5 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 2.7% per year over the past 4 years.
Financial health
Total debt ($49M) exceeds cash ($7M); net debt is $42M.
Shareholder returns
Dividends have been paid for 2 consecutive years, consuming 18.7% of earnings and 18.6% of free cash flow.
The dividend has grown 8.6% per year over the past 4 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
—
$10M
—
—
$10M
$49M
$7M
2024
—
$8M
—
—
$6M
$29M
$26M
2023
—
$8M
—
—
—
$30M
$73M
2022
—
$8M
—
—
$8M
—
$31M
2021
—
$6M
—
—
$9M
—
$75M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
—
$3M
—
—
$3M
$49M
$48M
Dec '25
—
$3M
—
—
$4M
$49M
$34M
Sep '25
—
$3M
—
—
$3M
$49M
$7M
Jun '25
—
$2M
—
—
$2M
$36M
$7M
Mar '25
—
$3M
—
—
$2M
$34M
$73M
Dec '24
—
$2M
—
—
$3M
$30M
$59M
Sep '24
—
$3M
—
—
$437000
$29M
$26M
Jun '24
—
$2M
—
—
$2M
—
$49M
Mar '24
—
$2M
—
—
$428000
—
$50M
Dec '23
—
$2M
—
—
$3M
—
$51M
Sep '23
—
$2M
—
—
—
$30M
$73M
Jun '23
—
$2M
—
—
—
—
$22M
Mar '23
—
$2M
—
—
—
—
$25M
Dec '22
—
$2M
—
—
—
—
$8M
Sep '22
—
$2M
—
—
$5M
—
$31M
Jun '22
—
$2M
—
—
$4M
—
$26M
Mar '22
—
$2M
—
—
$411000
—
$55M
Dec '21
—
$2M
—
—
-$664000
—
$82M
Jun '13
—
$193000
—
—
$2M
—
$14M
Mar '13
—
-$343000
—
—
$3M
—
$12M
Valuation over time
How the market has priced MGYR against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 8.7× (Mar '23) to 11.8× (Jun '26).
The dividend yield has fallen from 2.1% (Sep '24) to 1.6% (Jun '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is MGYR growing its revenue and profit?
See the revenue and net-income charts above for Magyar Bancorp, Inc.'s multi-year trend.
How much debt does MGYR have?
As of FY2025, Magyar Bancorp, Inc. reported $49M of total debt against $7M of cash.
What is MGYR's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is MGYR's P/E ratio?
As of Jun '26, Magyar Bancorp, Inc. traded at a price-to-earnings ratio of about 11.8× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.