15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 19.2% per year over the past 5 years.
Net income has grown slower than revenue (-2.3% vs 19.2% per year).
Free cash flow has declined 3.9% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 56.7% of earnings and 78.5% of free cash flow.
The dividend has declined 8.9% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$41M
$35M
0.0%
0.0%
13.1%
9.7%
$25M
—
$21M
2024
$35M
$31M
0.0%
0.0%
12.3%
9.3%
$22M
—
$25M
2023
$36M
$22M
0.0%
0.0%
8.6%
6.6%
-$2M
—
$24M
2022
$36M
$24M
0.0%
0.0%
9.9%
7.0%
$31M
—
$35M
2021
$23M
$67M
0.0%
0.0%
29.3%
20.2%
$45M
—
$37M
2020
$17M
$39M
0.0%
0.0%
19.7%
13.9%
$31M
—
$14M
2019
$17M
$31M
0.0%
0.0%
16.4%
11.9%
$19M
—
$26M
2018
$14M
$22M
0.0%
0.0%
12.5%
9.0%
$23M
—
$19M
2017
$13M
$26M
0.0%
0.0%
14.5%
10.3%
$17M
—
$20M
2016
$8M
$20M
0.0%
0.0%
12.6%
8.5%
$20M
—
$28M
2015
—
$13M
—
—
8.8%
5.9%
$14M
—
$22M
2014
—
$10M
—
—
7.0%
4.9%
$8M
—
$16M
2013
—
$15M
—
—
11.5%
7.8%
$14M
—
$24M
2012
—
$11M
—
—
9.7%
6.5%
$8M
—
$21M
2011
—
$7M
—
—
6.5%
4.4%
$9M
—
$18M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$11M
$15M
0.0%
0.0%
5.1%
3.8%
$6M
—
$20M
Mar '26
$9M
$6M
0.0%
0.0%
2.2%
1.7%
$569000
—
$27M
Dec '25
$10M
$8M
0.0%
0.0%
2.8%
2.1%
$4M
—
$21M
Sep '25
$11M
$12M
0.0%
0.0%
4.4%
3.4%
$16M
—
$23M
Jun '25
$11M
$12M
0.0%
0.0%
4.6%
3.6%
$7M
—
$30M
Mar '25
$9M
$3M
0.0%
0.0%
1.2%
1.0%
-$1M
—
$28M
Dec '24
$9M
$8M
0.0%
0.0%
3.3%
2.5%
$11M
—
$25M
Sep '24
$9M
$9M
0.0%
0.0%
3.4%
2.6%
$6M
—
$25M
Jun '24
$9M
$9M
0.0%
0.0%
3.4%
2.6%
$6M
—
$27M
Mar '24
$8M
$5M
0.0%
0.0%
1.8%
1.4%
-$793000
—
$22M
Dec '23
$9M
$6M
0.0%
0.0%
2.3%
1.8%
$12M
—
$24M
Sep '23
$9M
$7M
0.0%
0.0%
2.8%
2.1%
-$902000
—
$30M
Jun '23
$9M
$8M
0.0%
0.0%
3.1%
2.3%
$3M
—
$26M
Mar '23
$9M
$1M
0.0%
0.0%
0.5%
0.4%
-$15M
—
$30M
Dec '22
$10M
$8M
0.0%
0.0%
3.1%
2.2%
$14M
—
$35M
Sep '22
$10M
$8M
0.0%
0.0%
3.3%
2.4%
$10M
—
$41M
Jun '22
$9M
$2M
0.0%
0.0%
1.0%
0.7%
$5M
—
$35M
Mar '22
$7M
$6M
0.0%
0.0%
2.7%
1.9%
$441000
—
$37M
Dec '21
$6M
$19M
0.0%
0.0%
8.3%
5.7%
$16M
—
$37M
Sep '21
$6M
$15M
0.0%
0.0%
5.9%
4.3%
$18M
—
$49M
Valuation over time
How the market has priced ITIC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 12.3× (Mar '23) to 16.1× (Sep '26).
The price-to-sales ratio has risen from 8.1× (Mar '23) to 13.8× (Sep '26).
The dividend yield has risen from 3.1% (Mar '23) to 3.5% (Sep '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is ITIC growing its revenue and profit?
Over the past 5 years, INVESTORS TITLE CO's revenue has grown 19.2% per year, and net income declined 2.3% per year. These are computed facts, not advice.
How much debt does ITIC have?
As of FY2025, INVESTORS TITLE CO reported — of total debt against $21M of cash.
What is ITIC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 86.0%.
What is ITIC's P/E ratio?
As of Sep '26, INVESTORS TITLE CO traded at a price-to-earnings ratio of about 16.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.