JFIN Financials Jiayin Group Inc.

9 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings, in CNY as reported — with a computed, factual read of the trend. Updated Oct 16, 2026, 09:59 UTC Overview →

Growth & profitability

Revenue has grown 36.8% per year over the past 5 years.
Net income has grown faster than revenue (43.4% vs 36.8% per year).
Operating margin has expanded, at 28.9% in the latest year.

Financial health

Total debt (CN¥741M) exceeds cash (CN¥62M); net debt is CN¥680M.
Total debt is 0.4× EBITDA.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
2025	CN¥6.2B	CN¥1.5B	0.0%	28.9%	34.6%	17.5%	CN¥622M	CN¥741M	CN¥62M
2024	CN¥5.8B	CN¥1.1B	0.0%	21.5%	33.8%	19.5%	CN¥686M	—	CN¥541M
2023	CN¥5.5B	CN¥1.3B	0.0%	24.4%	54.5%	23.0%	CN¥358M	—	CN¥370M
2022	CN¥3.3B	CN¥1.2B	0.0%	36.1%	94.9%	39.1%	CN¥116M	—	CN¥291M
2021	CN¥1.8B	CN¥472M	0.0%	24.3%	1694.3%	48.6%	CN¥182M	—	CN¥183M
2020	CN¥1.3B	CN¥253M	0.0%	23.2%	-54.8%	48.1%	-CN¥36M	—	CN¥117M
2019	CN¥2.2B	CN¥528M	0.0%	24.0%	-71.1%	75.3%	-CN¥1M	—	CN¥122M
2018	CN¥2.9B	CN¥612M	0.0%	23.8%	-37.0%	76.3%	-CN¥245M	—	CN¥41M
2017	CN¥2.3B	CN¥540M	0.0%	30.5%	—	—	CN¥83M	—	CN¥606M

Frequently asked questions

Is JFIN growing its revenue and profit?

Over the past 5 years, Jiayin Group Inc.'s revenue has grown 36.8% per year, and net income grown 43.4% per year. These are computed facts, not advice.

How much debt does JFIN have?

As of FY2025, Jiayin Group Inc. reported CN¥741M of total debt against CN¥62M of cash.

What is JFIN's profit margin?

In FY2025, gross margin was —, operating margin 28.9%, and net margin 24.7%.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — its annual and interim reports, in CNY as reported (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (annual and interim filings, reported in CNY) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.