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NECB Financials NorthEast Community Bancorp, Inc./MD/

6 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 28.7% per year over the past 5 years.

Financial health

  • The company holds more cash ($81M) than total debt ($70M).

Shareholder returns

  • Dividends have been paid for 6 consecutive years, consuming 30.0% of earnings and 26.2% of free cash flow.
  • The dividend has grown 67.6% per year over the past 5 years.
Net income
$0 $24M $47M 2020 2021 2022 2023 2024 2025
Net income
Return on equity & assets (ROE / ROA)
0% 8% 17% 2020 2021 2022 2023 2024 2025
ROEROA
Shareholders' equity (book value)
$0 $176M $352M 2020 2021 2022 2023 2024 2025
Equity
Free cash flow (CFO − capex)
$0 $25M $51M 2020 2021 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $76M $152M 2020 2021 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$358M -$35M $288M $0 2020 2021 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 — $44M — — 12.6% 2.2% $51M $70M $81M
2024 — $47M — — 14.8% 2.3% $48M — $78M
2023 — $46M — — 16.6% 2.6% $42M $64M $69M
2022 — $25M — — 9.5% 1.7% $24M $21M $95M
2021 — $12M — — 4.7% 1.0% $15M — $152M
2020 — $12M — — 8.0% 1.3% $14M — $69M

Valuation over time

How the market has priced NECB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 4.9 9.8 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Dividend yield (%)
0.0 2.1 4.3 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is NECB growing its revenue and profit?

See the revenue and net-income charts above for NorthEast Community Bancorp, Inc./MD/'s multi-year trend.

How much debt does NECB have?

As of FY2025, NorthEast Community Bancorp, Inc./MD/ reported $70M of total debt against $81M of cash.

What is NECB's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is NECB's P/E ratio?

NorthEast Community Bancorp, Inc./MD/'s P/E (TTM) is 9.55 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the NECB stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 9.1× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.