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LKFN Financials Lakeland Financial Corp

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 3.0% per year over the past 5 years.
  • Net income has grown faster than revenue (4.2% vs 3.0% per year).
  • Free cash flow has grown 4.9% per year over the past 5 years.

Financial health

  • Total debt ($184M) exceeds cash ($141M); net debt is $43M.
  • Total debt has grown faster than revenue (16.6% vs 3.0% per year).

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 49.7% of earnings and 49.5% of free cash flow.
  • The dividend has grown 11.0% per year over the past 5 years.
Revenue & net income
$0 $52M $104M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 4082% 8164% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $82M $165M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $342M $683M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$712M $32M $775M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 — $103M — — $104M $184M $141M
2024 — $93M — — $94M $0 $168M
2023 — $94M — — $108M $50M $152M
2022 — $104M — — $165M $297M $130M
2021 — $96M — — $108M $75M $683M
2020 — $84M — — $82M $86M $250M
2019 — $87M — — $92M $170M $99M
2018 $985000 $80M 0.0% 0.0% $97M — $217M
2017 $1M $57M 0.0% 0.0% $68M — $176M
2016 $928000 $52M 0.0% 0.0% $52M — $167M
2015 — $46M — — $47M — $81M
2014 — $44M — — $49M — $91M
2013 — $39M — — $55M — $63M
2012 — $35M — — $48M — $232M
2011 — $31M — — $45M — $105M

Valuation over time

How the market has priced LKFN against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 9.8 19.5 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Dividend yield (%)
0.0 1.8 3.6 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is LKFN growing its revenue and profit?

Over the past 5 years, Lakeland Financial Corp's revenue has grown 3.0% per year, and net income grown 4.2% per year. These are computed facts, not advice.

How much debt does LKFN have?

As of FY2025, Lakeland Financial Corp reported $184M of total debt against $141M of cash.

What is LKFN's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is LKFN's P/E ratio?

As of Jun '26, Lakeland Financial Corp traded at a price-to-earnings ratio of about 14.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.