15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings, in INR as reported — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 26.6% per year over the past 5 years.
Net income has grown slower than revenue (20.9% vs 26.6% per year).
Free cash flow has grown 49.2% per year over the past 5 years.
Financial health
Total debt (₹7.17T) exceeds cash (₹1.98T); net debt is ₹5.19T.
Total debt has grown faster than revenue (38.6% vs 26.6% per year).
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 23.5% of earnings and 14.0% of free cash flow.
The dividend has grown 18.9% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
₹2.19T
₹673.5B
0.0%
0.0%
8.8%
1.4%
₹1.13T
₹7.17T
₹1.98T
2024
₹1.85T
₹622.7B
0.0%
0.0%
9.0%
1.4%
₹968.5B
₹7.96T
₹2.09T
2023
₹1.13T
₹495.4B
0.0%
0.0%
17.0%
1.9%
₹433.6B
₹3.14T
₹1.39T
2022
₹892.4B
₹386.0B
0.0%
0.0%
15.4%
1.8%
₹554.7B
₹2.11T
₹1.12T
2021
₹782.4B
₹326.0B
0.0%
0.0%
15.1%
1.8%
₹904.0B
₹1.41T
₹930.7B
2020
₹674.1B
₹260.3B
0.0%
0.0%
13.7%
1.6%
₹152.9B
₹1.40T
₹612.0B
2019
₹595.3B
₹220.1B
0.0%
0.0%
13.5%
1.7%
₹166.9B
₹1.70T
₹734.9B
2018
₹508.4B
₹178.5B
0.0%
0.0%
15.2%
1.6%
₹85.1B
₹1.71T
₹574.2B
2017
₹424.2B
₹140.5B
0.0%
0.0%
13.7%
1.5%
₹366.6B
₹1.05T
₹430.7B
2016
₹367.7B
₹117.9B
0.0%
0.0%
13.6%
1.5%
₹160.1B
₹775.9B
₹377.7B
2015
₹299.0B
₹99.2B
0.0%
0.0%
13.2%
1.6%
—
₹672.1B
—
2014
₹246.0B
₹79.3B
0.0%
0.0%
14.9%
1.5%
—
₹546.0B
—
2013
₹209.6B
₹61.8B
0.0%
0.0%
13.2%
1.4%
₹61.5B
₹440.8B
—
2012
₹171.2B
₹49.8B
0.0%
0.0%
12.6%
1.4%
₹29.6B
₹291.0B
—
2011
₹145.6B
₹41.2B
0.0%
0.0%
11.9%
1.4%
₹44.3B
₹170.0B
—
Frequently asked questions
Is HDB growing its revenue and profit?
Over the past 5 years, Hdfc Bank Ltd's revenue has grown 26.6% per year, and net income grown 20.9% per year. These are computed facts, not advice.
How much debt does HDB have?
As of FY2025, Hdfc Bank Ltd reported ₹7.17T of total debt against ₹1.98T of cash.
What is HDB's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 30.8%.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — its annual and interim reports, in INR as reported (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (annual and interim filings, reported in INR) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.