13 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 0.6% per year over the past 5 years.
Net income has grown faster than revenue (58.0% vs 0.6% per year).
Financial health
Total debt has grown faster than revenue (7.6% vs 0.6% per year).
Shareholder returns
Dividends have been paid for 6 consecutive years, consuming 4.2% of earnings.
The dividend has declined 44.2% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$688M
$47M
0.0%
0.0%
8.8%
1.0%
-$24M
—
$261M
2024
$708M
-$81M
0.0%
0.0%
-17.6%
-1.6%
-$252M
—
$362M
2023
$812M
-$108M
0.0%
0.0%
-20.1%
-2.0%
$82M
—
$274M
2022
$662M
$31M
0.0%
0.0%
5.6%
0.6%
$215M
—
$159M
2021
$609M
-$173M
0.0%
0.0%
-23.8%
-3.5%
-$920M
—
$190M
2020
$669M
$5M
0.0%
0.0%
0.6%
0.1%
-$274M
—
$162M
2019
$907M
$38M
0.0%
0.0%
4.9%
0.8%
$1.5B
—
$207M
2018
$886M
$64M
0.0%
0.0%
9.0%
2.0%
—
$118M
$172M
2017
$818M
$44M
0.0%
0.0%
6.3%
1.6%
—
$98M
$163M
2016
$586M
$74M
0.0%
0.0%
10.7%
3.2%
—
$88M
$110M
2015
$505M
$53M
0.0%
0.0%
7.9%
2.6%
—
$88M
$106M
2014
$439M
$45M
0.0%
0.0%
6.5%
2.3%
—
$88M
$73M
2013
$386M
$67M
0.0%
0.0%
9.6%
3.7%
—
—
$159M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$161M
$6M
0.0%
0.0%
1.2%
0.1%
-$6M
—
$196M
Mar '26
$151M
-$9M
0.0%
0.0%
-1.7%
-0.2%
-$766000
—
$228M
Dec '25
$168M
$32M
0.0%
0.0%
6.0%
0.7%
-$29M
—
$261M
Sep '25
$173M
$1M
0.0%
0.0%
0.2%
0.0%
$34M
—
$239M
Jun '25
$175M
$5M
0.0%
0.0%
1.0%
0.1%
$25M
—
$220M
Mar '25
$172M
$10M
0.0%
0.0%
2.0%
0.2%
-$53M
—
$279M
Dec '24
$127M
-$65M
0.0%
0.0%
-14.1%
-1.3%
$5M
—
$362M
Sep '24
$191M
-$39M
0.0%
0.0%
-7.4%
-0.8%
-$271M
—
$360M
Jun '24
$188M
$8M
0.0%
0.0%
1.4%
0.2%
-$9M
—
$673M
Mar '24
$201M
$15M
0.0%
0.0%
2.9%
0.3%
$23M
—
$305M
Dec '23
$218M
-$150M
0.0%
0.0%
-28.1%
-2.8%
-$13M
—
$274M
Sep '23
$210M
$20M
0.0%
0.0%
3.5%
0.4%
$54M
—
$233M
Jun '23
$195M
$16M
0.0%
0.0%
2.7%
0.3%
$22M
—
$227M
Mar '23
$192M
$10M
0.0%
0.0%
1.6%
0.2%
$18M
—
$200M
Dec '22
$187M
$18M
0.0%
0.0%
3.2%
0.3%
$51M
—
$159M
Sep '22
$162M
-$5M
0.0%
0.0%
-0.9%
-0.1%
$27M
—
$188M
Jun '22
$155M
$8M
0.0%
0.0%
1.3%
0.1%
$73M
—
$351M
Mar '22
$202M
$10M
0.0%
0.0%
1.6%
0.2%
$64M
—
$270M
Dec '21
$207M
-$66M
0.0%
0.0%
-9.1%
-1.3%
$144M
—
$190M
Sep '21
$191M
-$24M
0.0%
0.0%
-2.9%
-0.5%
-$969M
—
$221M
Valuation over time
How the market has priced JRVR against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 30.8× (Mar '23) to 3.9× (Nov '26).
The price-to-sales ratio has fallen from 1.4× (Mar '23) to 0.3× (Nov '26).
The dividend yield has risen from 0.8% (Mar '23) to 1.1% (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is JRVR growing its revenue and profit?
Over the past 5 years, James River Group Holdings, Inc.'s revenue has grown 0.6% per year, and net income grown 58.0% per year. These are computed facts, not advice.
How much debt does JRVR have?
As of FY2025, James River Group Holdings, Inc. reported — of total debt against $261M of cash.
What is JRVR's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 6.9%.
What is JRVR's P/E ratio?
James River Group Holdings, Inc.'s P/E (TTM) is 6.02 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the JRVR stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 3.9× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.