15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 2.1% per year over the past 5 years.
Net income has grown faster than revenue (17.2% vs 2.1% per year).
Free cash flow has grown 8.9% per year over the past 5 years.
Financial health
Total debt ($4.4B) exceeds cash ($166M); net debt is $4.2B.
Total debt has grown in line with revenue (0.1% vs 2.1% per year).
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 15.4% of earnings and 10.3% of free cash flow.
The dividend has grown 5.3% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$1.5B
$3.8B
0.0%
0.0%
20.2%
4.5%
$5.8B
$4.4B
$166M
2024
$1.5B
$3.1B
0.0%
0.0%
18.9%
3.8%
$5.8B
$4.4B
$234M
2023
$1.4B
$2.5B
0.0%
0.0%
16.3%
3.3%
$4.0B
$4.4B
$189M
2022
$1.4B
$1.8B
0.0%
0.0%
13.3%
2.5%
$3.8B
$4.4B
$344M
2021
$1.6B
$2.4B
0.0%
0.0%
13.3%
3.1%
$4.0B
$4.9B
$337M
2020
$1.4B
$1.7B
0.0%
0.0%
9.4%
2.3%
$3.8B
$4.4B
$239M
2019
$1.4B
$2.1B
0.0%
0.0%
12.8%
2.9%
$3.4B
$4.8B
$262M
2018
$1.4B
$1.8B
0.0%
0.0%
13.8%
2.9%
$2.7B
$4.7B
$121M
2017
$1.3B
-$3.1B
0.0%
0.0%
-23.2%
-1.4%
$1.9B
$5.0B
$180M
2016
—
$896M
—
—
5.3%
0.4%
$1.8B
$4.9B
$328M
2015
—
$1.7B
—
—
9.5%
0.7%
$2.4B
$5.4B
—
2014
—
$798M
—
—
4.3%
0.3%
$1.8B
$6.1B
—
2013
—
$176M
—
—
0.9%
0.1%
$1.2B
$6.5B
—
2012
—
-$38M
—
—
-0.2%
-0.0%
$2.6B
$7.1B
—
2011
—
$712M
—
—
3.3%
0.2%
—
$6.2B
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$111M
$1.3B
0.0%
0.0%
6.6%
1.5%
$1.3B
$4.4B
$203M
Mar '26
$392M
$856M
0.0%
0.0%
4.5%
1.0%
$1.0B
$4.4B
$220M
Dec '25
$388M
$1.1B
0.0%
0.0%
6.0%
1.3%
$1.8B
$4.4B
$166M
Sep '25
$386M
$1.1B
0.0%
0.0%
5.9%
1.3%
$1.8B
$4.4B
$206M
Jun '25
$110M
$995M
0.0%
0.0%
5.7%
1.2%
$1.3B
$4.4B
$219M
Mar '25
$366M
$630M
0.0%
0.0%
3.7%
0.8%
$947M
$4.4B
$216M
Dec '24
$373M
$853M
0.0%
0.0%
5.2%
1.1%
$1.9B
$4.4B
$234M
Sep '24
$369M
$767M
0.0%
0.0%
4.5%
0.9%
$1.6B
$4.4B
$281M
Jun '24
$364M
$738M
0.0%
0.0%
4.7%
0.9%
$1.2B
$4.4B
$210M
Mar '24
$352M
$753M
0.0%
0.0%
4.9%
1.0%
$1.0B
$4.4B
$322M
Dec '23
$340M
$771M
0.0%
0.0%
5.0%
1.0%
$1.6B
$4.4B
$189M
Sep '23
$351M
$651M
0.0%
0.0%
4.8%
0.9%
$1.7B
$4.4B
$181M
Jun '23
$352M
$547M
0.0%
0.0%
3.9%
0.7%
-$99M
$4.4B
$222M
Mar '23
$338M
$535M
0.0%
0.0%
3.7%
0.7%
$822M
$4.4B
$218M
Dec '22
$335M
$592M
0.0%
0.0%
4.3%
0.8%
$1.0B
$4.4B
$344M
Sep '22
$348M
$340M
0.0%
0.0%
2.6%
0.5%
$1.5B
$4.4B
$285M
Jun '22
$361M
$444M
0.0%
0.0%
3.1%
0.6%
$928M
$4.4B
$348M
Mar '22
$379M
$443M
0.0%
0.0%
2.8%
0.6%
$398M
$4.9B
$306M
Dec '21
$399M
$729M
0.0%
0.0%
4.1%
1.0%
$1.2B
$4.9B
$337M
Sep '21
$399M
$482M
0.0%
0.0%
2.7%
0.6%
$1.2B
$4.9B
$397M
Valuation over time
How the market has priced HIG against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 10.4× (Mar '23) to 9.9× (Sep '26).
The price-to-sales ratio has risen from 13.3× (Mar '23) to 25.2× (Sep '26).
The dividend yield has fallen from 2.7% (Mar '23) to 1.6% (Sep '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is HIG growing its revenue and profit?
Over the past 5 years, Hartford (The)'s revenue has grown 2.1% per year, and net income grown 17.2% per year. These are computed facts, not advice.
How much debt does HIG have?
As of FY2025, Hartford (The) reported $4.4B of total debt against $166M of cash.
What is HIG's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 254.7%.
What is HIG's P/E ratio?
As of Sep '26, Hartford (The) traded at a price-to-earnings ratio of about 9.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.