tradmap

NPB Financials NORTHPOINTE BANCSHARES INC

3 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has declined 71.2% per year over the past 2 years.

Shareholder returns

  • Dividends have been paid for 3 consecutive years, consuming 3.9% of earnings and 7.8% of free cash flow.
  • The dividend has grown 11.9% per year over the past 2 years.
Net income
$0 $42M $83M 2023 2024 2025
Net income
Return on equity & assets (ROE / ROA)
0% 7% 15% 2023 2024 2025
ROEROA
Shareholders' equity (book value)
$0 $285M $569M 2023 2024 2025
Equity
Free cash flow (CFO − capex)
$0 $251M $501M 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $248M $496M 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$2B $38M $2B $0 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 — $83M — — 14.7% 1.2% $42M — $496M
2024 — $55M — — 11.9% 1.1% $19M — $376M
2023 — $34M — — 7.8% 0.7% $501M — $352M

Valuation over time

How the market has priced NPB against its own fundamentals since 2025-02 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 5.6 11.2 Feb '25 May '25 Aug '25 Nov '25 Feb '26 May '26 Aug '26 Nov '26
P/E
Dividend yield (%)
0.0 0.3 0.6 Feb '25 May '25 Aug '25 Nov '25 Feb '26 May '26 Aug '26 Nov '26
Dividend yield %

Frequently asked questions

Is NPB growing its revenue and profit?

See the revenue and net-income charts above for NORTHPOINTE BANCSHARES INC's multi-year trend.

How much debt does NPB have?

As of FY2025, NORTHPOINTE BANCSHARES INC reported — of total debt against $496M of cash.

What is NPB's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is NPB's P/E ratio?

NORTHPOINTE BANCSHARES INC's P/E (TTM) is 6.08 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the NPB stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 6.5× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.