tradmap

HBAN Financials Huntington Bancshares

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 12.1% per year over the past 5 years.
  • Net income has grown faster than revenue (22.0% vs 12.1% per year).
  • Free cash flow has grown 13.0% per year over the past 5 years.

Financial health

  • Total debt ($18.5B) exceeds cash ($13.5B); net debt is $5.0B.
  • Total debt has grown faster than revenue (16.7% vs 12.1% per year).

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 41.1% of earnings and 41.0% of free cash flow.
  • The dividend has grown 8.1% per year over the past 5 years.
Revenue & net income
$0 $1B $2B 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 85% 170% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $2B $4B 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $9B $18B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$12B $441M $13B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $1.6B $2.2B 0.0% 0.0% $2.2B $18.5B $13.5B
2024 $1.5B $1.9B 0.0% 0.0% $1.7B $16.6B $12.8B
2023 $1.4B $2.0B 0.0% 0.0% $2.5B $13.0B $10.1B
2022 $1.3B $2.2B 0.0% 0.0% $3.8B $11.7B $6.7B
2021 $1.1B $1.3B 0.0% 0.0% $1.8B $7.4B $5.5B
2020 $884M $817M 0.0% 0.0% $1.2B $8.5B $6.6B
2019 $939M $1.4B 0.0% 0.0% $1.5B $12.5B $1.2B
2018 $881M $1.4B 0.0% 0.0% $1.6B $10.6B $2.7B
2017 — $1.2B — — $1.8B $14.3B $1.5B
2016 — $712M — — $1.1B $12.0B $1.4B
2015 — $693M — — $940M $7.7B —
2014 — $632M — — $830M $6.7B —
2013 — $641M — — $911M $4.8B —
2012 — $631M — — $872M — —
2011 — $546M — — $1.5B — —

Valuation over time

How the market has priced HBAN against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 9.4 18.7 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 13.0 26.1 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 2.3 4.6 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is HBAN growing its revenue and profit?

Over the past 5 years, Huntington Bancshares's revenue has grown 12.1% per year, and net income grown 22.0% per year. These are computed facts, not advice.

How much debt does HBAN have?

As of FY2025, Huntington Bancshares reported $18.5B of total debt against $13.5B of cash.

What is HBAN's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 141.5%.

What is HBAN's P/E ratio?

As of Jun '26, Huntington Bancshares traded at a price-to-earnings ratio of about 16.4× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.