Financial health
- Total debt ($2.4B) exceeds cash ($136M); net debt is $2.3B.
Shareholder returns
- Dividends have been paid for 4 consecutive years, consuming 25.5% of earnings.
MBNKO Financials MEDALLION FINANCIAL CORP
8 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | — | $43M | — | — | 10.5% | 1.5% | — | $2.4B | $136M |
| 2024 | — | $36M | — | — | 9.7% | 1.3% | — | $2.4B | $98M |
| 2023 | — | $55M | — | — | 16.1% | 2.1% | — | $2.1B | $53M |
| 2022 | — | $44M | — | — | 14.5% | 1.9% | — | $1.8B | $33M |
| 2021 | — | $54M | — | — | 18.9% | 2.9% | — | $1.5B | $64M |
| 2020 | — | -$35M | — | — | -15.0% | -2.1% | — | $1.3B | $55M |
| 2019 | — | -$2M | — | — | -0.7% | -0.1% | — | $1.2B | $18M |
| 2018 | — | -$25M | — | — | -9.5% | -1.8% | — | $1.1B | $58M |
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | — | $7M | — | — | 1.8% | 0.2% | — | $2.6B | $173M |
| Mar '26 | — | $5M | — | — | 1.2% | 0.2% | — | $2.4B | $94M |
| Dec '25 | — | $12M | — | — | 3.0% | 0.4% | — | $2.4B | $136M |
| Sep '25 | — | $8M | — | — | 2.0% | 0.3% | — | $2.4B | $72M |
| Jun '25 | — | $11M | — | — | 2.8% | 0.4% | — | $2.3B | $110M |
| Mar '25 | — | $12M | — | — | 3.2% | 0.4% | — | $2.3B | $132M |
| Dec '24 | — | $10M | — | — | 2.7% | 0.4% | — | $2.4B | $98M |
| Sep '24 | — | $9M | — | — | 2.4% | 0.3% | — | $2.4B | $121M |
| Jun '24 | — | $7M | — | — | 2.0% | 0.3% | — | $2.3B | $88M |
| Mar '24 | — | $10M | — | — | 2.9% | 0.4% | — | $2.1B | $55M |
| Dec '23 | — | $14M | — | — | 4.2% | 0.6% | — | $2.1B | $53M |
| Sep '23 | — | $11M | — | — | 3.4% | 0.4% | — | $2.1B | $37M |
| Jun '23 | — | $14M | — | — | 4.4% | 0.6% | — | $2.1B | $82M |
| Mar '23 | — | $15M | — | — | 5.0% | 0.7% | — | $1.9B | $21M |
| Dec '22 | — | $13M | — | — | 4.3% | 0.6% | — | $1.8B | $33M |
| Sep '22 | — | $8M | — | — | 2.6% | 0.3% | — | $1.8B | $25M |
| Jun '22 | — | $13M | — | — | 4.5% | 0.6% | — | $1.7B | $34M |
| Mar '22 | — | $10M | — | — | 3.4% | 0.5% | — | $1.6B | $57M |
| Dec '21 | — | $19M | — | — | 6.8% | 1.0% | — | $1.5B | $64M |
| Sep '21 | — | $16M | — | — | 6.0% | 0.9% | — | $1.4B | $31M |
Valuation over time
How the market has priced MBNKO against its own fundamentals since 2025-05 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has fallen from 16.2× (May '25) to 14.4× (Sep '26).
- The dividend yield has risen from 1.6% (May '25) to 1.8% (Sep '26).
P/E
Dividend yield %
Frequently asked questions
Is MBNKO growing its revenue and profit?
See the revenue and net-income charts above for MEDALLION FINANCIAL CORP's multi-year trend.
How much debt does MBNKO have?
As of FY2025, MEDALLION FINANCIAL CORP reported $2.4B of total debt against $136M of cash.
What is MBNKO's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is MBNKO's P/E ratio?
As of Sep '26, MEDALLION FINANCIAL CORP traded at a price-to-earnings ratio of about 14.4× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.