KRNY Financials Kearny Financial Corp.

14 years of revenue, profit, cash flow and balance-sheet history through FY2026, from SEC filings — with a computed, factual read of the trend. Updated 27 d ago Overview →

Growth & profitability

Revenue has grown 12.2% per year over the past 5 years.
Net income has grown slower than revenue (-10.5% vs 12.2% per year).
Free cash flow has declined 12.8% per year over the past 5 years.

Financial health

Total debt ($1.1B) exceeds cash ($115M); net debt is $1.0B.
Total debt has grown in line with revenue (10.9% vs 12.2% per year).

Shareholder returns

Dividends have been paid for 11 consecutive years, consuming 76.8% of earnings and 78.9% of free cash flow.
The dividend has declined 0.6% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
2026	—	$36M	—	—	4.7%	0.5%	$35M	$1.1B	$115M
2025	—	$26M	—	—	3.5%	0.3%	$21M	$1.3B	$167M
2024	—	-$87M	—	—	-11.5%	-1.1%	$43M	$1.7B	$64M
2023	—	$41M	—	—	4.7%	0.5%	$68M	$1.5B	$71M
2022	$3M	$68M	0.0%	0.0%	7.6%	0.9%	$78M	$901M	$102M
2021	$2M	$63M	0.0%	0.0%	6.1%	0.9%	$70M	$686M	$68M
2020	$2M	$45M	0.0%	0.0%	4.1%	0.7%	$13M	$1.2B	$181M
2019	—	$42M	—	—	3.7%	0.6%	$33M	$1.3B	$39M
2018	—	$20M	—	—	1.5%	0.3%	$37M	$1.2B	$129M
2017	—	$19M	—	—	1.8%	0.4%	$34M	$806M	$78M
2016	—	$16M	—	—	1.4%	0.4%	$37M	$614M	$199M
2015	—	$6M	—	—	0.5%	0.1%	—	$571M	$340M
2014	—	$10M	—	—	2.1%	0.3%	—	$512M	$135M
2013	—	$7M	—	—	1.4%	—	—	—	$127M

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
Jun '26	—	$7M	—	—	0.9%	0.1%	—	$1.1B	$115M
Mar '26	—	$10M	—	—	1.3%	0.1%	—	$1.1B	$124M
Dec '25	—	$9M	—	—	1.2%	0.1%	—	$1.1B	$147M
Sep '25	—	$10M	—	—	1.3%	0.1%	—	$1.2B	$130M
Jun '25	—	$7M	—	—	0.9%	0.1%	—	$1.3B	$167M
Mar '25	—	$7M	—	—	0.9%	0.1%	—	$1.2B	$126M
Dec '24	—	$7M	—	—	0.9%	0.1%	—	$1.3B	$142M
Sep '24	—	$6M	—	—	0.8%	0.1%	—	$1.5B	$156M
Jun '24	—	-$90M	—	—	-12.0%	-1.2%	—	$1.7B	$64M
Mar '24	—	$7M	—	—	0.9%	0.1%	—	$1.7B	$71M
Dec '23	—	-$14M	—	—	-1.6%	-0.2%	—	$1.7B	$74M
Sep '23	—	$10M	—	—	1.2%	0.1%	—	$1.6B	$57M
Jun '23	—	$12M	—	—	1.4%	0.1%	$12M	$1.5B	$71M
Mar '23	$910000	$10M	0.0%	0.0%	1.2%	0.1%	$21M	$1.6B	$195M
Dec '22	$734000	$2M	0.0%	0.0%	0.2%	0.0%	$16M	$1.4B	$76M
Sep '22	$763000	$17M	0.0%	0.0%	1.9%	0.2%	$20M	$851M	$96M
Jun '22	$658000	$11M	0.0%	0.0%	1.3%	0.1%	$23M	$901M	$102M
Mar '22	$617000	$18M	0.0%	0.0%	1.9%	0.2%	$30M	$851M	$62M
Dec '21	$698000	$19M	0.0%	0.0%	1.9%	0.3%	$21M	$686M	$60M
Sep '21	$607000	$20M	0.0%	0.0%	1.9%	0.3%	$5M	$721M	$54M

Valuation over time

How the market has priced KRNY against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has risen from 7.8× (Mar '23) to 18.0× (Sep '26).
The price-to-sales ratio has fallen from 204.1× (Mar '23) to 172.1× (May '23).
The dividend yield has fallen from 5.8% (Mar '23) to 4.3% (Sep '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is KRNY growing its revenue and profit?

Over the past 5 years, Kearny Financial Corp.'s revenue has grown 12.2% per year, and net income declined 10.5% per year. These are computed facts, not advice.

How much debt does KRNY have?

As of FY2026, Kearny Financial Corp. reported $1.1B of total debt against $115M of cash.

What is KRNY's profit margin?

In FY2026, gross margin was —, operating margin —, and net margin —.

What is KRNY's P/E ratio?

As of Sep '26, Kearny Financial Corp. traded at a price-to-earnings ratio of about 18.0× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.