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IMXI Financials International Money Express, Inc.

10 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 11.2% per year over the past 5 years.
  • Net income has grown slower than revenue (-0.7% vs 11.2% per year).
  • Operating margin has contracted, at 9.2% in the latest year.

Financial health

  • Total debt ($195M) exceeds cash ($169M); net debt is $26M.
  • Total debt has grown faster than revenue (17.3% vs 11.2% per year).
  • Operating income covered interest expense 4.7× in the latest year.
  • Total debt is 2.7× EBITDA.
Revenue & net income
-$10M $324M $659M $0 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
RevenueNet income
Margins (gross / operating / net)
-3% 6% 15% 0% 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
GrossOperatingNet
Free cash flow (CFO − capex)
-$5M $63M $131M $0 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $120M $239M 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$114M $15M $144M $0 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $608M $33M 0.0% 9.2% $16M $195M $169M
2024 $659M $59M 0.0% 14.4% $23M $157M $131M
2023 $659M $60M 0.0% 14.5% $131M $188M $239M
2022 $547M $57M 0.0% 15.2% $3M $155M $149M
2021 $459M $47M 0.0% 14.8% $68M $83M $132M
2020 $357M $34M 0.0% 14.8% -$5M $88M $75M
2019 $320M $20M 0.0% 11.4% $46M $95M $86M
2018 $274M -$7M 0.0% 4.8% $15M $117M $73M
2017 -$10M $3M $112M $59M
2016 -$1621 $82614

Valuation over time

How the market has priced IMXI against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 7.3 14.7 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 0.7 1.4 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S

Frequently asked questions

Is IMXI growing its revenue and profit?

Over the past 5 years, International Money Express, Inc.'s revenue has grown 11.2% per year, and net income declined 0.7% per year. These are computed facts, not advice.

How much debt does IMXI have?

As of FY2025, International Money Express, Inc. reported $195M of total debt against $169M of cash; operating income covered interest expense 4.7×.

What is IMXI's profit margin?

In FY2025, gross margin was —, operating margin 9.2%, and net margin 5.4%.

What is IMXI's P/E ratio?

As of Jun '26, International Money Express, Inc. traded at a price-to-earnings ratio of about 12.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.