HFBL Financials Home Federal Bancorp, Inc. of Louisiana
15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 5.0% per year over the past 5 years.
Net income has grown slower than revenue (0.2% vs 5.0% per year).
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 41.9% of earnings.
The dividend has grown 7.4% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$1M
$4M
0.0%
0.0%
7.0%
0.6%
—
—
$17M
2024
$1M
$4M
0.0%
0.0%
6.8%
0.6%
—
—
$35M
2023
$1M
$6M
0.0%
0.0%
11.3%
0.9%
—
—
$25M
2022
$1M
$5M
0.0%
0.0%
9.3%
0.8%
—
—
$64M
2021
$991000
$5M
0.0%
0.0%
10.2%
0.9%
—
—
$104M
2020
$1M
$4M
0.0%
0.0%
7.6%
0.7%
—
—
$55M
2019
$975000
$5M
0.0%
0.0%
9.4%
1.1%
—
—
$18M
2018
—
$4M
—
—
7.6%
0.8%
—
—
$16M
2017
—
$4M
—
—
7.9%
0.9%
$3M
—
$12M
2016
—
$3M
—
—
7.8%
0.9%
$4M
—
—
2015
—
$3M
—
—
7.7%
0.9%
—
—
—
2014
—
$3M
—
—
6.4%
0.8%
-$5M
—
—
2013
—
$3M
—
—
7.5%
1.1%
$10M
—
—
2012
—
$3M
—
—
5.7%
1.0%
-$3M
—
—
2011
—
$2M
—
—
3.8%
0.8%
$7M
—
—
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Mar '26
—
$1M
—
—
2.5%
0.2%
—
—
$29M
Dec '25
—
$2M
—
—
2.9%
0.3%
—
—
$19M
Sep '25
—
$2M
—
—
2.8%
0.3%
—
—
$26M
Jun '25
—
$1M
—
—
2.1%
0.2%
—
—
$17M
Mar '25
—
$748000
—
—
1.4%
0.1%
—
—
$30M
Dec '24
—
$1M
—
—
1.9%
0.2%
—
—
$20M
Sep '24
—
$941000
—
—
1.7%
0.1%
—
—
$41M
Jun '24
—
$638000
—
—
1.2%
0.1%
—
—
$35M
Mar '24
—
$732000
—
—
1.4%
0.1%
—
—
$8M
Dec '23
—
$1M
—
—
1.9%
0.2%
—
—
$9M
Sep '23
—
$1M
—
—
2.4%
0.2%
—
—
$9M
Jun '23
—
$1M
—
—
2.5%
0.2%
—
—
$25M
Mar '23
—
$1M
—
—
2.1%
0.2%
—
—
$46M
Dec '22
—
$2M
—
—
3.5%
0.3%
—
—
$20M
Sep '22
—
$2M
—
—
3.5%
0.3%
—
—
$38M
Jun '22
—
$1M
—
—
2.0%
0.2%
—
—
$64M
Mar '22
—
$1M
—
—
2.4%
0.2%
—
—
$79M
Dec '21
—
$1M
—
—
2.2%
0.2%
—
—
$74M
Sep '21
—
$1M
—
—
2.5%
0.2%
—
—
$101M
Jun '21
—
$1M
—
—
2.5%
0.2%
—
—
$104M
Valuation over time
How the market has priced HFBL against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 10.8× (Mar '23) to 20.3× (Sep '26).
The price-to-sales ratio has risen from 45.8× (Mar '23) to 60.7× (Sep '26).
The dividend yield has fallen from 2.6% (Mar '23) to 2.1% (Sep '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is HFBL growing its revenue and profit?
Over the past 5 years, Home Federal Bancorp, Inc. of Louisiana's revenue has grown 5.0% per year, and net income grown 0.2% per year. These are computed facts, not advice.
How much debt does HFBL have?
As of FY2025, Home Federal Bancorp, Inc. of Louisiana reported — of total debt against $17M of cash.
What is HFBL's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 298.4%.
What is HFBL's P/E ratio?
As of Sep '26, Home Federal Bancorp, Inc. of Louisiana traded at a price-to-earnings ratio of about 20.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.