15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 4.8% per year over the past 5 years.
Net income has grown faster than revenue (9.7% vs 4.8% per year).
Free cash flow has declined 2.7% per year over the past 5 years.
Financial health
Total debt ($2.6B) exceeds cash ($145M); net debt is $2.5B.
Total debt has grown in line with revenue (6.4% vs 4.8% per year).
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 7.4% of earnings and 6.9% of free cash flow.
The dividend has grown 1.9% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$6.0B
$1.2B
0.0%
0.0%
19.4%
3.8%
$1.3B
$2.6B
$145M
2024
$5.8B
$1.1B
0.0%
0.0%
20.2%
3.7%
$1.3B
$2.7B
$165M
2023
$5.4B
$971M
23.1%
23.2%
21.6%
3.5%
$1.4B
$2.1B
$103M
2022
$5.2B
$894M
22.6%
22.7%
22.6%
3.4%
$1.4B
$2.1B
$93M
2021
$5.1B
$1.0B
23.8%
24.0%
51.5%
3.5%
$1.4B
$2.0B
$92M
2020
$4.7B
$732M
19.0%
19.1%
8.3%
2.5%
$1.4B
$1.9B
$95M
2019
$4.5B
$761M
20.1%
20.3%
10.4%
2.9%
$1.3B
$1.6B
$76M
2018
$4.3B
$701M
20.1%
20.2%
13.0%
3.0%
$1.2B
$1.7B
$121M
2017
$4.2B
$1.5B
19.4%
19.8%
23.3%
6.2%
$1.4B
$1.5B
$119M
2016
$3.9B
$550M
19.9%
20.0%
12.0%
2.6%
$1.4B
$1.4B
$76M
2015
$3.8B
$527M
20.6%
20.6%
13.0%
2.7%
$1.1B
$1.2B
—
2014
$3.6B
$543M
21.0%
21.3%
11.6%
2.7%
$845M
$1.2B
—
2013
$3.5B
$528M
21.4%
21.6%
14.0%
2.9%
$1.1B
$1.2B
—
2012
$3.6B
$529M
20.3%
21.0%
12.1%
2.8%
$938M
$1.3B
—
2011
$3.4B
$497M
20.7%
21.7%
12.9%
3.0%
$854M
$1.1B
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$1.6B
$288M
0.0%
0.0%
4.7%
0.9%
$298M
$2.9B
$257M
Mar '26
$1.6B
$271M
0.0%
0.0%
4.4%
0.9%
$396M
$2.8B
$255M
Dec '25
$1.5B
$266M
0.0%
0.0%
4.5%
0.9%
$330M
$2.6B
$145M
Sep '25
$1.5B
$388M
0.0%
0.0%
6.8%
1.3%
$209M
$2.7B
$303M
Jun '25
$1.5B
$253M
0.0%
0.0%
4.7%
0.8%
$295M
$2.8B
$239M
Mar '25
$1.5B
$255M
0.0%
0.0%
4.7%
0.9%
$420M
$2.8B
$232M
Dec '24
$1.5B
$255M
0.0%
0.0%
4.8%
0.9%
$322M
$2.7B
$165M
Sep '24
$1.5B
$303M
26.1%
26.3%
6.5%
1.0%
$311M
$2.8B
$135M
Jun '24
$1.4B
$258M
23.3%
23.5%
4.9%
0.9%
$356M
$2.3B
$88M
Mar '24
$1.4B
$254M
23.1%
23.1%
5.0%
0.9%
$342M
$2.4B
$84M
Dec '23
$1.4B
$275M
22.8%
23.1%
6.1%
1.0%
$378M
$2.1B
$103M
Sep '23
$1.4B
$257M
23.2%
23.3%
5.6%
1.0%
$276M
$2.2B
$86M
Jun '23
$1.3B
$215M
23.4%
23.4%
5.4%
0.8%
$309M
$2.1B
$75M
Mar '23
$1.3B
$224M
23.1%
23.1%
5.8%
0.8%
$469M
$2.1B
$172M
Dec '22
$1.3B
$242M
23.0%
23.1%
6.1%
0.9%
$364M
$2.1B
$93M
Sep '22
$1.3B
$191M
20.3%
20.5%
5.3%
0.8%
$351M
$2.1B
$86M
Jun '22
$1.3B
$224M
23.8%
24.1%
7.0%
0.8%
$290M
$2.1B
$172M
Mar '22
$1.3B
$237M
23.1%
23.1%
9.3%
0.8%
$390M
$2.1B
$128M
Dec '21
$1.3B
$178M
15.8%
16.2%
8.9%
0.6%
$370M
$2.0B
$92M
Sep '21
$1.3B
$189M
17.2%
17.4%
2.2%
0.6%
$351M
$1.9B
$96M
Valuation over time
How the market has priced GL against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 9.5× (Mar '23) to 10.6× (Nov '26).
The price-to-sales ratio has risen from 1.6× (Mar '23) to 2.0× (Nov '26).
The dividend yield has fallen from 1.0% (Mar '23) to 0.7% (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is GL growing its revenue and profit?
Over the past 5 years, Globe Life's revenue has grown 4.8% per year, and net income grown 9.7% per year. These are computed facts, not advice.
How much debt does GL have?
As of FY2025, Globe Life reported $2.6B of total debt against $145M of cash.
What is GL's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 19.4%.
What is GL's P/E ratio?
Globe Life's P/E (TTM) is 10.13 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the GL stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 10.6× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.