NSP Financials Insperity, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Nov 1, 2026, 10:31 UTC Overview →

Growth & profitability

Revenue has grown 9.7% per year over the past 5 years.
Operating margin has contracted, at -0.1% in the latest year.

Financial health

The company holds more cash ($642M) than total debt ($369M).
Total debt has grown slower than revenue (-0.0% vs 9.7% per year).
Operating income covered interest expense -0.4× in the latest year, down from 24× 5 years ago.
Total debt is 11× EBITDA.
The company is unprofitable; at its current free-cash-flow burn it has roughly 2.1 years of cash runway.

Shareholder returns

Dividends have been paid for 15 consecutive years.
The dividend has grown 7.8% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
2025	$6.8B	-$7M	13.2%	-0.1%	-15.2%	-0.3%	-$309M	$369M	$642M
2024	$6.6B	$91M	16.0%	1.8%	93.8%	3.5%	$482M	$369M	$1.0B
2023	$6.5B	$171M	16.0%	3.4%	181.9%	8.1%	$158M	$369M	$693M
2022	$5.9B	$179M	17.0%	4.2%	221.0%	8.8%	$317M	$369M	$733M
2021	$5.0B	$124M	16.5%	3.5%	-6200.0%	7.1%	$227M	$369M	$576M
2020	$4.3B	$138M	18.8%	4.5%	313.2%	8.7%	$248M	$369M	$555M
2019	$4.3B	$151M	17.0%	4.3%	3704.3%	10.8%	$149M	$269M	$367M
2018	$3.8B	$135M	17.8%	4.7%	174.3%	11.4%	$149M	$144M	$327M
2017	$3.3B	$84M	17.4%	3.9%	127.3%	7.9%	$180M	$104M	$354M
2016	$2.9B	$66M	16.7%	3.6%	109.0%	7.3%	$111M	$104M	$286M
2015	—	$39M	—	—	22.8%	5.0%	$47M	$0	$270M
2014	—	$28M	—	—	13.7%	3.5%	$123M	—	$276M
2013	—	$32M	—	—	12.6%	4.2%	$23M	—	$226M
2012	—	$40M	—	—	16.8%	5.4%	$73M	—	$265M
2011	—	$30M	—	—	12.4%	4.3%	$42M	—	$211M

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
Sep '26	$1.7B	-$1M	12.5%	-0.1%	-2.3%	-0.0%	-$17M	$419M	$599M
Jun '26	$1.7B	$4M	12.9%	0.4%	6.6%	0.2%	$41M	$419M	$619M
Mar '26	$1.9B	$33M	15.9%	3.3%	49.3%	1.5%	-$73M	$369M	$537M
Dec '25	$1.7B	-$33M	10.3%	-2.8%	-71.7%	-1.5%	$246M	$369M	$642M
Sep '25	$1.6B	-$20M	12.0%	-1.5%	-23.0%	-1.0%	-$20M	$369M	$422M
Jun '25	$1.7B	-$5M	13.4%	-0.4%	-4.5%	-0.2%	-$86M	$369M	$441M
Mar '25	$1.9B	$51M	16.6%	3.7%	42.9%	2.4%	-$449M	$369M	$551M
Dec '24	$1.6B	-$9M	13.5%	-0.9%	-9.3%	-0.3%	$606M	$369M	$1.0B
Sep '24	$1.6B	$3M	14.7%	0.1%	2.4%	0.2%	-$164M	$369M	$470M
Jun '24	$1.6B	$18M	16.2%	1.4%	12.7%	0.9%	$14M	$369M	$676M
Mar '24	$1.8B	$79M	19.1%	6.0%	56.4%	3.7%	$26M	$369M	$667M
Dec '23	$1.6B	$19M	14.1%	1.5%	20.2%	0.9%	$40M	$369M	$693M
Sep '23	$1.6B	$45M	16.6%	3.8%	54.2%	2.3%	$202M	$369M	$679M
Jun '23	$1.6B	$12M	14.2%	1.0%	9.2%	0.6%	-$117M	$369M	$580M
Mar '23	$1.8B	$95M	18.8%	6.8%	71.4%	4.7%	$33M	$369M	$697M
Dec '22	$1.5B	$38M	16.2%	3.4%	47.2%	1.9%	$212M	$369M	$733M
Sep '22	$1.4B	$38M	17.0%	3.7%	62.3%	2.1%	$92M	$369M	$562M
Jun '22	$1.4B	$34M	16.7%	3.4%	95.6%	1.8%	-$40M	$369M	$511M
Mar '22	$1.6B	$70M	18.1%	6.2%	205.8%	3.6%	$54M	$369M	$577M
Dec '21	$1.3B	$10M	13.2%	1.1%	-485.4%	0.6%	$196M	$369M	$576M

Valuation over time

How the market has priced NSP against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has fallen from 25.9× (Mar '23) to 14.8× (Nov '25).
The price-to-sales ratio has fallen from 0.8× (Mar '23) to 0.3× (Nov '26).
The dividend yield has risen from 1.7% (Mar '23) to 4.4% (Nov '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is NSP growing its revenue and profit?

Over the past 5 years, Insperity, Inc.'s revenue has grown 9.7% per year. These are computed facts, not advice.

How much debt does NSP have?

As of FY2025, Insperity, Inc. reported $369M of total debt against $642M of cash; operating income covered interest expense -0.4×.

What is NSP's profit margin?

In FY2025, gross margin was 13.2%, operating margin -0.1%, and net margin -0.1%.

What is NSP's P/E ratio?

Insperity, Inc.'s P/E (TTM) is 675.13 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the NSP stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 14.8× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.