LX Financials LexinFintech Holdings Ltd.

11 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings, in CNY as reported — with a computed, factual read of the trend. Updated Oct 16, 2026, 10:01 UTC Overview →

Growth & profitability

Revenue has grown 2.5% per year over the past 5 years.
Net income has grown faster than revenue (23.0% vs 2.5% per year).

Financial health

The company holds more cash (CN¥2.2B) than total debt (CN¥660M).
Total debt has grown slower than revenue (-17.3% vs 2.5% per year).

Shareholder returns

Dividends have been paid for 3 consecutive years, consuming 22.8% of earnings and 11.7% of free cash flow.
The dividend has grown 68.1% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
2025	CN¥13.2B	CN¥1.7B	34.0%	0.0%	14.0%	7.2%	CN¥3.3B	CN¥660M	CN¥2.2B
2024	CN¥14.2B	CN¥1.1B	35.4%	0.0%	10.2%	4.9%	CN¥834M	CN¥585M	CN¥2.3B
2023	CN¥13.1B	CN¥1.1B	34.6%	0.0%	11.0%	4.6%	CN¥2.6B	CN¥624M	CN¥2.6B
2022	CN¥9.9B	CN¥826M	30.8%	0.0%	9.5%	3.6%	-CN¥92M	CN¥1.1B	CN¥1.5B
2021	CN¥11.4B	CN¥2.3B	50.5%	0.0%	28.9%	11.1%	CN¥2.5B	CN¥1.5B	CN¥2.7B
2020	CN¥11.6B	CN¥595M	31.2%	0.0%	10.8%	2.9%	-CN¥298M	CN¥1.7B	CN¥1.6B
2019	CN¥10.6B	CN¥2.3B	47.1%	0.0%	34.8%	11.9%	-CN¥828M	CN¥1.8B	CN¥2.1B
2018	CN¥7.6B	CN¥2.0B	39.6%	0.0%	48.1%	15.9%	CN¥2.7B	CN¥373M	CN¥1.1B
2017	CN¥5.6B	CN¥240M	23.6%	0.0%	14.1%	1.6%	CN¥1.6B	CN¥169M	CN¥1.1B
2016	CN¥4.3B	-CN¥118M	13.9%	0.0%	—	-1.4%	CN¥348M	—	CN¥480M
2015	CN¥2.5B	-CN¥310M	-2.9%	0.0%	—	—	-CN¥1.5B	—	CN¥135M

Frequently asked questions

Is LX growing its revenue and profit?

Over the past 5 years, LexinFintech Holdings Ltd.'s revenue has grown 2.5% per year, and net income grown 23.0% per year. These are computed facts, not advice.

How much debt does LX have?

As of FY2025, LexinFintech Holdings Ltd. reported CN¥660M of total debt against CN¥2.2B of cash.

What is LX's profit margin?

In FY2025, gross margin was 34.0%, operating margin —, and net margin 12.8%.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — its annual and interim reports, in CNY as reported (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (annual and interim filings, reported in CNY) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.