13 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 0.6% per year over the past 5 years.
Net income has grown faster than revenue (58.0% vs 0.6% per year).
Financial health
Total debt has grown faster than revenue (7.6% vs 0.6% per year).
Shareholder returns
Dividends have been paid for 6 consecutive years, consuming 4.2% of earnings.
The dividend has declined 44.2% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$688M
$47M
0.0%
0.0%
-$24M
—
$261M
2024
$708M
-$81M
0.0%
0.0%
-$252M
—
$362M
2023
$812M
-$108M
0.0%
0.0%
$82M
—
$274M
2022
$662M
$31M
0.0%
0.0%
$215M
—
$159M
2021
$609M
-$173M
0.0%
0.0%
-$920M
—
$190M
2020
$669M
$5M
0.0%
0.0%
-$274M
—
$162M
2019
$907M
$38M
0.0%
0.0%
$1.5B
—
$207M
2018
$886M
$64M
0.0%
0.0%
—
$118M
$172M
2017
$818M
$44M
0.0%
0.0%
—
$98M
$163M
2016
$586M
$74M
0.0%
0.0%
—
$88M
$110M
2015
$505M
$53M
0.0%
0.0%
—
$88M
$106M
2014
$439M
$45M
0.0%
0.0%
—
$88M
$73M
2013
$386M
$67M
0.0%
0.0%
—
—
$159M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
$151M
-$9M
0.0%
0.0%
-$766000
—
$228M
Dec '25
$168M
$32M
0.0%
0.0%
-$29M
—
$261M
Sep '25
$173M
$1M
0.0%
0.0%
$34M
—
$239M
Jun '25
$175M
$5M
0.0%
0.0%
$25M
—
$220M
Mar '25
$172M
$10M
0.0%
0.0%
-$53M
—
$279M
Dec '24
$127M
-$65M
0.0%
0.0%
$5M
—
$362M
Sep '24
$191M
-$39M
0.0%
0.0%
-$271M
—
$360M
Jun '24
$188M
$8M
0.0%
0.0%
-$9M
—
$673M
Mar '24
$201M
$15M
0.0%
0.0%
$23M
—
$305M
Dec '23
$218M
-$150M
0.0%
0.0%
-$13M
—
$274M
Sep '23
$210M
$20M
0.0%
0.0%
$54M
—
$233M
Jun '23
$195M
$16M
0.0%
0.0%
$22M
—
$227M
Mar '23
$192M
$10M
0.0%
0.0%
$18M
—
$200M
Dec '22
$187M
$18M
0.0%
0.0%
$51M
—
$159M
Sep '22
$162M
-$5M
0.0%
0.0%
$27M
—
$188M
Jun '22
$155M
$8M
0.0%
0.0%
$73M
—
$351M
Mar '22
$202M
$10M
0.0%
0.0%
$64M
—
$270M
Dec '21
$207M
-$66M
0.0%
0.0%
$144M
—
$190M
Sep '21
$191M
-$24M
0.0%
0.0%
-$969M
—
$221M
Jun '21
$192M
$21M
0.0%
0.0%
-$14M
—
$361M
Valuation over time
How the market has priced JRVR against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 30.8× (Mar '23) to 3.9× (Jun '26).
The price-to-sales ratio has fallen from 1.4× (Mar '23) to 0.3× (Jun '26).
The dividend yield has risen from 0.8% (Mar '23) to 1.1% (Jun '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is JRVR growing its revenue and profit?
Over the past 5 years, James River Group Holdings, Inc.'s revenue has grown 0.6% per year, and net income grown 58.0% per year. These are computed facts, not advice.
How much debt does JRVR have?
As of FY2025, James River Group Holdings, Inc. reported — of total debt against $261M of cash.
What is JRVR's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 6.9%.
What is JRVR's P/E ratio?
As of Jun '26, James River Group Holdings, Inc. traded at a price-to-earnings ratio of about 3.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.