Shareholder returns
- Dividends have been paid for 3 consecutive years, consuming 40.2% of earnings and 24.7% of free cash flow.
- The dividend has grown 1.4% per year over the past 5 years.
HNVR Financials Hanover Bancorp, Inc. /MD
6 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | — | $7M | — | — | 3.7% | 0.3% | $12M | — | $209M |
| 2024 | — | $12M | — | — | 6.3% | 0.5% | $4M | — | $163M |
| 2023 | — | $15M | — | — | 8.2% | 0.7% | $13M | — | $193M |
| 2022 | — | $24M | — | — | 13.6% | 1.3% | $24M | — | $150M |
| 2021 | — | $11M | — | — | 8.9% | 0.7% | $11M | — | $167M |
| 2020 | — | $5M | — | — | 6.4% | 0.6% | -$527000 | — | $80M |
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | — | $4M | — | — | 2.0% | 0.2% | $18M | — | $141M |
| Mar '26 | — | $2M | — | — | 0.9% | 0.1% | -$3M | — | $194M |
| Dec '25 | — | $33000 | — | — | 0.0% | 0.0% | $8M | — | $209M |
| Sep '25 | — | $3M | — | — | 1.7% | 0.1% | $2M | — | $168M |
| Jun '25 | — | $2M | — | — | 1.2% | 0.1% | $2M | — | $165M |
| Mar '25 | — | $2M | — | — | 0.8% | 0.1% | $56000 | — | $160M |
| Dec '24 | — | $4M | — | — | 2.0% | 0.2% | $6M | — | $163M |
| Sep '24 | — | $4M | — | — | 1.8% | 0.2% | -$876000 | — | $141M |
| Jun '24 | — | $844000 | — | — | 0.4% | 0.0% | -$5M | — | $141M |
| Mar '24 | — | $4M | — | — | 2.1% | 0.2% | $3M | — | $136M |
| Dec '23 | — | $4M | — | — | 2.0% | 0.2% | $4M | — | $177M |
| Sep '23 | — | $4M | — | — | 1.9% | 0.2% | $590000 | — | $193M |
| Jun '23 | — | $3M | — | — | 1.7% | 0.1% | $7M | — | $212M |
| Mar '23 | — | $3M | — | — | 1.8% | 0.2% | $185000 | — | $204M |
| Dec '22 | — | $5M | — | — | 3.0% | 0.3% | $5M | — | $152M |
| Sep '22 | — | $6M | — | — | 3.4% | 0.3% | $8M | — | $150M |
| Jun '22 | — | $5M | — | — | 3.2% | 0.3% | $7M | — | $134M |
| Mar '22 | — | $6M | — | — | 4.3% | 0.4% | $3M | — | $127M |
| Dec '21 | — | $7M | — | — | 5.1% | 0.4% | $6M | — | $115M |
| Sep '21 | — | $7M | — | — | 5.8% | 0.5% | $5M | — | $167M |
Valuation over time
How the market has priced HNVR against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has risen from 5.5× (Mar '23) to 25.3× (Sep '26).
- The dividend yield has fallen from 2.3% (Oct '23) to 1.6% (Sep '26).
P/E
Dividend yield %
Frequently asked questions
Is HNVR growing its revenue and profit?
See the revenue and net-income charts above for Hanover Bancorp, Inc. /MD's multi-year trend.
How much debt does HNVR have?
As of FY2025, Hanover Bancorp, Inc. /MD reported — of total debt against $209M of cash.
What is HNVR's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is HNVR's P/E ratio?
As of Sep '26, Hanover Bancorp, Inc. /MD traded at a price-to-earnings ratio of about 25.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.