue has grown 4.2% per year, and net income grown 9.5% per year. These are computed facts, not advice.
How much debt does NTB have?
As of FY2025, Bank Of N.T. Butterfield & Son Ltd reported $0 of total debt against $1.7B of cash.
What is NTB's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 38.2%.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.