3 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | $160M | $37M | 0.0% | 44.5% | — | $0 | $8M |
| 2024 | $119M | $35M | 0.0% | 57.4% | — | $125M | $7M |
| 2023 | $85M | $18M | 0.0% | 53.5% | — | — | — |
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | $38M | $7M | 0.0% | 35.6% | — | — | $11M |
| Dec '25 | — | $4M | — | — | — | $0 | $8M |
| Sep '25 | — | $12M | — | — | — | $248M | $12M |
| Jun '25 | — | $12M | — | — | — | — | — |
| Mar '25 | $29M | $10M | 0.0% | 53.2% | — | — | $16M |
| Dec '24 | — | $12M | — | — | — | $125M | $7M |
| Sep '24 | — | $12M | — | — | — | — | — |
| Jun '24 | — | $6M | — | — | — | — | — |
| Mar '24 | — | $5M | — | — | — | — | — |
How the market has priced NP against its own fundamentals since 2025-10 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 2 years, Neptune Insurance Holdings Inc.'s revenue has grown 37.1% per year, and net income grown 44.6% per year. These are computed facts, not advice.
As of FY2025, Neptune Insurance Holdings Inc. reported $0 of total debt against $8M of cash; operating income covered interest expense 3.9×.
In FY2025, gross margin was —, operating margin 44.5%, and net margin 23.4%.
As of Jun '26, Neptune Insurance Holdings Inc. traded at a price-to-earnings ratio of about 101.6× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.