tradmap

MNSB Financials MainStreet Bancshares, Inc.

8 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has declined 2.6% per year over the past 5 years.
  • Net income has grown faster than revenue (-0.1% vs -2.6% per year).
  • Free cash flow has declined 7.5% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 4 consecutive years, consuming 19.5% of earnings and 28.7% of free cash flow.
Revenue & net income
-$12M $7M $27M $0 2018 2019 2020 2021 2022 2023 2024 2025
RevenueNet income
Margins (gross / operating / net)
-608% 1559% 3726% 0% 2018 2019 2020 2021 2022 2023 2024 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $16M $32M 2018 2019 2020 2021 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $54M $108M 2018 2019 2020 2021 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$314M $13M $339M $0 2018 2019 2020 2021 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $2M $16M 3368.7% 0.0% $11M $0
2024 $2M -$12M 3297.9% 0.0% $14M $0
2023 $2M $24M 3726.5% 0.0% $31M $15M
2022 $2M $27M 3112.0% 0.0% $32M
2021 $2M $22M 0.0% 0.0% $27M $93M
2020 $16M $16M $108M
2019 $14M $16M $65M
2018 $9M $11M $58M

Valuation over time

How the market has priced MNSB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 5.5 11.1 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 40.4 80.7 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 1.4 2.8 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is MNSB growing its revenue and profit?

Over the past 5 years, MainStreet Bancshares, Inc.'s revenue has declined 2.6% per year, and net income declined 0.1% per year. These are computed facts, not advice.

How much debt does MNSB have?

As of FY2025, MainStreet Bancshares, Inc. reported $0 of total debt against — of cash.

What is MNSB's profit margin?

In FY2025, gross margin was 3368.7%, operating margin —, and net margin 714.9%.

What is MNSB's P/E ratio?

As of Jun '26, MainStreet Bancshares, Inc. traded at a price-to-earnings ratio of about 11.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.