7 years of revenue, profit, cash flow and balance-sheet history through FY2026,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 23.8% per year over the past 5 years.
Operating margin has expanded, at 0.6% in the latest year.
Free cash flow has grown 76.0% per year over the past 5 years.
Financial health
Total debt ($214M) exceeds cash ($88M); net debt is $125M.
Operating income covered interest expense 0.2× in the latest year.
Total debt is 4.6× EBITDA.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2026
$595M
$10M
60.6%
0.6%
$83M
$214M
$88M
2025
$541M
-$33M
60.1%
-3.4%
$53M
—
$121M
2024
$477M
-$44M
59.8%
-8.3%
$54M
—
$112M
2023
$408M
-$102M
58.5%
-23.0%
-$34M
—
$82M
2022
$274M
-$50M
59.3%
-26.1%
-$25M
—
$88M
2021
$204M
-$41M
56.9%
-20.9%
$5M
—
$371M
2020
$138M
-$28M
53.6%
-20.4%
-$15M
—
$91M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Apr '26
$159M
$14M
63.3%
13.2%
$81M
$263M
$103M
Jan '26
$150M
$8M
61.4%
1.9%
$12M
$214M
$88M
Oct '25
$152M
$7M
61.6%
7.7%
$5M
—
$88M
Jul '25
$149M
-$15M
59.2%
-6.2%
$13M
—
$123M
Apr '25
$144M
$6M
60.0%
-1.0%
$53M
—
$133M
Jan '25
$141M
-$19M
59.7%
-4.1%
-$10M
—
$121M
Oct '24
$139M
-$5M
61.3%
-0.6%
$5M
—
$258M
Jul '24
$132M
-$11M
59.3%
-6.0%
$5M
—
$121M
Apr '24
$128M
-$3M
60.0%
-2.9%
$54M
—
$129M
Jan '24
$124M
$1M
60.2%
-2.6%
$8M
—
$112M
Oct '23
$122M
-$16M
60.6%
-10.6%
$5M
—
$100M
Jul '23
$117M
-$16M
59.0%
-12.6%
$11M
—
$98M
Apr '23
$114M
-$11M
59.4%
-7.6%
$30M
—
$98M
Jan '23
$109M
-$21M
58.9%
-21.4%
-$26M
—
$82M
Oct '22
$105M
-$24M
59.0%
-17.5%
-$9M
—
$106M
Jul '22
$100M
-$27M
58.6%
-25.1%
$5M
—
$86M
Apr '22
$94M
-$31M
57.2%
-28.9%
-$3M
—
$79M
Jan '22
$75M
-$7M
58.3%
-40.0%
-$23M
—
$88M
Oct '21
$70M
-$14M
61.1%
-18.2%
-$21M
—
$381M
Jul '21
$67M
-$14M
60.0%
-19.8%
$13M
—
$399M
Valuation over time
How the market has priced NCNO against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 182.1× (Feb '26) to 162.0× (Jun '26).
The price-to-sales ratio has fallen from 6.7× (Mar '23) to 2.6× (Jun '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Frequently asked questions
Is NCNO growing its revenue and profit?
Over the past 5 years, Ncino, Inc.'s revenue has grown 23.8% per year. These are computed facts, not advice.
How much debt does NCNO have?
As of FY2026, Ncino, Inc. reported $214M of total debt against $88M of cash; operating income covered interest expense 0.2×.
What is NCNO's profit margin?
In FY2026, gross margin was 60.6%, operating margin 0.6%, and net margin 1.6%.
What is NCNO's P/E ratio?
As of Jun '26, Ncino, Inc. traded at a price-to-earnings ratio of about 162.0× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.