3 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has declined 71.2% per year over the past 2 years.
Shareholder returns
Dividends have been paid for 3 consecutive years, consuming 3.9% of earnings and 7.8% of free cash flow.
The dividend has grown 11.9% per year over the past 2 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$83M
—
—
14.7%
1.2%
$42M
—
$496M
2024
—
$55M
—
—
11.9%
1.1%
$19M
—
$376M
2023
—
$34M
—
—
7.8%
0.7%
$501M
—
$352M
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$22M
—
—
3.6%
0.3%
$4M
—
$538M
Mar '26
—
$22M
—
—
3.8%
0.3%
$37M
—
$488M
Dec '25
—
$24M
—
—
4.2%
0.3%
-$29M
—
$496M
Sep '25
—
$22M
—
—
3.6%
0.3%
$90M
—
$419M
Jun '25
—
$20M
—
—
3.4%
0.3%
-$73M
—
$416M
Mar '25
—
$17M
—
—
2.9%
0.3%
$54M
—
$321M
Dec '24
—
$11M
—
—
2.4%
0.2%
$9M
—
$376M
Sep '24
—
$19M
—
—
4.1%
0.3%
$45M
—
—
Jun '24
—
$13M
—
—
3.0%
0.3%
-$34M
—
—
Mar '24
—
$12M
—
—
2.8%
0.3%
-$1M
—
—
Valuation over time
How the market has priced NPB against its own fundamentals since 2025-02 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 9.1× (Feb '25) to 6.5× (Nov '26).
The dividend yield has risen from 0.5% (Feb '25) to 0.6% (Nov '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is NPB growing its revenue and profit?
See the revenue and net-income charts above for NORTHPOINTE BANCSHARES INC's multi-year trend.
How much debt does NPB have?
As of FY2025, NORTHPOINTE BANCSHARES INC reported — of total debt against $496M of cash.
What is NPB's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is NPB's P/E ratio?
NORTHPOINTE BANCSHARES INC's P/E (TTM) is 6.08 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the NPB stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 6.5× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.