tradmap

HAFC Financials Hanmi Financial Corp

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has declined 0.2% per year over the past 5 years.
  • Net income has grown faster than revenue (12.5% vs -0.2% per year).
  • Free cash flow has grown 29.6% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 13 consecutive years, consuming 42.9% of earnings and 16.0% of free cash flow.
  • The dividend has grown 15.4% per year over the past 5 years.
Revenue & net income
$0 $136M $272M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 19% 37% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $102M $204M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $304M $609M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$882M -$132M $618M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $270M $76M 0.0% 28.2% $204M $213M
2024 $234M $62M 0.0% 26.5% $50M $305M
2023 $255M $80M 0.0% 31.3% $107M $302M
2022 $272M $101M 0.0% 37.3% $145M $352M
2021 $99M $91M $609M
2020 $42M $56M $392M
2019 $33M $57M $122M
2018 $58M $73M $155M
2017 $55M $81M $154M
2016 $56M $147M
2015 $54M
2014 $50M
2013 $40M
2012 $90M
2011 $28M

Valuation over time

How the market has priced HAFC against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.6 13.2 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 1.8 3.6 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 3.4 6.8 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is HAFC growing its revenue and profit?

Over the past 5 years, Hanmi Financial Corp's revenue has declined 0.2% per year, and net income grown 12.5% per year. These are computed facts, not advice.

How much debt does HAFC have?

As of FY2025, Hanmi Financial Corp reported — of total debt against $213M of cash.

What is HAFC's profit margin?

In FY2025, gross margin was —, operating margin 28.2%, and net margin 28.2%.

What is HAFC's P/E ratio?

As of Jun '26, Hanmi Financial Corp traded at a price-to-earnings ratio of about 12.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.