7 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 34.9% per year over the past 5 years.
Net income has grown faster than revenue (41.5% vs 34.9% per year).
Operating margin has expanded, at 28.9% in the latest year.
Financial health
Total debt ($741M) exceeds cash ($9M); net debt is $733M.
Total debt is 2.8× EBITDA.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$890M
$220M
0.0%
28.9%
$89M
$741M
$9M
2024
$795M
$145M
0.0%
21.5%
$94M
—
$74M
2023
$770M
$183M
0.0%
24.4%
$50M
—
$52M
2022
$474M
$171M
0.0%
36.1%
$17M
—
$42M
2021
$279M
$74M
0.0%
24.3%
$29M
—
$29M
2020
$199M
$39M
0.0%
23.2%
-$6M
—
$18M
2019
$320M
$76M
0.0%
24.0%
-$189000
—
$18M
Valuation over time
How the market has priced JFIN against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 4.5× (Mar '23) to 2.9× (Jun '26).
The price-to-sales ratio has fallen from 1.6× (Mar '23) to 0.7× (Jun '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Frequently asked questions
Is JFIN growing its revenue and profit?
Over the past 5 years, Jiayin Group Inc.'s revenue has grown 34.9% per year, and net income grown 41.5% per year. These are computed facts, not advice.
How much debt does JFIN have?
As of FY2025, Jiayin Group Inc. reported $741M of total debt against $9M of cash.
What is JFIN's profit margin?
In FY2025, gross margin was —, operating margin 28.9%, and net margin 24.7%.
What is JFIN's P/E ratio?
As of Jun '26, Jiayin Group Inc. traded at a price-to-earnings ratio of about 2.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.