Growth & profitability
- Free cash flow has declined 41.3% per year over the past 5 years.
Shareholder returns
- Dividends have been paid for 14 consecutive years, consuming 18.5% of earnings.
- The dividend has grown 9.5% per year over the past 5 years.
ISTR Financials Investar Holding Corp
14 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | — | $23M | — | — | 7.6% | 0.8% | — | $10M | — |
| 2024 | — | $20M | — | — | 8.4% | 0.7% | — | $10M | — |
| 2023 | — | $17M | — | — | 7.4% | 0.6% | — | $10M | — |
| 2022 | — | $36M | — | — | 16.5% | 1.3% | — | $10M | — |
| 2021 | — | $8M | — | — | 3.3% | 0.3% | — | $10M | — |
| 2020 | — | $14M | — | — | 5.7% | 0.6% | — | — | $35M |
| 2019 | — | $17M | — | — | 7.0% | 0.8% | — | — | $45M |
| 2018 | — | $14M | — | — | 7.5% | 0.8% | $11M | — | $17M |
| 2017 | — | $8M | — | — | 4.7% | 0.5% | $7M | — | $30M |
| 2016 | — | $8M | — | — | 7.0% | 0.7% | $33M | — | $29M |
| 2015 | — | $7M | — | — | 6.5% | 0.7% | — | — | — |
| 2014 | — | $5M | — | — | 5.2% | 0.6% | — | — | — |
| 2013 | — | $3M | — | — | 5.7% | 0.5% | — | — | — |
| 2012 | — | $2M | — | — | 5.4% | — | — | — | — |
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Mar '26 | — | $12M | — | — | 2.9% | 0.3% | — | — | — |
| Dec '25 | — | $6M | — | — | 2.0% | 0.2% | — | $10M | — |
| Sep '25 | — | $6M | — | — | 2.1% | 0.2% | — | — | — |
| Jun '25 | — | $4M | — | — | 1.8% | 0.2% | — | — | — |
| Mar '25 | — | $6M | — | — | 2.5% | 0.2% | — | — | — |
| Dec '24 | — | $6M | — | — | 2.5% | 0.2% | — | $10M | — |
| Sep '24 | — | $5M | — | — | 2.2% | 0.2% | — | — | — |
| Jun '24 | — | $4M | — | — | 1.8% | 0.1% | — | — | — |
| Mar '24 | — | $5M | — | — | 2.1% | 0.2% | — | — | — |
| Dec '23 | — | $4M | — | — | 1.6% | 0.1% | — | $10M | — |
| Sep '23 | — | $3M | — | — | 1.3% | 0.1% | — | — | — |
| Jun '23 | — | $7M | — | — | 3.0% | 0.2% | — | — | — |
| Mar '23 | — | $4M | — | — | 1.7% | 0.1% | — | — | — |
| Dec '22 | — | $9M | — | — | 4.1% | 0.3% | — | $10M | — |
| Sep '22 | — | $7M | — | — | 3.6% | 0.3% | — | — | — |
| Jun '22 | — | $9M | — | — | 4.3% | 0.4% | — | — | — |
| Mar '22 | — | $10M | — | — | 4.3% | 0.4% | — | — | — |
| Dec '21 | — | $7M | — | — | 2.9% | 0.3% | — | $10M | — |
| Sep '21 | — | -$10M | — | — | -4.2% | -0.4% | — | — | — |
| Jun '21 | — | $6M | — | — | 2.3% | 0.2% | — | — | — |
Valuation over time
How the market has priced ISTR against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has risen from 5.4× (Mar '23) to 18.5× (Sep '26).
- The dividend yield has fallen from 1.8% (Mar '23) to 1.0% (Sep '26).
P/E
Dividend yield %
Frequently asked questions
Is ISTR growing its revenue and profit?
See the revenue and net-income charts above for Investar Holding Corp's multi-year trend.
How much debt does ISTR have?
As of FY2025, Investar Holding Corp reported $10M of total debt against — of cash.
What is ISTR's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is ISTR's P/E ratio?
As of Sep '26, Investar Holding Corp traded at a price-to-earnings ratio of about 18.5× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.