15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 10.3% per year over the past 5 years.
Net income has grown faster than revenue (111.1% vs 10.3% per year).
Financial health
The company holds more cash ($12M) than total debt ($4M).
Total debt has grown slower than revenue (-31.6% vs 10.3% per year).
Shareholder returns
Dividends have been paid for 1 consecutive year, consuming 3.5% of earnings and 1.9% of free cash flow.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$215M
$41M
0.0%
0.0%
33.2%
9.0%
$73M
$4M
$12M
2024
$155M
$18M
0.0%
0.0%
27.5%
4.9%
$56M
$11M
$29M
2023
$144M
$6M
0.0%
0.0%
17.9%
1.9%
-$13M
$25M
$9M
2022
$130M
-$23M
0.0%
0.0%
-62.3%
-7.0%
-$5M
$18M
$12M
2021
$161M
-$7M
0.0%
0.0%
-9.8%
-2.2%
$20M
$17M
$24M
2020
$131M
$972390
0.0%
0.0%
1.0%
0.3%
-$14M
$30M
$19M
2019
$145M
-$6M
0.0%
0.0%
-6.8%
-1.9%
$26M
$29M
—
2018
$114M
$3M
0.0%
0.0%
3.5%
1.2%
$20M
$29M
—
2017
$93M
$10M
0.0%
0.0%
10.6%
3.9%
$25M
$29M
—
2016
$77M
$9M
0.0%
0.0%
15.7%
5.3%
$15M
$0
—
2015
$64M
$7M
0.0%
0.0%
15.4%
4.7%
$19M
—
—
2014
$50M
$5M
0.0%
0.0%
13.2%
3.9%
$17M
—
—
2013
$37M
$2M
0.0%
0.0%
5.6%
1.7%
—
—
—
2012
$29M
$766706
0.0%
0.0%
4.7%
0.8%
—
—
—
2011
$28M
$3M
0.0%
0.0%
16.3%
3.6%
—
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$66M
$15M
0.0%
0.0%
12.0%
3.2%
$28M
$4M
$17M
Mar '26
$60M
-$6M
0.0%
0.0%
-5.1%
-1.2%
$8M
$4M
$11M
Dec '25
$56M
$15M
0.0%
0.0%
12.0%
3.3%
$22M
$4M
$12M
Sep '25
$56M
$11M
0.0%
0.0%
10.1%
2.5%
$25M
$5M
$27M
Jun '25
$52M
$11M
0.0%
0.0%
11.9%
2.9%
$9M
$5M
$34M
Mar '25
$50M
$4M
0.0%
0.0%
4.7%
1.0%
$17M
$5M
$37M
Dec '24
$42M
$5M
0.0%
0.0%
8.2%
1.5%
$22M
$11M
$29M
Sep '24
$41M
$7M
0.0%
0.0%
11.7%
2.0%
$21M
$17M
$34M
Jun '24
$37M
$5M
0.0%
0.0%
11.1%
1.4%
$7M
$25M
$12M
Mar '24
$36M
$1M
0.0%
0.0%
4.0%
0.4%
$6M
$25M
$3M
Dec '23
$37M
$3M
0.0%
0.0%
8.5%
0.9%
$4M
$25M
$9M
Sep '23
$34M
-$4M
0.0%
0.0%
-13.3%
-1.1%
$773923
$25M
$15M
Jun '23
$37M
-$522017
0.0%
0.0%
-1.6%
-0.2%
-$14M
$25M
$12M
Mar '23
$37M
-$5M
0.0%
0.0%
-15.2%
-1.5%
-$4M
$25M
$11M
Dec '22
$37M
-$4M
0.0%
0.0%
-10.9%
-1.2%
$6M
$18M
$12M
Sep '22
$36M
-$4M
0.0%
0.0%
-10.3%
-1.3%
$5M
$30M
$15M
Jun '22
$29M
-$5M
0.0%
0.0%
-11.4%
-1.8%
$3M
$30M
$13M
Mar '22
$29M
-$9M
0.0%
0.0%
-15.7%
-3.0%
-$19M
$30M
$6M
Dec '21
$43M
$2M
0.0%
0.0%
2.9%
0.7%
-$6M
$17M
$24M
Sep '21
$39M
-$11M
0.0%
0.0%
-13.6%
-3.3%
$14M
$30M
$36M
Valuation over time
How the market has priced KINS against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 7.7× (Jan '24) to 7.2× (Sep '26).
The price-to-sales ratio has risen from 0.2× (Mar '23) to 1.4× (Sep '26).
The dividend yield has fallen from 0.6% (Dec '25) to 0.5% (Sep '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is KINS growing its revenue and profit?
Over the past 5 years, KINGSTONE COMPANIES, INC.'s revenue has grown 10.3% per year, and net income grown 111.1% per year. These are computed facts, not advice.
How much debt does KINS have?
As of FY2025, KINGSTONE COMPANIES, INC. reported $4M of total debt against $12M of cash.
What is KINS's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 19.0%.
What is KINS's P/E ratio?
As of Sep '26, KINGSTONE COMPANIES, INC. traded at a price-to-earnings ratio of about 7.2× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.