Financial health
- Total debt ($820M) exceeds cash ($310M); net debt is $510M.
Shareholder returns
- Dividends have been paid for 5 consecutive years, consuming 46.3% of earnings.
- The dividend has declined 20.5% per year over the past 4 years.
NEWT Financials NewtekOne, Inc.
5 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | — | $61M | — | — | 15.2% | 2.2% | -$579M | $820M | $310M |
| 2024 | — | $51M | — | — | 17.2% | 2.5% | -$153M | $708M | $381M |
| 2023 | — | $47M | — | — | 19.0% | 3.3% | -$170M | $644M | $184M |
| 2022 | — | $32M | — | — | 8.6% | 3.2% | -$62M | $539M | $126M |
| 2021 | — | $84M | — | — | 20.8% | 8.0% | $141M | $472M | $187M |
RevenueNet income
GrossOperatingNet
ROEROA
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | — | $15M | — | — | 3.5% | 0.5% | -$163M | $554M | $395M |
| Mar '26 | — | $13M | — | — | 3.3% | 0.5% | -$258M | $550M | $403M |
| Dec '25 | — | $20M | — | — | 4.9% | 0.7% | -$151M | $820M | $310M |
| Sep '25 | — | $18M | — | — | 4.6% | 0.7% | -$167M | $749M | $217M |
| Jun '25 | — | $14M | — | — | 4.4% | 0.6% | -$200M | $657M | $213M |
| Mar '25 | — | $9M | — | — | 3.1% | 0.4% | -$61M | $774M | $294M |
| Dec '24 | — | $18M | — | — | 6.2% | 0.9% | -$92M | $708M | $381M |
| Sep '24 | — | $12M | — | — | 4.2% | 0.7% | -$26M | $656M | $190M |
| Jun '24 | — | $11M | — | — | 4.0% | 0.7% | $3M | $652M | $206M |
| Mar '24 | — | $10M | — | — | 3.8% | 0.6% | -$39M | $662M | $163M |
| Dec '23 | — | $11M | — | — | 4.4% | 0.8% | -$68M | $644M | $184M |
| Sep '23 | — | $11M | — | — | 4.5% | 0.8% | $101M | $649M | $224M |
| Jun '23 | — | $7M | — | — | 3.0% | 0.5% | -$86M | $697M | $256M |
| Mar '23 | — | $19M | — | — | 8.0% | 1.5% | -$117M | $697M | $197M |
| Dec '22 | — | -$2M | — | — | -0.6% | -0.2% | $65M | $539M | $126M |
| Sep '22 | — | $11M | — | — | 2.9% | 1.1% | -$62M | $546M | $82M |
| Jun '22 | — | $14M | — | — | 3.4% | — | -$72M | — | $126M |
| Mar '22 | — | $10M | — | — | — | — | $6M | — | $163M |
| Sep '21 | — | $17M | — | — | 4.5% | — | — | — | $203M |
| Sep '14 | $38M | $3M | 0.0% | 0.0% | 3.2% | 1.3% | — | — | — |
Valuation over time
How the market has priced NEWT against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has fallen from 11.5× (Mar '23) to 5.9× (Sep '26).
- The dividend yield has fallen from 17.4% (Mar '23) to 7.9% (Sep '26).
P/E
Dividend yield %
Frequently asked questions
Is NEWT growing its revenue and profit?
See the revenue and net-income charts above for NewtekOne, Inc.'s multi-year trend.
How much debt does NEWT have?
As of FY2025, NewtekOne, Inc. reported $820M of total debt against $310M of cash.
What is NEWT's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is NEWT's P/E ratio?
As of Sep '26, NewtekOne, Inc. traded at a price-to-earnings ratio of about 5.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.