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MVBF Financials MVB FINANCIAL CORP

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 18.1% per year over the past 5 years.
  • Net income has grown slower than revenue (-76.5% vs 18.1% per year).
  • Free cash flow has declined 54.3% per year over the past 5 years.

Financial health

  • Total debt has grown slower than revenue (11.0% vs 18.1% per year).

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 32341.6% of earnings and 412.1% of free cash flow.
  • The dividend has grown 15.3% per year over the past 5 years.
Revenue & net income
$0 $19M $37M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 397% 794% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
-$15M $46M $106M $0 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $199M $398M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$572M $4M $581M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $26922 $2M $244M
2024 $20245 -$2M $318M
2023 $31006 $56M $398M
2022 $14387 $4M $40M
2021 $38696 $30M $307M
2020 $37M $106M $264M
2019 $3M $27M 0.0% 0.0% -$10M $227M $28M
2018 $2M $12M 0.0% 0.0% $4M $232M $22M
2017 $2M $8M 0.0% 0.0% $29M $186M $20M
2016 $2M $13M 0.0% 0.0% $124M $17M
2015 $7M $217M $29M
2014 $2M $135M $30M
2013 $4M $186M $40M
2012 $4M -$15M $97M $25M
2011 $3M -$1M $4M $10M

Valuation over time

How the market has priced MVBF against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 11539.6 23079.3 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Dividend yield (%)
0.0 2.0 4.0 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is MVBF growing its revenue and profit?

Over the past 5 years, MVB FINANCIAL CORP's revenue has grown 18.1% per year, and net income declined 76.5% per year. These are computed facts, not advice.

How much debt does MVBF have?

As of FY2025, MVB FINANCIAL CORP reported — of total debt against $244M of cash.

What is MVBF's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is MVBF's P/E ratio?

As of Jun '26, MVB FINANCIAL CORP traded at a price-to-earnings ratio of about 13646.0× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.