10 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 11.2% per year over the past 5 years.
Net income has grown slower than revenue (-0.7% vs 11.2% per year).
Operating margin has contracted, at 9.2% in the latest year.
Financial health
Total debt ($195M) exceeds cash ($169M); net debt is $26M.
Total debt has grown faster than revenue (17.3% vs 11.2% per year).
Operating income covered interest expense 4.7× in the latest year.
Total debt is 2.7× EBITDA.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$608M
$33M
0.0%
9.2%
20.3%
6.3%
$16M
$195M
$169M
2024
$659M
$59M
0.0%
14.4%
43.6%
12.7%
$23M
$157M
$131M
2023
$659M
$60M
0.0%
14.5%
39.9%
10.3%
$131M
$188M
$239M
2022
$547M
$57M
0.0%
15.2%
38.2%
11.2%
$3M
$155M
$149M
2021
$459M
$47M
0.0%
14.8%
32.7%
13.8%
$68M
$83M
$132M
2020
$357M
$34M
0.0%
14.8%
35.8%
13.0%
-$5M
$88M
$75M
2019
$320M
$20M
0.0%
11.4%
35.0%
8.6%
$46M
$95M
$86M
2018
$274M
-$7M
0.0%
4.8%
-16.3%
-3.2%
$15M
$117M
$73M
2017
—
-$10M
—
—
-28.3%
-4.7%
$3M
$112M
$59M
2016
—
-$1621
—
—
-0.0%
-0.3%
—
—
$82614
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$131M
$4M
0.0%
6.7%
2.5%
0.9%
$107M
$114M
$151M
Mar '26
$122M
$511000
0.0%
3.0%
0.3%
0.1%
-$43M
$241M
$170M
Dec '25
$147M
$9M
0.0%
7.9%
5.5%
1.7%
-$20M
$195M
$169M
Sep '25
$155M
$5M
0.0%
6.8%
3.3%
1.0%
-$36M
$158M
—
Jun '25
$161M
$11M
0.0%
12.1%
7.7%
2.1%
$35M
$144M
—
Mar '25
$144M
$8M
0.0%
9.8%
5.6%
1.6%
$36M
$147M
—
Dec '24
$165M
$15M
0.0%
15.0%
11.4%
3.3%
-$9M
$157M
$131M
Sep '24
$172M
$17M
0.0%
16.2%
12.2%
3.6%
$23M
$138M
—
Jun '24
$172M
$14M
0.0%
13.4%
9.9%
2.3%
-$26M
$211M
—
Mar '24
$150M
$12M
0.0%
13.0%
8.8%
2.2%
$35M
$158M
—
Dec '23
$172M
$17M
0.0%
16.1%
11.7%
3.0%
$56M
$188M
$239M
Sep '23
$172M
$15M
0.0%
14.1%
9.4%
2.4%
$79M
$200M
—
Jun '23
$169M
$15M
0.0%
14.6%
10.2%
2.9%
-$4M
$193M
—
Mar '23
$145M
$12M
0.0%
13.0%
7.5%
2.7%
-$961000
$99M
—
Dec '22
$154M
$13M
0.0%
14.1%
8.7%
2.6%
$22M
$155M
$149M
Sep '22
$141M
$17M
0.0%
14.7%
11.5%
4.2%
-$17M
$123M
—
Jun '22
$137M
$16M
0.0%
16.9%
10.0%
4.5%
-$31M
$81M
—
Mar '22
$115M
$12M
0.0%
14.9%
7.6%
3.3%
$29M
$82M
—
Dec '21
$127M
$13M
0.0%
14.9%
9.2%
3.9%
$12M
$83M
$132M
Sep '21
$121M
$12M
0.0%
13.3%
8.7%
3.6%
-$12M
$84M
—
Valuation over time
How the market has priced IMXI against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 13.6× (Mar '23) to 6.7× (Nov '26).
The price-to-sales ratio has fallen from 1.4× (Mar '23) to 0.4× (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Frequently asked questions
Is IMXI growing its revenue and profit?
Over the past 5 years, International Money Express, Inc.'s revenue has grown 11.2% per year, and net income declined 0.7% per year.
How much debt does IMXI have?
As of FY2025, International Money Express, Inc. reported $195M of total debt against $169M of cash; operating income covered interest expense 4.7×.
What is IMXI's profit margin?
In FY2025, gross margin was —, operating margin 9.2%, and net margin 5.4%.
What is IMXI's P/E ratio?
International Money Express, Inc.'s P/E (TTM) is 11.83 as of the 2026-11-05 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the IMXI stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 6.7× as of Nov '26) can differ.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing.