15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 19.2% per year over the past 5 years.
Net income has grown slower than revenue (-2.3% vs 19.2% per year).
Free cash flow has declined 3.9% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 56.7% of earnings and 78.5% of free cash flow.
The dividend has declined 8.9% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$41M
$35M
0.0%
0.0%
13.1%
9.7%
$25M
—
$21M
2024
$35M
$31M
0.0%
0.0%
12.3%
9.3%
$22M
—
$25M
2023
$36M
$22M
0.0%
0.0%
8.6%
6.6%
-$2M
—
$24M
2022
$36M
$24M
0.0%
0.0%
9.9%
7.0%
$31M
—
$35M
2021
$23M
$67M
0.0%
0.0%
29.3%
20.2%
$45M
—
$37M
2020
$17M
$39M
0.0%
0.0%
19.7%
13.9%
$31M
—
$14M
2019
$17M
$31M
0.0%
0.0%
16.4%
11.9%
$19M
—
$26M
2018
$14M
$22M
0.0%
0.0%
12.5%
9.0%
$23M
—
$19M
2017
$13M
$26M
0.0%
0.0%
14.5%
10.3%
$17M
—
$20M
2016
$8M
$20M
0.0%
0.0%
12.6%
8.5%
$20M
—
$28M
2015
—
$13M
—
—
8.8%
5.9%
$14M
—
$22M
2014
—
$10M
—
—
7.0%
4.9%
$8M
—
$16M
2013
—
$15M
—
—
11.5%
7.8%
$14M
—
$24M
2012
—
$11M
—
—
9.7%
6.5%
$8M
—
$21M
2011
—
$7M
—
—
6.5%
4.4%
$9M
—
$18M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$11M
$15M
0.0%
0.0%
5.1%
3.8%
$6M
—
$20M
Mar '26
$9M
$6M
0.0%
0.0%
2.2%
1.7%
$569000
—
$27M
Dec '25
$10M
$8M
0.0%
0.0%
2.8%
2.1%
$4M
—
$21M
Sep '25
$11M
$12M
0.0%
0.0%
4.4%
3.4%
$16M
—
$23M
Jun '25
$11M
$12M
0.0%
0.0%
4.6%
3.6%
$7M
—
$30M
Mar '25
$9M
$3M
0.0%
0.0%
1.2%
1.0%
-$1M
—
$28M
Dec '24
$9M
$8M
0.0%
0.0%
3.3%
2.5%
$11M
—
$25M
Sep '24
$9M
$9M
0.0%
0.0%
3.4%
2.6%
$6M
—
$25M
Jun '24
$9M
$9M
0.0%
0.0%
3.4%
2.6%
$6M
—
$27M
Mar '24
$8M
$5M
0.0%
0.0%
1.8%
1.4%
-$793000
—
$22M
Dec '23
$9M
$6M
0.0%
0.0%
2.3%
1.8%
$12M
—
$24M
Sep '23
$9M
$7M
0.0%
0.0%
2.8%
2.1%
-$902000
—
$30M
Jun '23
$9M
$8M
0.0%
0.0%
3.1%
2.3%
$3M
—
$26M
Mar '23
$9M
$1M
0.0%
0.0%
0.5%
0.4%
-$15M
—
$30M
Dec '22
$10M
$8M
0.0%
0.0%
3.1%
2.2%
$14M
—
$35M
Sep '22
$10M
$8M
0.0%
0.0%
3.3%
2.4%
$10M
—
$41M
Jun '22
$9M
$2M
0.0%
0.0%
1.0%
0.7%
$5M
—
$35M
Mar '22
$7M
$6M
0.0%
0.0%
2.7%
1.9%
$441000
—
$37M
Dec '21
$6M
$19M
0.0%
0.0%
8.3%
5.7%
$16M
—
$37M
Sep '21
$6M
$15M
0.0%
0.0%
5.9%
4.3%
$18M
—
$49M
Valuation over time
How the market has priced ITIC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 12.3× (Mar '23) to 14.6× (Nov '26).
The price-to-sales ratio has risen from 8.1× (Mar '23) to 12.6× (Nov '26).
The dividend yield has risen from 3.1% (Mar '23) to 3.9% (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is ITIC growing its revenue and profit?
Over the past 5 years, INVESTORS TITLE CO's revenue has grown 19.2% per year, and net income declined 2.3% per year. These are computed facts, not advice.
How much debt does ITIC have?
As of FY2025, INVESTORS TITLE CO reported — of total debt against $21M of cash.
What is ITIC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 86.0%.
What is ITIC's P/E ratio?
INVESTORS TITLE CO's P/E (TTM) is 12.72 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the ITIC stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 14.6× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.