15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 18.1% per year over the past 5 years.
Net income has grown slower than revenue (-76.5% vs 18.1% per year).
Free cash flow has declined 54.3% per year over the past 5 years.
Financial health
Total debt has grown slower than revenue (11.0% vs 18.1% per year).
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 32341.6% of earnings and 412.1% of free cash flow.
The dividend has grown 15.3% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
—
$26922
—
—
$2M
—
$244M
2024
—
$20245
—
—
-$2M
—
$318M
2023
—
$31006
—
—
$56M
—
$398M
2022
—
$14387
—
—
$4M
—
$40M
2021
—
$38696
—
—
$30M
—
$307M
2020
—
$37M
—
—
$106M
—
$264M
2019
$3M
$27M
0.0%
0.0%
-$10M
$227M
$28M
2018
$2M
$12M
0.0%
0.0%
$4M
$232M
$22M
2017
$2M
$8M
0.0%
0.0%
$29M
$186M
$20M
2016
$2M
$13M
0.0%
0.0%
—
$124M
$17M
2015
—
$7M
—
—
—
$217M
$29M
2014
—
$2M
—
—
—
$135M
$30M
2013
—
$4M
—
—
—
$186M
$40M
2012
—
$4M
—
—
-$15M
$97M
$25M
2011
—
$3M
—
—
-$1M
$4M
$10M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
—
$5M
—
—
-$23M
—
$178M
Dec '25
—
$4M
—
—
-$15M
—
$244M
Sep '25
—
$17M
—
—
-$4M
—
$300M
Jun '25
—
$2M
—
—
$7M
—
$399M
Mar '25
—
$4M
—
—
$14M
—
$251M
Dec '24
—
$9M
—
—
-$11M
—
$318M
Sep '24
—
$2M
—
—
$8M
—
$611M
Jun '24
—
$4M
—
—
$27M
—
$456M
Mar '24
—
$5M
—
—
-$26M
—
$640M
Dec '23
—
$8M
—
—
$17M
—
$398M
Sep '23
—
$4M
—
—
$10M
—
$587M
Jun '23
—
$8M
—
—
$35M
—
$456M
Mar '23
—
$11M
—
—
-$6M
—
$575M
Dec '22
—
$6M
—
—
$3M
—
$40M
Sep '22
—
$3M
—
—
$14M
—
$80M
Jun '22
—
$3M
—
—
$46M
—
$162M
Mar '22
—
$3M
—
—
-$59M
—
$354M
Dec '21
—
$10M
—
—
$22M
—
$307M
Sep '21
—
$12M
—
—
$6M
—
$390M
Jun '21
—
$9M
—
—
-$6M
—
$333M
Valuation over time
How the market has priced MVBF against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 18443.8× (Mar '23) to 13646.0× (Jun '26).
The dividend yield has fallen from 3.1% (Mar '23) to 2.4% (Jun '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is MVBF growing its revenue and profit?
Over the past 5 years, MVB FINANCIAL CORP's revenue has grown 18.1% per year, and net income declined 76.5% per year. These are computed facts, not advice.
How much debt does MVBF have?
As of FY2025, MVB FINANCIAL CORP reported — of total debt against $244M of cash.
What is MVBF's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is MVBF's P/E ratio?
As of Jun '26, MVB FINANCIAL CORP traded at a price-to-earnings ratio of about 13646.0× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.