KRNY Financials Kearny Financial Corp.

14 years of revenue, profit, cash flow and balance-sheet history through FY2026, from SEC filings — with a computed, factual read of the trend. Updated Aug 23, 2026, 10:12 UTC Overview →

Growth & profitability

Revenue has grown 12.2% per year over the past 5 years.
Net income has grown slower than revenue (-10.5% vs 12.2% per year).
Free cash flow has declined 12.8% per year over the past 5 years.

Financial health

Total debt ($1.1B) exceeds cash ($115M); net debt is $1.0B.
Total debt has grown in line with revenue (10.9% vs 12.2% per year).

Shareholder returns

Dividends have been paid for 11 consecutive years, consuming 76.8% of earnings and 78.9% of free cash flow.
The dividend has declined 0.6% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
2026	—	$36M	—	—	4.7%	0.5%	$35M	$1.1B	$115M
2025	—	$26M	—	—	3.5%	0.3%	$21M	$1.3B	$167M
2024	—	-$87M	—	—	-11.5%	-1.1%	$43M	$1.7B	$64M
2023	—	$41M	—	—	4.7%	0.5%	$68M	$1.5B	$71M
2022	$3M	$68M	0.0%	0.0%	7.6%	0.9%	$78M	$901M	$102M
2021	$2M	$63M	0.0%	0.0%	6.1%	0.9%	$70M	$686M	$68M
2020	$2M	$45M	0.0%	0.0%	4.1%	0.7%	$13M	$1.2B	$181M
2019	—	$42M	—	—	3.7%	0.6%	$33M	$1.3B	$39M
2018	—	$20M	—	—	1.5%	0.3%	$37M	$1.2B	$129M
2017	—	$19M	—	—	1.8%	0.4%	$34M	$806M	$78M
2016	—	$16M	—	—	1.4%	0.4%	$37M	$614M	$199M
2015	—	$6M	—	—	0.5%	0.1%	—	$571M	$340M
2014	—	$10M	—	—	2.1%	0.3%	—	$512M	$135M
2013	—	$7M	—	—	1.4%	—	—	—	$127M

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
Jun '26	—	$7M	—	—	0.9%	0.1%	—	$1.1B	$115M
Mar '26	—	$10M	—	—	1.3%	0.1%	—	$1.1B	$124M
Dec '25	—	$9M	—	—	1.2%	0.1%	—	$1.1B	$147M
Sep '25	—	$10M	—	—	1.3%	0.1%	—	$1.2B	$130M
Jun '25	—	$7M	—	—	0.9%	0.1%	—	$1.3B	$167M
Mar '25	—	$7M	—	—	0.9%	0.1%	—	$1.2B	$126M
Dec '24	—	$7M	—	—	0.9%	0.1%	—	$1.3B	$142M
Sep '24	—	$6M	—	—	0.8%	0.1%	—	$1.5B	$156M
Jun '24	—	-$90M	—	—	-12.0%	-1.2%	—	$1.7B	$64M
Mar '24	—	$7M	—	—	0.9%	0.1%	—	$1.7B	$71M
Dec '23	—	-$14M	—	—	-1.6%	-0.2%	—	$1.7B	$74M
Sep '23	—	$10M	—	—	1.2%	0.1%	—	$1.6B	$57M
Jun '23	—	$12M	—	—	1.4%	0.1%	$12M	$1.5B	$71M
Mar '23	$910000	$10M	0.0%	0.0%	1.2%	0.1%	$21M	$1.6B	$195M
Dec '22	$734000	$2M	0.0%	0.0%	0.2%	0.0%	$16M	$1.4B	$76M
Sep '22	$763000	$17M	0.0%	0.0%	1.9%	0.2%	$20M	$851M	$96M
Jun '22	$658000	$11M	0.0%	0.0%	1.3%	0.1%	$23M	$901M	$102M
Mar '22	$617000	$18M	0.0%	0.0%	1.9%	0.2%	$30M	$851M	$62M
Dec '21	$698000	$19M	0.0%	0.0%	1.9%	0.3%	$21M	$686M	$60M
Sep '21	$607000	$20M	0.0%	0.0%	1.9%	0.3%	$5M	$721M	$54M

Valuation over time

How the market has priced KRNY against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has risen from 7.8× (Mar '23) to 16.8× (Nov '26).
The price-to-sales ratio has fallen from 204.1× (Mar '23) to 172.1× (May '23).
The dividend yield has fallen from 5.8% (Mar '23) to 4.6% (Nov '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is KRNY growing its revenue and profit?

Over the past 5 years, Kearny Financial Corp.'s revenue has grown 12.2% per year, and net income declined 10.5% per year. These are computed facts, not advice.

How much debt does KRNY have?

As of FY2026, Kearny Financial Corp. reported $1.1B of total debt against $115M of cash.

What is KRNY's profit margin?

In FY2026, gross margin was —, operating margin —, and net margin —.

What is KRNY's P/E ratio?

Kearny Financial Corp.'s P/E (TTM) is 16.76 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the KRNY stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 16.8× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.