15 years of revenue, profit, cash flow and balance-sheet history through FY2026,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 11.1% per year over the past 5 years.
Net income has grown in line with revenue (11.4% vs 11.1% per year).
Free cash flow has grown 9.4% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 9.9% of earnings and 9.7% of free cash flow.
The dividend has grown 10.8% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2026
—
$41M
—
—
14.8%
1.3%
$42M
—
$145M
2025
—
$31M
—
—
13.0%
1.0%
$27M
—
$183M
2024
—
$25M
—
—
12.0%
0.9%
$23M
—
$190M
2023
—
$31M
—
—
16.8%
1.1%
$27M
$0
$196M
2022
—
$28M
—
—
17.7%
1.1%
$34M
$0
$69M
2021
—
$24M
—
—
16.0%
1.1%
$26M
$0
$150M
2020
—
$19M
—
—
14.5%
1.1%
$26M
—
$40M
2019
$4M
$17M
0.0%
0.0%
15.6%
1.4%
$21M
—
$30M
2018
$4M
$14M
0.0%
0.0%
15.0%
1.3%
$20M
—
$27M
2017
—
$11M
—
—
13.4%
1.1%
$14M
—
$16M
2016
—
$9M
—
—
12.1%
1.0%
$13M
—
—
2015
—
$7M
—
—
10.7%
1.0%
—
—
—
2014
—
$7M
—
—
10.7%
1.0%
—
—
—
2013
—
$6M
—
—
11.4%
1.0%
$10M
—
—
2012
—
$6M
—
—
11.1%
1.0%
$10M
—
—
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$11M
—
—
4.1%
0.4%
$18M
—
$145M
Mar '26
—
$11M
—
—
3.9%
0.3%
$11M
—
$139M
Dec '25
—
$10M
—
—
4.0%
0.3%
$6M
—
$124M
Sep '25
—
$9M
—
—
3.6%
0.3%
$7M
—
$155M
Jun '25
—
$9M
—
—
3.9%
0.3%
$13M
—
$183M
Mar '25
—
$8M
—
—
3.5%
0.3%
$7M
—
$155M
Dec '24
—
$7M
—
—
3.4%
0.3%
$5M
—
$166M
Sep '24
—
$6M
—
—
2.9%
0.2%
$2M
—
$213M
Jun '24
—
$7M
—
—
3.3%
0.2%
$11M
—
$190M
Mar '24
—
$6M
—
—
2.9%
0.2%
$5M
—
$256M
Dec '23
—
$6M
—
—
2.9%
0.2%
$2M
—
$176M
Sep '23
—
$6M
—
—
3.5%
0.2%
$6M
—
$130M
Jun '23
—
$6M
—
—
3.5%
0.2%
$10M
$0
$196M
Mar '23
—
$8M
—
—
4.5%
0.3%
$7M
—
$178M
Dec '22
—
$7M
—
—
4.3%
0.3%
$5M
—
$61M
Sep '22
—
$9M
—
—
5.7%
0.3%
$4M
—
$67M
Jun '22
—
$7M
—
—
4.3%
0.3%
$14M
$0
$69M
Mar '22
—
$7M
—
—
4.6%
0.3%
$7M
—
$151M
Dec '21
—
$7M
—
—
4.3%
0.3%
$6M
—
$64M
Sep '21
—
$7M
—
—
4.6%
0.3%
$7M
—
$113M
Valuation over time
How the market has priced GCBC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 13.7× (Mar '23) to 14.5× (Sep '26).
The dividend yield has fallen from 0.7% (Mar '23) to 0.7% (Sep '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is GCBC growing its revenue and profit?
Over the past 5 years, GREENE COUNTY BANCORP INC's revenue has grown 11.1% per year, and net income grown 11.4% per year. These are computed facts, not advice.
How much debt does GCBC have?
As of FY2026, GREENE COUNTY BANCORP INC reported — of total debt against $145M of cash.
What is GCBC's profit margin?
In FY2026, gross margin was —, operating margin —, and net margin —.
What is GCBC's P/E ratio?
As of Sep '26, GREENE COUNTY BANCORP INC traded at a price-to-earnings ratio of about 14.5× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.