HIG Financials Hartford (The)

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Oct 29, 2026, 11:13 UTC Overview →

Growth & profitability

Revenue has grown 2.1% per year over the past 5 years.
Net income has grown faster than revenue (17.2% vs 2.1% per year).
Free cash flow has grown 8.9% per year over the past 5 years.

Financial health

Total debt ($4.4B) exceeds cash ($166M); net debt is $4.2B.
Total debt has grown in line with revenue (0.1% vs 2.1% per year).

Shareholder returns

Dividends have been paid for 15 consecutive years, consuming 15.4% of earnings and 10.3% of free cash flow.
The dividend has grown 5.3% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
2025	$1.5B	$3.8B	0.0%	0.0%	20.2%	4.5%	$5.8B	$4.4B	$166M
2024	$1.5B	$3.1B	0.0%	0.0%	18.9%	3.8%	$5.8B	$4.4B	$234M
2023	$1.4B	$2.5B	0.0%	0.0%	16.3%	3.3%	$4.0B	$4.4B	$189M
2022	$1.4B	$1.8B	0.0%	0.0%	13.3%	2.5%	$3.8B	$4.4B	$344M
2021	$1.6B	$2.4B	0.0%	0.0%	13.3%	3.1%	$4.0B	$4.9B	$337M
2020	$1.4B	$1.7B	0.0%	0.0%	9.4%	2.3%	$3.8B	$4.4B	$239M
2019	$1.4B	$2.1B	0.0%	0.0%	12.8%	2.9%	$3.4B	$4.8B	$262M
2018	$1.4B	$1.8B	0.0%	0.0%	13.8%	2.9%	$2.7B	$4.7B	$121M
2017	$1.3B	-$3.1B	0.0%	0.0%	-23.2%	-1.4%	$1.9B	$5.0B	$180M
2016	—	$896M	—	—	5.3%	0.4%	$1.8B	$4.9B	$328M
2015	—	$1.7B	—	—	9.5%	0.7%	$2.4B	$5.4B	—
2014	—	$798M	—	—	4.3%	0.3%	$1.8B	$6.1B	—
2013	—	$176M	—	—	0.9%	0.1%	$1.2B	$6.5B	—
2012	—	-$38M	—	—	-0.2%	-0.0%	$2.6B	$7.1B	—
2011	—	$712M	—	—	3.3%	0.2%	—	$6.2B	—

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
Sep '26	$111M	$1.3B	0.0%	0.0%	7.0%	1.5%	—	$4.4B	$178M
Jun '26	$111M	$1.3B	0.0%	0.0%	6.6%	1.5%	$1.3B	$4.4B	$203M
Mar '26	$392M	$856M	0.0%	0.0%	4.5%	1.0%	$1.0B	$4.4B	$220M
Dec '25	$388M	$1.1B	0.0%	0.0%	6.0%	1.3%	$1.8B	$4.4B	$166M
Sep '25	$109M	$1.1B	0.0%	0.0%	5.9%	1.3%	$1.8B	$4.4B	$206M
Jun '25	$110M	$995M	0.0%	0.0%	5.7%	1.2%	$1.3B	$4.4B	$219M
Mar '25	$366M	$630M	0.0%	0.0%	3.7%	0.8%	$947M	$4.4B	$216M
Dec '24	$373M	$853M	0.0%	0.0%	5.2%	1.1%	$1.9B	$4.4B	$234M
Sep '24	$369M	$767M	0.0%	0.0%	4.5%	0.9%	$1.6B	$4.4B	$281M
Jun '24	$364M	$738M	0.0%	0.0%	4.7%	0.9%	$1.2B	$4.4B	$210M
Mar '24	$352M	$753M	0.0%	0.0%	4.9%	1.0%	$1.0B	$4.4B	$322M
Dec '23	$340M	$771M	0.0%	0.0%	5.0%	1.0%	$1.6B	$4.4B	$189M
Sep '23	$351M	$651M	0.0%	0.0%	4.8%	0.9%	$1.7B	$4.4B	$181M
Jun '23	$352M	$547M	0.0%	0.0%	3.9%	0.7%	-$99M	$4.4B	$222M
Mar '23	$338M	$535M	0.0%	0.0%	3.7%	0.7%	$822M	$4.4B	$218M
Dec '22	$335M	$592M	0.0%	0.0%	4.3%	0.8%	$1.0B	$4.4B	$344M
Sep '22	$348M	$340M	0.0%	0.0%	2.6%	0.5%	$1.5B	$4.4B	$285M
Jun '22	$361M	$444M	0.0%	0.0%	3.1%	0.6%	$928M	$4.4B	$348M
Mar '22	$379M	$443M	0.0%	0.0%	2.8%	0.6%	$398M	$4.9B	$306M
Dec '21	$399M	$729M	0.0%	0.0%	4.1%	1.0%	$1.2B	$4.9B	$337M

Valuation over time

How the market has priced HIG against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has fallen from 10.2× (Mar '23) to 9.4× (Nov '26).
The price-to-sales ratio has risen from 13.1× (Mar '23) to 24.1× (Nov '26).
The dividend yield has fallen from 2.7% (Mar '23) to 1.6% (Nov '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is HIG growing its revenue and profit?

Over the past 5 years, Hartford (The)'s revenue has grown 2.1% per year, and net income grown 17.2% per year. These are computed facts, not advice.

How much debt does HIG have?

As of FY2025, Hartford (The) reported $4.4B of total debt against $166M of cash.

What is HIG's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 254.7%.

What is HIG's P/E ratio?

Hartford (The)'s P/E (TTM) is 7.86 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the HIG stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 9.4× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.