8 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has declined 2.6% per year over the past 5 years.
Net income has grown faster than revenue (-0.1% vs -2.6% per year).
Free cash flow has declined 7.5% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 4 consecutive years, consuming 19.5% of earnings and 28.7% of free cash flow.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$2M
$16M
3368.7%
0.0%
$11M
$0
—
2024
$2M
-$12M
3297.9%
0.0%
$14M
$0
—
2023
$2M
$24M
3726.5%
0.0%
$31M
$15M
—
2022
$2M
$27M
3112.0%
0.0%
$32M
—
—
2021
$2M
$22M
0.0%
0.0%
$27M
—
$93M
2020
—
$16M
—
—
$16M
—
$108M
2019
—
$14M
—
—
$16M
—
$65M
2018
—
$9M
—
—
$11M
—
$58M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
$573000
$4M
0.0%
0.0%
$7M
—
—
Dec '25
$559000
$4M
3227.7%
0.0%
$6M
$0
—
Sep '25
$557000
$5M
3271.8%
0.0%
$5M
—
—
Jun '25
$538000
$5M
3690.7%
0.0%
-$3M
—
—
Mar '25
$530000
$2M
3292.3%
0.0%
$1M
—
—
Dec '24
$480000
-$16M
3509.8%
0.0%
$5M
$0
—
Sep '24
$557000
$265000
2913.6%
0.0%
$4M
—
—
Jun '24
$490000
$3M
3332.4%
0.0%
$1M
—
—
Mar '24
$469000
$3M
3501.3%
0.0%
$3M
—
—
Dec '23
$510000
$5M
0.0%
0.0%
$5M
$15M
—
Sep '23
$514000
$6M
0.0%
0.0%
$9M
—
—
Jun '23
$535000
$7M
0.0%
0.0%
$8M
—
—
Mar '23
$590000
$8M
0.0%
0.0%
$9M
—
—
Dec '22
$610000
$8M
0.0%
0.0%
$10M
—
—
Sep '22
$601000
$8M
0.0%
0.0%
$9M
—
—
Jun '22
$597000
$6M
0.0%
0.0%
$6M
—
—
Mar '22
$611000
$5M
0.0%
0.0%
$7M
—
$102M
Dec '21
$624000
$5M
0.0%
0.0%
$4M
—
$93M
Sep '21
$642000
$5M
0.0%
0.0%
$6M
—
$134M
Jun '21
$621000
$7M
0.0%
0.0%
$5M
—
$176M
Valuation over time
How the market has priced MNSB against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 6.3× (Mar '23) to 11.1× (Jun '26).
The price-to-sales ratio has risen from 69.5× (Mar '23) to 79.2× (Jun '26).
The dividend yield has risen from 1.1% (Mar '23) to 1.8% (Jun '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is MNSB growing its revenue and profit?
Over the past 5 years, MainStreet Bancshares, Inc.'s revenue has declined 2.6% per year, and net income declined 0.1% per year. These are computed facts, not advice.
How much debt does MNSB have?
As of FY2025, MainStreet Bancshares, Inc. reported $0 of total debt against — of cash.
What is MNSB's profit margin?
In FY2025, gross margin was 3368.7%, operating margin —, and net margin 714.9%.
What is MNSB's P/E ratio?
As of Jun '26, MainStreet Bancshares, Inc. traded at a price-to-earnings ratio of about 11.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.