NSP Financials Insperity, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated 30 h ago Overview →

Growth & profitability

Revenue has grown 9.7% per year over the past 5 years.
Operating margin has contracted, at -0.1% in the latest year.

Financial health

The company holds more cash ($642M) than total debt ($369M).
Total debt has grown slower than revenue (-0.0% vs 9.7% per year).
Operating income covered interest expense -0.4× in the latest year, down from 24× 5 years ago.
Total debt is 11× EBITDA.
The company is unprofitable; at its current free-cash-flow burn it has roughly 2.1 years of cash runway.

Shareholder returns

Dividends have been paid for 15 consecutive years.
The dividend has grown 7.8% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	FCF	Total debt	Cash
2025	$6.8B	-$7M	13.2%	-0.1%	-$309M	$369M	$642M
2024	$6.6B	$91M	16.0%	1.8%	$482M	$369M	$1.0B
2023	$6.5B	$171M	16.0%	3.4%	$158M	$369M	$693M
2022	$5.9B	$179M	17.0%	4.2%	$317M	$369M	$733M
2021	$5.0B	$124M	16.5%	3.5%	$227M	$369M	$576M
2020	$4.3B	$138M	18.8%	4.5%	$248M	$369M	$555M
2019	$4.3B	$151M	17.0%	4.3%	$149M	$269M	$367M
2018	$3.8B	$135M	17.8%	4.7%	$149M	$144M	$327M
2017	$3.3B	$84M	17.4%	3.9%	$180M	$104M	$354M
2016	$2.9B	$66M	16.7%	3.6%	$111M	$104M	$286M
2015	—	$39M	—	—	$47M	$0	$270M
2014	—	$28M	—	—	$123M	—	$276M
2013	—	$32M	—	—	$23M	—	$226M
2012	—	$40M	—	—	$73M	—	$265M
2011	—	$30M	—	—	$42M	—	$211M

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	FCF	Total debt	Cash
Mar '26	$1.9B	$33M	15.9%	3.3%	-$73M	$369M	$537M
Dec '25	$1.7B	-$33M	10.3%	-2.8%	$246M	$369M	$642M
Sep '25	$1.6B	-$20M	12.0%	-1.5%	-$20M	$369M	$422M
Jun '25	$1.7B	-$5M	13.4%	-0.4%	-$86M	$369M	$441M
Mar '25	$1.9B	$51M	16.6%	3.7%	-$449M	$369M	$551M
Dec '24	$1.6B	-$9M	13.5%	-0.9%	$606M	$369M	$1.0B
Sep '24	$1.6B	$3M	14.7%	0.1%	-$164M	$369M	$470M
Jun '24	$1.6B	$18M	16.2%	1.4%	$14M	$369M	$676M
Mar '24	$1.8B	$79M	19.1%	6.0%	$26M	$369M	$667M
Dec '23	$1.6B	$19M	14.1%	1.5%	$40M	$369M	$693M
Sep '23	$1.6B	$45M	16.6%	3.8%	$202M	$369M	$679M
Jun '23	$1.6B	$12M	14.2%	1.0%	-$117M	$369M	$580M
Mar '23	$1.8B	$95M	18.8%	6.8%	$33M	$369M	$697M
Dec '22	$1.5B	$38M	16.2%	3.4%	$212M	$369M	$733M
Sep '22	$1.4B	$38M	17.0%	3.7%	$92M	$369M	$562M
Jun '22	$1.4B	$34M	16.7%	3.4%	-$40M	$369M	$511M
Mar '22	$1.6B	$70M	18.1%	6.2%	$54M	$369M	$577M
Dec '21	$1.3B	$10M	13.2%	1.1%	$196M	$369M	$576M
Sep '21	$1.2B	$27M	16.4%	3.3%	$45M	$369M	$468M
Jun '21	$1.2B	$25M	16.8%	3.0%	-$4M	$369M	$455M

Valuation over time

How the market has priced NSP against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has fallen from 26.0× (Mar '23) to 14.8× (Nov '25).
The price-to-sales ratio has fallen from 0.8× (Mar '23) to 0.2× (Jun '26).
The dividend yield has risen from 1.7% (Mar '23) to 6.1% (Jun '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is NSP growing its revenue and profit?

Over the past 5 years, Insperity, Inc.'s revenue has grown 9.7% per year. These are computed facts, not advice.

How much debt does NSP have?

As of FY2025, Insperity, Inc. reported $369M of total debt against $642M of cash; operating income covered interest expense -0.4×.

What is NSP's profit margin?

In FY2025, gross margin was 13.2%, operating margin -0.1%, and net margin -0.1%.

What is NSP's P/E ratio?

As of Jun '26, Insperity, Inc. traded at a price-to-earnings ratio of about 14.8× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.