5 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 21.5% per year over the past 4 years.
Net income has grown faster than revenue (35.4% vs 21.5% per year).
Financial health
The company holds more cash ($1.1B) than total debt ($150M).
Total debt has grown slower than revenue (0.0% vs 21.5% per year).
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$2.9B
$840M
0.0%
0.0%
29.8%
8.8%
—
$150M
$1.1B
2024
$2.3B
$613M
0.0%
0.0%
26.3%
7.9%
—
$150M
$996M
2023
$1.6B
$280M
0.0%
0.0%
13.7%
4.2%
—
$150M
$795M
2022
$1.2B
-$30M
0.0%
0.0%
-1.8%
-0.5%
—
$150M
$1.1B
2021
$1.3B
$250M
0.0%
0.0%
14.0%
—
—
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$840M
$255M
0.0%
0.0%
8.9%
2.5%
—
$150M
$717M
Mar '26
$759M
$217M
0.0%
0.0%
8.0%
2.2%
—
$150M
$842M
Dec '25
$728M
$215M
0.0%
0.0%
7.6%
2.2%
—
$150M
$1.1B
Sep '25
$668M
$176M
0.0%
0.0%
6.6%
1.9%
—
$150M
$955M
Jun '25
$741M
$268M
0.0%
0.0%
10.5%
3.0%
—
$150M
$986M
Mar '25
$769M
$181M
0.0%
0.0%
7.6%
2.2%
—
$150M
$839M
Dec '24
$570M
$74M
0.0%
0.0%
3.2%
1.0%
—
$150M
$996M
Sep '24
$513M
$61M
0.0%
0.0%
2.6%
0.8%
—
$150M
$957M
Jun '24
$588M
$200M
0.0%
0.0%
9.0%
2.6%
—
$150M
$1.0B
Mar '24
$659M
$277M
0.0%
0.0%
12.6%
3.8%
—
$150M
$1.1B
Dec '23
$495M
$133M
0.0%
0.0%
6.5%
2.0%
—
$150M
$795M
Sep '23
$396M
$53M
0.0%
0.0%
2.9%
0.8%
—
$150M
$805M
Jun '23
$357M
$41M
0.0%
0.0%
2.4%
—
—
—
—
Mar '23
$322M
$53M
0.0%
0.0%
3.1%
—
—
—
—
Dec '22
$253M
-$59M
0.0%
0.0%
-3.5%
-1.0%
—
$150M
$1.1B
Sep '22
$227M
-$151M
0.0%
0.0%
-8.8%
—
—
—
—
Valuation over time
How the market has priced HG against its own fundamentals since 2023-11 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 3.5× (Jan '24) to 2.8× (Sep '26).
The price-to-sales ratio has fallen from 0.8× (Nov '23) to 0.8× (Sep '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Frequently asked questions
Is HG growing its revenue and profit?
Over the past 4 years, Hamilton Insurance Group, Ltd.'s revenue has grown 21.5% per year, and net income grown 35.4% per year. These are computed facts, not advice.
How much debt does HG have?
As of FY2025, Hamilton Insurance Group, Ltd. reported $150M of total debt against $1.1B of cash.
What is HG's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 28.9%.
What is HG's P/E ratio?
As of Sep '26, Hamilton Insurance Group, Ltd. traded at a price-to-earnings ratio of about 2.8× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.