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NECB Financials NorthEast Community Bancorp, Inc./MD/

6 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 28.7% per year over the past 5 years.

Financial health

  • The company holds more cash ($81M) than total debt ($70M).

Shareholder returns

  • Dividends have been paid for 6 consecutive years, consuming 30.0% of earnings and 26.2% of free cash flow.
  • The dividend has grown 67.6% per year over the past 5 years.
Revenue & net income
$0 $24M $47M 2020 2021 2022 2023 2024 2025
RevenueNet income
Margins (gross / operating / net)
0% 50% 100% 2020 2021 2022 2023 2024 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $25M $51M 2020 2021 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $76M $152M 2020 2021 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$358M -$35M $288M $0 2020 2021 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $44M $51M $70M $81M
2024 $47M $48M $78M
2023 $46M $42M $64M $69M
2022 $25M $24M $21M $95M
2021 $12M $15M $152M
2020 $12M $14M $69M

Valuation over time

How the market has priced NECB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 4.9 9.9 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Dividend yield (%)
0.0 2.1 4.3 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is NECB growing its revenue and profit?

See the revenue and net-income charts above for NorthEast Community Bancorp, Inc./MD/'s multi-year trend.

How much debt does NECB have?

As of FY2025, NorthEast Community Bancorp, Inc./MD/ reported $70M of total debt against $81M of cash.

What is NECB's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is NECB's P/E ratio?

As of Jun '26, NorthEast Community Bancorp, Inc./MD/ traded at a price-to-earnings ratio of about 8.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.