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ITIC Financials INVESTORS TITLE CO

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 19.2% per year over the past 5 years.
  • Net income has grown slower than revenue (-2.3% vs 19.2% per year).
  • Free cash flow has declined 3.9% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 56.7% of earnings and 78.5% of free cash flow.
  • The dividend has declined 8.9% per year over the past 5 years.
Revenue & net income
$0 $34M $67M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 144% 287% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Return on equity & assets (ROE / ROA)
0% 15% 29% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Free cash flow (CFO − capex)
-$2M $22M $45M $0 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $19M $37M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$38M $7M $52M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $41M $35M 0.0% 0.0% 13.1% 9.7% $25M — $21M
2024 $35M $31M 0.0% 0.0% 12.3% 9.3% $22M — $25M
2023 $36M $22M 0.0% 0.0% 8.6% 6.6% -$2M — $24M
2022 $36M $24M 0.0% 0.0% 9.9% 7.0% $31M — $35M
2021 $23M $67M 0.0% 0.0% 29.3% 20.2% $45M — $37M
2020 $17M $39M 0.0% 0.0% 19.7% 13.9% $31M — $14M
2019 $17M $31M 0.0% 0.0% 16.4% 11.9% $19M — $26M
2018 $14M $22M 0.0% 0.0% 12.5% 9.0% $23M — $19M
2017 $13M $26M 0.0% 0.0% 14.5% 10.3% $17M — $20M
2016 $8M $20M 0.0% 0.0% 12.6% 8.5% $20M — $28M
2015 — $13M — — 8.8% 5.9% $14M — $22M
2014 — $10M — — 7.0% 4.9% $8M — $16M
2013 — $15M — — 11.5% 7.8% $14M — $24M
2012 — $11M — — 9.7% 6.5% $8M — $21M
2011 — $7M — — 6.5% 4.4% $9M — $18M

Valuation over time

How the market has priced ITIC against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 12.5 25.0 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Price / sales (P/S)
0.0 7.5 14.9 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/S
Dividend yield (%)
0.0 3.7 7.5 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is ITIC growing its revenue and profit?

Over the past 5 years, INVESTORS TITLE CO's revenue has grown 19.2% per year, and net income declined 2.3% per year. These are computed facts, not advice.

How much debt does ITIC have?

As of FY2025, INVESTORS TITLE CO reported — of total debt against $21M of cash.

What is ITIC's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 86.0%.

What is ITIC's P/E ratio?

INVESTORS TITLE CO's P/E (TTM) is 12.72 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the ITIC stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 14.6× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.