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NSTS Financials NSTS Bancorp, Inc.

6 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has declined 0.2% per year over the past 5 years.
Revenue & net income
-$4M -$2M $291000 $0 2020 2021 2022 2023 2024 2025
RevenueNet income
Margins (gross / operating / net)
-1466% -728% 9% 0% 2020 2021 2022 2023 2024 2025
GrossOperatingNet
Free cash flow (CFO − capex)
-$724000 $4M $9M $0 2020 2021 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $61M $122M 2020 2021 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$67M $17M $100M $0 2020 2021 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $252000 -$386000 0.0% 0.0% $4M $34M
2024 $256000 -$789000 0.0% 0.0% $9M $53M
2023 $270000 -$4M 0.0% 0.0% -$85000 $31M
2022 $291000 $27000 0.0% 0.0% $3M $13M
2021 $289000 -$55000 0.0% 0.0% $1M $122M
2020 $255000 -$112000 0.0% 0.0% -$724000 $32M

Valuation over time

How the market has priced NSTS against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 929.5 1859.1 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 143.6 287.3 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S

Frequently asked questions

Is NSTS growing its revenue and profit?

Over the past 5 years, NSTS Bancorp, Inc.'s revenue has declined 0.2% per year. These are computed facts, not advice.

How much debt does NSTS have?

As of FY2025, NSTS Bancorp, Inc. reported — of total debt against $34M of cash.

What is NSTS's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin -153.2%.

What is NSTS's P/E ratio?

As of Jun '26, NSTS Bancorp, Inc. traded at a price-to-earnings ratio of about 1859.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.