15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has declined 1.1% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 12 consecutive years, consuming 19.5% of earnings and 20.3% of free cash flow.
The dividend has grown 2.6% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$46M
—
—
10.6%
1.3%
$44M
—
$142M
2024
—
$36M
—
—
9.2%
1.1%
$45M
—
$99M
2023
—
$40M
—
—
11.0%
1.2%
$39M
—
$76M
2022
—
$34M
—
—
10.3%
1.1%
$48M
—
$87M
2021
—
$49M
—
—
13.8%
1.7%
$53M
—
$601M
2020
—
$25M
—
—
7.7%
1.0%
$47M
—
$188M
2019
—
$28M
—
—
8.8%
1.3%
$40M
—
$40M
2018
—
$32M
—
—
10.4%
1.5%
$42M
—
$60M
2017
—
$17M
—
—
6.1%
0.8%
$23M
—
$150M
2016
—
$16M
—
—
8.9%
1.0%
$16M
—
$29M
2015
—
$13M
—
—
7.6%
0.8%
—
—
—
2014
—
$10M
—
—
6.4%
0.8%
—
—
—
2013
—
$7M
—
—
5.1%
0.7%
$20M
—
—
2012
—
$9M
—
—
6.5%
1.0%
$10M
—
—
2011
—
$5M
—
—
3.8%
0.5%
$16M
—
—
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Mar '26
—
$11M
—
—
2.6%
0.3%
$14M
—
$223M
Dec '25
—
$11M
—
—
2.6%
0.3%
$7M
—
$142M
Sep '25
—
$12M
—
—
2.9%
0.4%
$21M
—
$189M
Jun '25
—
$11M
—
—
2.8%
0.3%
$8M
—
$113M
Mar '25
—
$11M
—
—
2.7%
0.3%
$9M
—
$111M
Dec '24
—
$10M
—
—
2.4%
0.3%
$5M
—
$99M
Sep '24
—
$9M
—
—
2.4%
0.3%
$17M
—
$136M
Jun '24
—
$8M
—
—
2.2%
0.2%
$13M
—
$113M
Mar '24
—
$9M
—
—
2.5%
0.3%
$9M
—
$90M
Dec '23
—
$9M
—
—
2.6%
0.3%
$10M
—
$76M
Sep '23
—
$10M
—
—
2.8%
0.3%
$13M
—
$85M
Jun '23
—
$10M
—
—
2.8%
0.3%
$7M
—
$97M
Mar '23
—
$11M
—
—
3.3%
0.3%
$10M
—
$107M
Dec '22
—
$11M
—
—
3.3%
0.3%
$14M
—
$87M
Sep '22
—
$10M
—
—
3.3%
0.3%
$16M
—
$151M
Jun '22
—
$8M
—
—
2.6%
0.3%
$17M
—
$444M
Mar '22
—
$4M
—
—
1.3%
0.1%
$1M
—
$548M
Dec '21
—
$10M
—
—
2.9%
0.3%
$11M
—
$601M
Sep '21
—
$15M
—
—
4.4%
0.5%
$11M
—
$414M
Jun '21
—
$11M
—
—
3.4%
0.4%
$20M
—
$393M
Valuation over time
How the market has priced HBCP against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 7.6× (Mar '23) to 10.5× (Nov '26).
The dividend yield has fallen from 3.0% (Mar '23) to 1.9% (Nov '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is HBCP growing its revenue and profit?
See the revenue and net-income charts above for HOME BANCORP, INC.'s multi-year trend.
How much debt does HBCP have?
As of FY2025, HOME BANCORP, INC. reported — of total debt against $142M of cash.
What is HBCP's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is HBCP's P/E ratio?
HOME BANCORP, INC.'s P/E (TTM) is 10.37 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the HBCP stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 10.5× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.