3 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has declined 71.2% per year over the past 2 years.
Shareholder returns
Dividends have been paid for 3 consecutive years, consuming 3.9% of earnings and 7.8% of free cash flow.
The dividend has grown 11.9% per year over the past 2 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$83M
—
—
14.7%
1.2%
$42M
—
$496M
2024
—
$55M
—
—
11.9%
1.1%
$19M
—
$376M
2023
—
$34M
—
—
7.8%
0.7%
$501M
—
$352M
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$22M
—
—
3.6%
0.3%
$4M
—
$538M
Mar '26
—
$22M
—
—
3.8%
0.3%
$37M
—
$488M
Dec '25
—
$24M
—
—
4.2%
0.3%
-$29M
—
$496M
Sep '25
—
$22M
—
—
3.6%
0.3%
$90M
—
$419M
Jun '25
—
$20M
—
—
3.4%
0.3%
-$73M
—
$416M
Mar '25
—
$17M
—
—
2.9%
0.3%
$54M
—
$321M
Dec '24
—
$11M
—
—
2.4%
0.2%
$9M
—
$376M
Sep '24
—
$19M
—
—
4.1%
0.3%
$45M
—
—
Jun '24
—
$13M
—
—
3.0%
0.3%
-$34M
—
—
Mar '24
—
$12M
—
—
2.8%
0.3%
-$1M
—
—
Valuation over time
How the market has priced NPB against its own fundamentals since 2025-02 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 9.1× (Feb '25) to 7.1× (Sep '26).
The dividend yield has risen from 0.5% (Feb '25) to 0.5% (Sep '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is NPB growing its revenue and profit?
See the revenue and net-income charts above for NORTHPOINTE BANCSHARES INC's multi-year trend.
How much debt does NPB have?
As of FY2025, NORTHPOINTE BANCSHARES INC reported — of total debt against $496M of cash.
What is NPB's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is NPB's P/E ratio?
As of Sep '26, NORTHPOINTE BANCSHARES INC traded at a price-to-earnings ratio of about 7.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.