9 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 1.1% per year over the past 5 years.
Net income has grown faster than revenue (21.3% vs 1.1% per year).
Financial health
Total debt ($660M) exceeds cash ($308M); net debt is $352M.
Total debt has grown slower than revenue (-17.3% vs 1.1% per year).
Shareholder returns
Dividends have been paid for 3 consecutive years, consuming 22.8% of earnings and 11.7% of free cash flow.
The dividend has grown 69.4% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$1.9B
$240M
34.0%
0.0%
$466M
$660M
$308M
2024
$1.9B
$151M
35.4%
0.0%
$114M
$585M
$322M
2023
$1.8B
$150M
34.6%
0.0%
$360M
$174M
$360M
2022
$1.4B
$120M
30.8%
0.0%
-$7M
$975M
$210M
2021
$1.8B
$366M
50.5%
0.0%
$400M
$1.5B
$386M
2020
$1.8B
$91M
31.2%
0.0%
-$46M
$1.7B
$245M
2019
$1.5B
$330M
47.1%
0.0%
-$119M
$1.8B
$320M
2018
$1.1B
$288M
39.6%
0.0%
$399M
$373M
$165M
2017
$858M
$37M
23.6%
0.0%
$250M
$169M
$164M
Valuation over time
How the market has priced LX against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 8.1× (Mar '23) to 2.9× (Jun '26).
The price-to-sales ratio has fallen from 0.7× (Mar '23) to 0.4× (Jun '26).
The dividend yield has risen from 3.0% (Jan '24) to 7.8% (Jun '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is LX growing its revenue and profit?
Over the past 5 years, LexinFintech Holdings Ltd.'s revenue has grown 1.1% per year, and net income grown 21.3% per year. These are computed facts, not advice.
How much debt does LX have?
As of FY2025, LexinFintech Holdings Ltd. reported $660M of total debt against $308M of cash.
What is LX's profit margin?
In FY2025, gross margin was 34.0%, operating margin —, and net margin 12.8%.
What is LX's P/E ratio?
As of Jun '26, LexinFintech Holdings Ltd. traded at a price-to-earnings ratio of about 2.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.