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HAFC Financials Hanmi Financial Corp

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has declined 0.2% per year over the past 5 years.
  • Net income has grown faster than revenue (12.5% vs -0.2% per year).
  • Free cash flow has grown 29.6% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 13 consecutive years, consuming 42.9% of earnings and 16.0% of free cash flow.
  • The dividend has grown 15.4% per year over the past 5 years.
Revenue & net income
$0 $136M $272M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 19% 37% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Return on equity & assets (ROE / ROA)
0% 12% 24% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Free cash flow (CFO − capex)
$0 $102M $204M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $304M $609M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$882M -$132M $618M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $270M $76M 0.0% 28.2% 9.6% 1.0% $204M — $213M
2024 $234M $62M 0.0% 26.5% 8.5% 0.8% $50M — $305M
2023 $255M $80M 0.0% 31.3% 11.4% 1.1% $107M — $302M
2022 $272M $101M 0.0% 37.3% 15.9% 1.4% $145M — $352M
2021 — $99M — — 15.3% 1.4% $91M — $609M
2020 — $42M — — 7.3% 0.7% $56M — $392M
2019 — $33M — — 5.8% 0.6% $57M — $122M
2018 — $58M — — 10.5% 1.1% $73M — $155M
2017 — $55M — — 9.7% 1.0% $81M — $154M
2016 — $56M — — 10.6% 1.2% — — $147M
2015 — $54M — — 10.9% 1.3% — — —
2014 — $50M — — 11.0% 1.2% — — —
2013 — $40M — — 10.0% 1.3% — — —
2012 — $90M — — 23.9% 3.1% — — —
2011 — $28M — — 9.9% 1.0% — — —

Valuation over time

How the market has priced HAFC against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.6 13.2 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Price / sales (P/S)
0.0 1.9 3.7 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/S
Dividend yield (%)
0.0 3.4 6.8 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is HAFC growing its revenue and profit?

Over the past 5 years, Hanmi Financial Corp's revenue has declined 0.2% per year, and net income grown 12.5% per year. These are computed facts, not advice.

How much debt does HAFC have?

As of FY2025, Hanmi Financial Corp reported — of total debt against $213M of cash.

What is HAFC's profit margin?

In FY2025, gross margin was —, operating margin 28.2%, and net margin 28.2%.

What is HAFC's P/E ratio?

Hanmi Financial Corp's P/E (TTM) is 11.19 as of the 2026-11-04 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the HAFC stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 13.1× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.