tradmap

NPB Financials NORTHPOINTE BANCSHARES INC

3 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has declined 71.2% per year over the past 2 years.

Shareholder returns

  • Dividends have been paid for 3 consecutive years, consuming 3.9% of earnings and 7.8% of free cash flow.
  • The dividend has grown 11.9% per year over the past 2 years.
Revenue & net income
$0 $42M $83M 2023 2024 2025
RevenueNet income
Margins (gross / operating / net)
0% 50% 100% 2023 2024 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $251M $501M 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $248M $496M 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$2B $38M $2B $0 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $83M $42M $496M
2024 $55M $19M $376M
2023 $34M $501M $352M

Valuation over time

How the market has priced NPB against its own fundamentals since 2025-02 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 5.6 11.2 Feb '25 May '25 Aug '25 Nov '25 Feb '26 May '26
P/E
Dividend yield (%)
0.0 0.3 0.6 Feb '25 May '25 Aug '25 Nov '25 Feb '26 May '26
Dividend yield %

Frequently asked questions

Is NPB growing its revenue and profit?

See the revenue and net-income charts above for NORTHPOINTE BANCSHARES INC's multi-year trend.

How much debt does NPB have?

As of FY2025, NORTHPOINTE BANCSHARES INC reported — of total debt against $496M of cash.

What is NPB's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is NPB's P/E ratio?

As of Jun '26, NORTHPOINTE BANCSHARES INC traded at a price-to-earnings ratio of about 7.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.