tradmap

MGYR Financials Magyar Bancorp, Inc.

5 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 2.7% per year over the past 4 years.

Financial health

  • Total debt ($49M) exceeds cash ($7M); net debt is $42M.

Shareholder returns

  • Dividends have been paid for 2 consecutive years, consuming 18.7% of earnings and 18.6% of free cash flow.
  • The dividend has grown 8.6% per year over the past 4 years.
Net income
$0 $5M $10M 2021 2022 2023 2024 2025
Net income
Return on equity & assets (ROE / ROA)
0% 4% 8% 2021 2022 2023 2024 2025
ROEROA
Shareholders' equity (book value)
$0 $59M $119M 2021 2022 2023 2024 2025
Equity
Free cash flow (CFO − capex)
$0 $5M $10M 2021 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $38M $75M 2021 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$90M $4M $99M $0 2021 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $10M 8.2% 1.0% $10M $49M $7M
2024 $8M 7.0% 0.8% $6M $29M $26M
2023 $8M 7.4% 0.8% $30M $73M
2022 $8M 8.0% 1.0% $8M $31M
2021 $6M 6.3% 0.8% $9M $75M

Valuation over time

How the market has priced MGYR against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 7.2 14.4 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Dividend yield (%)
0.0 1.0 2.1 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is MGYR growing its revenue and profit?

See the revenue and net-income charts above for Magyar Bancorp, Inc.'s multi-year trend.

How much debt does MGYR have?

As of FY2025, Magyar Bancorp, Inc. reported $49M of total debt against $7M of cash.

What is MGYR's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is MGYR's P/E ratio?

As of Sep '26, Magyar Bancorp, Inc. traded at a price-to-earnings ratio of about 13.0× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.